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Hi Thomas,

Well, for a start, you're not going to be able to insure any of the three as classics, as none has passed the 30-year mark yet. If your intention is to use them for 'classic-style' driving (only bringing them out for events or days out etc.) then you might be able to get a limited mileage policy that will reduce your costs a bit.

The next problem is that Irish insurers are conducting something of a war against cars of that sort of age – they reckon that older cars are at higher risk of claims so the premiums are being loaded out of all proportion. Most of the major insurers will do a multi-car policy, but with their ages I think you might struggle to find an affordable quote.

As for value, if they're all in exceptional condition then I'd say the Mercedes and BMW could be worth as much as €5-7,000 each (they really would have to be exceptional though) and the Peugeot van probably about €3,000 (again – if in exceptional condition).

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Hi Barry,

Tough choice - both really good but quite different cars. The CC is arguably more stylish and slightly the sharper to drive, the S60 has that wonderfully reassuring Volvo safety and a really gorgeous cabin. Personally, I'd say the Volvo just shades it but it's a close run thing and you won't go far wrong with either.

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Hi Patrick, 

It should pass without a problem. The NCT manual has a section on wipers for the front window only.

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Hi Patrick,

Well, the Passat is definitely better value - and it's only a little less spacious than the Audi. But you are trying to compare two quite different cars - one a regular family car, one a premium executive model. It depends on what you want more; value for money or something more prestigious and luxurious. Both are excellent cars though - reliable and nice to drive. 

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Hi Gary,

Yes, but it's not due to arrive until late this year. It'll likely have only very small exterior changes (expect a more Passat-like front end), but there will be some bigger changes to the interior, including a new centre stack with the option of a big, Tesla-like tablet-style touchscreen with 'Gesture Control.' We may also get sight of the new family of 1.5-litre turbo petrol and turbodiesel engines this year (although they're more likely to be reserved for the all-new MkVIII Golf in a couple of years' time), but we'll definitely get to see the ultimate hot Golf - a four-wheel drive 420hp version of the Golf R designed to take on the Ford Focus RS.

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Hi Martin,

Go for the Octavia or Avensis according to taste - both have superior reliability (crucial when you're buying an older car) and the Avensis will, just slightly, have the edge in that respect.

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Hi Peter,

As an import, each car is individually inspected and rated for VRT,  which is probably why Revenue is being evasive - they really don't like to pass judgement on something they've not seen, even if it is nominally the same as an Irish market car. Ultimately you shouldn't have any problems - if the X5 can be categorised as an N1 vehicle, it should be fine, but check to make sure as to whether that's with five or seven seats. Seven seats are optional on the X5 and could cut the boot space to under the N1 limit.

On the VAT thing, it just depends on the age of the car. If it's less than six months old, and/or has fewer than 6,000km on the clock, it's liable for Irish VAT on arrival - no ifs, ands or buts. 

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Hi Dave,

The Land Cruiser is indeed getting a new 2.8-litre diesel engine, which is claimed to be nine per cent more efficient than the old 3.0. It has CO₂ emissions of 194g/km, 177hp and 420Nm of torque. Shared with Fiat though? No - Fiat does have its own 2.8-litre diesel, but it's a commercial vehicle engine, usually used in the Ducato van. For its passenger cars (Jeep Grand Cherokee, Maserati Quattroporte, etc.) the Fiat group uses a VM Motori built 3.0 V6 diesel.

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Hi Joe,

This is a serious issue at the moment and the Government is, typically, sitting on its hands over the matter. Insurers, beginning with Aviva, decided last year that, actuarially speaking, ten-year-old cars and their drivers were at higher risk of accident than average, and so decided to either (a) refuse to quote altogether, or (b) issue massive quotes that were effectively the same thing. Frankly, it's a scandal and of course, insurance being something of a cabal industry at the best of times, the other major firms are following suit. Sorry - that isn't actually of any practical help to you, but it's the facts of the matter.

The best suggestion I can offer is to find a really good local insurance broker and see if they can help you find a solution. Please do let us know how you get on.

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Hi Hugh,

Well, a Mondeo or Passat would be a more sensible choice - more around to choose from and slightly cheaper running costs. And that's the Achilles' heel of the X-Type - running costs. While the diesels are reasonably frugal, and in general it's a well-made and reliable car (after some serious horrors on early-build examples back in 2001 and 2002), the X-Type can be expensive to fix if and when it does go wrong, and don't go assuming that because it's based on a MkIII Mondeo that you can use more affordable Mondeo bits; there's still a lot of bespoke Jag in there.

Still, it's a lovely car to drive, and the 2008 facelift (new grille, slightly squarer looks) made it much more stylish. Shop around carefully, don't buy anything that doesn't have a full service history and check for any noises coming from either the transmission or the suspension.