Expert answer

Hi Katie,

The Volkswagen Group is offering a PCP scheme in Ireland at the moment. It trialled the scheme last year with the Volkswagen Polo, but a number of offers across the range will be in place soon. Audi also has an offer on several of its cars, such as the A1. 

Hope that's of some help.

Expert answer

Hi Noel,

Two new models have been launched in the Skoda Yeti range and these make up part of a strong model line-up for 2011, which will include a new 4.9 per cent finance offering on Yeti models. Skoda, as part of the Volkswagen Group, will offer finance through its own bank.

The two new models in the Skoda Yeti range are a 1.6-litre TDI Greenline that has 105hp and replaces the 2.0-litre 100hp diesel. It has emissions of 119g/km, which means it sits in motor tax band A.

The car features stop-start technology, low-rolling resistance tyres and brake energy recuperation. Prices start at €23,165 for the Greenline Active, €24,125 for the Ambition model and €26,035 for the Experience.

Also on offer for the first time is the 4x4 version. It comes with a 2.0-litre diesel engine putting out 170hp and with emissions of 155g/km it sits in motor tax band C.

There are Ambition and Experience specifications available for this model and prices are €29,545 for the Ambition and €31,480 for the Experience.

Skoda sold 775,000 cars worldwide in 2010, but has ambitions to sell 1.5 million by 2015. It will launch several new models to the line-up between now and then.

A small A-segment car that will take on the Ford Ka and Toyota iQ will go on sale in 2013, followed by a replacement to the Skoda Octavia that same year. A new version of the Skoda Roomster comes in 2014 and that same year a new version of the Fabia will arrive.

The new Yeti models are now in dealerships. 

Hope that helps

Expert answer

Hi Peadar,

Firstly it is hardly a surprise that your Saab has served you so well. Those cars are so well-built that they can go on for what seems like forever. I'm sure you realise that you probably won't get much for your Saab, unless of course you were prepared to opt for a new car and avail of the Government Scrappage Scheme, but since you mentioned 2008 cars we will deal with those first. 

My first choice for you would be a 2008 Saab 9-3 Diesel. Since you have enjoyed your previous Saab so much and it has served you so well, I thought that this would be the best place to start. You can have a 2008 model, in Linear Sport spec, with just 44,000km on the clock from a SIMI-approved Saab dealer for €19,950. The emissions are 147g/km so it sits in motor tax Band C, so will cost just €302 per year in road tax. This car is really nicely specced too. Plus, you will most certainly get the best price for your own Saab from here.

Another fantastic car that might not have considered is the Subaru Legacy diesel, a personal favourite of mine. This car has a brilliant engine, is beautifully balanced on the road and nicely equipped too. You would pay around €20,000 for a 2008 model. They don't come up for sale very often and can be hard to find but they are super cars. 

The same sort of money would get you a Volvo S40, although my only issue with this car is that it might feel a little small compared to the others. The S40 1.6-litre diesel has low emissions however, so you will pay just €156 per year on road tax. This car is okay, but I don't think it's anywhere near your best choice here. 

The Avensis is a good solid choice and should be reliable and comfortable, but after having quite an interesting car in the shape of the Saab, you might feel a little bit like you sold your soul with the Toyota. You will save some money though. A 2008 model from a Toyota dealer will cost you under €18,000. Sure this car will be a safe choice, but I think it might bore you a little. 

You will save even more money with a 2008 Skoda Octavia Diesel, which will cost you under €16,000 and just €156 in road tax. They are nicely built too. Or in the case of a Volkswagen Passat, you should best avoid the 1.9-litre diesel and get a 2.0-litre one instead - the 1.9-litre diesel is noisy. So this 2.0-litre diesel with 140hp will cost you €18,500 and will still just cost you €302 per year in road tax. 

Another one to consider, and a very under-rated car, is the Citroen C5. The newer model is really good and comfortable and you could have a 2008 version for around €17,500. Here is one.

If you ask me which of this lot you should buy, I would say the Saab or the Subaru. The rest are fine, but if you loved your Saab then those two will be the most interesting for you. 

I hope this helps! 

Expert answer

Hi Sean,

Stephen McDonnell from Volkswagen Ireland contacted us with some really useful information on this. Apparently the sensors themselves are quite robust, but they can be fooled into thinking the level is low by poor quality coolant. So, if there's more water than coolant in the car it may not register properly. Likewise, if there's oil in the water it could throw up a strange reading.

So, the advice is to have a look at the quality of the coolant and ask the buyer when it was last changed.

It could still be the sensor, but it's more likely that the above is the reason for the warning light.

Hope that helps,

Expert answer

Hi Mick,

Yes we have driven the 120hp 1.4-litre TSI in the Passat and we are just heading off to drive the new one in Barcelona as we write this. Believe it or not, this engine copes quite well with the Passat's bulk. It is by no means a rocket and doesn't really have the torque of the diesel models, but it certainly copes quite well. 0-100km/h takes 10.5 seconds and the top speed is 203km/h. Fuel economy is 8.6 l/100km and CO₂ emissions are 157g/km.

Is there anything else you'd like to know?

Expert answer

Hi William,

The first thing I would say is, do you really need a diesel? The diesel version of small cars tend to cost more and if you aren't really doing excessive mileage then you might not reap the benefits of owning one. For example a diesel Ford Fiesta costs €1,000 more than a petrol model and the annual road tax on the petrol model is only €156 - just €52 more per year than the diesel option. Often, in a small car, a petrol engine is really the best option.

