Any scrappage AND 0% PCP finance deals?

Hi,

I am in the market to replace my 14-year old Peugeot 307. I note a lot of manufacturers have scrappage deals at present. Quite a few also have 0% finance deals, but these two offers are generally mutually exclusive. Do you know of any manufacturer offering both deals on new cars?

Thanks for your time, Rowland

Rowland Crawte (Raheny)

Nov 2016 Filed under: finance

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Expert answer

Hi Rowland,

Sadly no, the two offers are generally mutually exclusive. On top of which, the zero per cent finance offers are generally only on PCP (or Personal Contract Purchase) plans. Being as those run on a three-year replacement cycle and you’ve kept your Peugeot for 14 years, I’d suggest that they may not be the ideal way to buy a car for you. I reckon you’d be better off with either a Hire Purchase plan or a bank loan and taking full advantage of the ‘scrappage’ discount.

Neil Briscoe - Complete Car Advisor
@neilmbriscoe