How to make my commercial Kuga private?
Hi,
I have a 191 Ford Kuga Utility four-seat commercial that I'm looking in the near future to use privately. Is this as simple as insuring and taxing it as a private vehicle or are there any other steps, i.e re-registering it as a private vehicle?
Thanks in advance for your help
Stuart CoonernyMar 2021 Filed under: commercial vehicle
Expert answer
Hi Stuart,
No, you don’t need to re-register it, you simply need to call up your local motor tax office and tell them that you want to tax it as a private car. They’ll then put you on the old by-engine-capacity tax system, and the job’s done. The tricky part is insurance — we’ve been hearing that many people are struggling to find insurers who’ll cover a commercial as a private car, so have a good, careful shop around for cover first.
Cost to use a Transit Connect privately?
I am currently office based for work with the requirement to visit building sites from time to time. I am considering buying a Ford Transit Connect van, 1.5-litre that is more practical than my current car for visiting sites. I would therefore need the van for work and private purposes as I cannot afford to have a seperate car for private use only. What type of tax and insurance by law do I need for this scenario (private/commercial) and what would be the approx cost of same?
Thanks
Ronan Toft (Kilcullen)Mar 2021 Filed under: commercial vehicle
Expert answer
Hi Ronan,
You will have to tax the van as a private car if you’re going to use it for social, domestic or pleasure purposes. That’s relatively easy to do — you just need to ring up you local motor tax office and ask them to make the switch for you. Annual motor tax will cost you €413 a year for the 1.5-litre engine (taxing a commercial as a private car means you go back to the old engine capacity based system).
Insurance is the trickier aspect, and we’ve heard from a lot of readers that they struggle to find cover for commercials as private vehicles. We always advise to try and track down a good, reputable, broker and get cover sorted before you make any decisions.
Take a read of Buying a commercial vehicle for private use for more information.
How to change from N1 van to M1?
Hi,
I want to buy an N1 van and change to M1 status. How do I do this?
Mohammed Ahmed (Midleton)Mar 2021 Filed under: commercial vehicle
Expert answer
Hi Mohammed,
If you mean changing the tax status on a van to a private car, then really all you have to do is ring up your local motor tax office, and tell them that you want to change the tax status of your vehicle. Insurance is the tricky part — some insurers don’t like covering vans being used as cars, so make sure you shop around carefully before you decide.
Read Buying a commercial vehicle for private use for more.
Can I drive a UK car in Ireland?
Hi.
My home is in Northern Ireland. I work in South of Ireland. Can I drive a UK-registered car?
James Curry (Tyrone)Feb 2021 Filed under: importing
Expert answer
Hi James,
Yes, you can. As long as your car is registered to your Northern Ireland address, and so is your insurance, all you need is a ‘Green Card’ from your insurer to extend the cover to the Republic.
Thinking of buying an old Toyota Hilux...
Hi,
I already have a car in my name for private use and I'm thinking of buying an old 2002 Toyota Hilux to have some fun driving an old truck. So, I have two questions: can I register its ownership without having a company? Can I purchase classic insurance for this Hilux?
Thanks in advance!!
Renato Dultra (Maynooth)Feb 2021 Filed under: commercial vehicle
Expert answer
Hi Renato,
Yes, absolutely — you can register a Hilux for personal use, but just remember that you’ll have to tax it as a private vehicle, which means you’ll be taxing it on the engine capacity, not the CO2 emissions. If it’s a 3.0-litre Hilux, that’s going to be pricey. Insurance can be an issue too, so get hold of a good broker to help you find the right policy.
Classic insurance is a non-runner, sadly. In Ireland, a car has to be more than 30 years old to qualify for classic status.
How much to insure a Transit privately?
How much would a 171 Ford Transit Connect cost to insure privately?
Maire Twiss (Milltown )Feb 2021 Filed under: insurance
Expert answer
Hi Maire,
Unfortunately, you might as well ask us how long a piece of string might be. Irish insurance companies are something of a law unto themselves, and the cost of insurance will depend more on you and your record than on the vehicle itself. On top of which, some of our readers have been telling us that they have been finding it difficult to get some insurers to cover commercial vehicles as private cars at all. Our advice is to get hold of a good broker, who can help you navigate through all this.
Are we exempt from import charges and VRT?
We brought our car over in December 2020; it's a BMW 1 Series diesel and Ireland is our main residence now; are we exempt from charges?
Margaret Allen (Galway)Feb 2021 Filed under: importing
Expert answer
Hi Margaret,
If you moved to Ireland from the UK (or any other country for that matter) and brought your car with you, then you are indeed exempt from paying VRT and import duties, as long as you can show proof of your change of address, and proof of at least six months' prior tax and insurance on the car at your previous address.
Should I bring a car with me from England?
If I move to live in Ireland from England is it a good idea to bring my car with me or should I buy over there?
Russell Drake (Bolton )Feb 2021 Filed under: importing
Expert answer
Hi Russell,
If you like your current car then it’s definitely a good idea to bring it with you. Importing a vehicle as part of a change of address means that you won’t have to pay Vehicle Registration Tax, which is a significant saving. All you need is proof of the change of address, and proof of at least six months’ tax and insurance at your previous address.
Read our Guide to Importing Cars from the UK feature for more.
Will I buy a car in UK before moving home?
Hi there,
I read your excellent article on importing from the UK with the new rules. I'm Irish, living in UK but moving back home next August. I'm looking at buying here and bringing it home, and could buy now or closer to August. I see that I would owe a NOx levy, VRT of probably 31% OMSP for the model I want, plus 10% customs plus 21% VAT, so a minimum of 62% of OMSP. Seems totally prohibitive but I understand the rationale.
My question is - does having the car and owning it here for more than six months affect the VAT and customs duty? If I had owned a car here and was moving across to Ireland would I still need to pay 60% plus of the car's market value just to register it in Ireland?
Regards
A
A Rogers (London)Feb 2021 Filed under: importing
Expert answer
Hi Ailin,
OK, I think the best advice is to buy as soon as you possibly can. According to Revenue, you MAY be able to claim exemption on VRT, VAT and customs duty if you’re bringing your car in as part of a permanent move. You need to have owned the vehicle for ‘at least six months’ so being as we’re into February already, the clock is ticking. Make sure you keep every receipt and proof of address, road tax and insurance (and maybe keep them for the car you have now too, just to extend the paper trail).
How to go about taxing a van privately?
I’ve got a 2010 Citroen Dispatch 2.0-litre van and I’m just wondering how I go about getting it taxed privately for the first time and how much it would be?
David Mc Tiernan (Roscommon )Feb 2021 Filed under: taxation
Expert answer
Hi David,
The actual process of changing the tax status on a van from commercial to private use is relatively straightforward — you simply ring up your local motor tax office (you’ll find your nearest one here: https://www.gov.ie/en/service/1fc151-find-your-local-motor-tax-office/) and tell them what you want to do. They’ll then shift you onto the old engine capacity-based tax system (you’ll pay €710 a year for a 2.0-litre engine) and the job’s done.
Except it isn’t, quite. You will need proof of insurance first, and insurers are — for some reason — reluctant to switch policies over. It’s worth finding a good local broker to help you get the insurance sorted out first of all.
Read Buying a commercial vehicle for private use for more info.