The first car that you mention, the Fiesta, has been one of the real stars of the scrappage scheme and one of the best-selling cars in 2010 and for us, it is still the best supermini in the class. It is well built, drives really well and has pretty styling. The offers on the Fiesta for scrappage are very tempting and you can shop around to get the best deal, but you will find that there are greater discounts on the petrol models.

A car we rate here at CompleteCar.ie is the Volkswagen Polo and the 1.2-litre TDI BlueMotion model in particular is excellent offering outstanding fuel economy and ultra-low emissions. The Polo is the sort of car that you would like holding on to for four to five years as they age well.

There are obviously some incredible offers in the Renault range, as the company is offering by far the most generous discounts when it comes to new cars. You could have a petrol Clio from €8,990 under scrappage. There is a diesel version available too and with all the discounting this would come out as one of the cheapest five-door diesel superminis around.

I think if you are intent on diesel then perhaps you should look in value terms at a slightly larger car. I would be very tempted by a Hyundai i30 1.6-litre diesel. You can have one of these, which has five doors, is going to be very reliable and will cost you from €14,995 under scrappage, which is really excellent value.

However a car that has really impressed us of late is the new Nissan Juke. Here you are getting lots of car for the money. The diesel Juke starts at €20,195 (full price list here) and this car would qualify for scrappage as it has Band B emissions. 

That's a few for you to consider but do come back to us if you have more questions!

Expert answer

Hi Chris.

The price sounds about right for both cars at that mileage. You would pay quite a bit less if you got something with higher mileage. But that aside I would normally say that you should go for the Polo because it feels a little more substantial and might have a bit more street credibility for your daughter. However, with the Yaris you are still getting the current model, while there is a newer version of the Polo so for the time being it will hold its value a little better I'd expect. 

Obviously, safety will be an important consideration, and the Yaris scored higher in the Euro NCAP safety tests, achieving five stars compared to the Polo's four, so perhaps a reason to choose the Yaris. 

Toyota Yaris NCAP result

Volkswagen Polo NCAP result

Hope that helps.

Expert answer

Hi Pete,

You don't mention the mileage or condition of your Focus, but the value to a dealer could be anything from €1,000 - €2,000 depending on those factors and what you are trading the car in against.

I think that with your 100km a day you are probably better off with a diesel car in terms of saving money on fuel. There are a few options in your price range. The Volkswagen Golf Diesel is one option. We like this 2006 model with really small mileage on it for €13,750.

But down in Cork there is probably a better buy in this 2007 Ford Focus 1.6-litre diesel (which is a better engine than the 1.8-litre unit) and this car has just 16,000 miles on the clock and is within your budget we would hope. If you liked your Focus before then I am sure you would love this newer model and at the price and mileage it would be hard to ignore.

Expert answer

Hello Pat,

As a trade-in it would probably be accurate enough to assume that your Volvo would be worth about €2,000, although you might get a little more if you sold it privately.

When you say the Skoda Combi I am assuming that you mean the Fabia Combi, which is Skoda's small estate model. It is indeed a nice little car, but perhaps something of an odd-ball and it might not be the best car to choose if you are focusing on resale value. 

There is really only one car that stands head and shoulders above the rest when it comes to residual value in the small car segment and that is the Volkswagen Polo. If you look back at the classifieds you will notice that these command a used price significantly higher than any other car in the class, so if you are buying with a view to the car being worth something in five years, this is where you should be putting your money.

It isn't necessarily the best car in the segment though - for us the Fiesta would claim that particular title. There is no doubt that if your budget is restricted then you won't get a Polo with tons of equipment thrown in and it might be shorter on power than some of its rivals, but I'd go for a 70hp 1.2 Comfortline Polo in a safe colour (silver, black or red) and you will get decent money for this car in five years time.

I hope this helps

Expert answer

Hi Mark,

Thank you for contacting us. I can understand your dilemma in that you are going to be using your car quite sparingly, but you need it to be something that can last a long time. We know from speaking to you since that you have a Ford Focus that you might sell privately or hope to get around €2,000 for as a trade-in, so given that your budget is around €10,000, which is decent enough.

I take your point on the Ford Focus diesel estates. They tend to have quite hard lives as many are bought by business users more so than private individuals and they often have mega miles on them and hence can be tatty. They also often have the older 1.8-litre diesel, which is a bit of a tractor to be honest.

You mention that you are going to be keeping this car for about five years, so as such I wouldn't worry too much about whether petrol cars are falling out of favour because your used car is unlikely to be worth a whole lot in five years with another 50,000km on the clock.

You don't really do a lot of miles per year anyway, so running a petrol car might not end up being too expensive. Also you could perhaps look at buying something with slightly higher mileage (as long as it is diesel) because these cars would be well able to put up with your low mileage. For example, you mentioned the Volkswagen Jetta, which is a fine car. You could have a diesel version, with slightly more mileage, for well within your price range. Here is one from a SIMI dealer for €8,900.

I would be inclined to go for a VW Golf with your budget. You could have a 2005 model with low mileage for €9,000. This one here caught our eye. It comes from a main dealer and will have a good warranty. These cars will put up with lots of mileage and are also likely to hold their value well. This example would still have lots of life left in it after 50,000km and might actually be worth a few quid too.

I hope this helps. Come back to us by adding comments below if you want to discuss this further.