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How will I replace my written off BMW 5 Series?

My car is deemed a write off. Open market selling preice, as per revenue, will not replace my car, like-for-like. It's a 2008 BMW 520d M Sport with 98,000 miles on the clock, leather interior, carbon black.

What are my options as this is all they are offering: €13,000. Cost to buy like for like ranges from €18,000 to €22,995.

Thank you.

John Sheeran (Drogheda)

Feb 2014 Filed under: insurance


Expert answer

Hi John,

OK, you can get a 2008 5 Series for under €13,000, but they will probably be even higher mileage than your old one and will most likely be from private vendors, rather than a dealer offering you a warranty and after-sales care. You takes your chances etc.

You may be better served by looking at the UK again - more cars, generally better prices but how about this: why not use the insurance payout to get yourself on the new car buying ladder? BMW Ireland has some cracking PCP deals on both the 5 and 3 Series and that €13k would be a decent deposit to get you off to a good start.

Worth thinking about anyway.

Neil Briscoe - Complete Car Adviser
@neilmbriscoe


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