Expert answer

Hi Richard,

Firstly the car needs to be safe; it needs to be good value; and it needs to be reliable. We tend to encourage buying from SIMI dealers because you do have a little more comeback and the cars tend to be a little better, so having a look on the beepbeep.ie website we found a few options. 

The first model we have chosen is the Toyota Yaris, which will be ultra reliable and painless to run. There is one in Ardee that is within budget (you should get it for less if you haggle) and while this 2003 model has done 89,000 miles it will be capable of a whole lot more. 

I really like the Ford Fiesta and the model that was around in 2003 onwards is a great little car. This Fiesta is right on budget. 

The Renault Clio from 2004 was a lovely wee car and this one here has just 46,000 miles on the clock. I think they really suit young women, as they are rather chic. 

I guess the sensible choice here would be the Yaris, but I would probably have the Clio. 

Hope that helps

Expert answer

SIMI are the Society of the Irish Motor Industry and as such, buying from one of its members is the closest you can get to total security when buying a used car. Of course there are no guarantees when buying a used car but at least here you are getting a car that has gone through a thorough car history check, and the dealers also have signed up to SIMIs code of conduct so they are answerable to a higher power. 

A spokesperson for SIMI outlined some of the benefits of buying from a SIMI dealer. "SIMI have high membership standards. To become a member of SIMI the garage must pass an audit and inspection. The dealer must submit among other documentation a tax clearance certificate, proof of planning permission, and be nominated by 3 existing members. Should a dispute arise we have a standards department that will investigate the consumers complaint. The first step is mediation between the customer and the garage. If that does not resolve the issue we have an independent tribunal that is headed up by a former rights commissioner and also a consumer group. The tribunal decision is binding on the SIMI garage."

Cars from SIMI dealers tend to be better, but this is not to say that there are not good independent dealers who choose not to become members of the SIMI and pay their fees. There are good independent car history check websites around such as Cartell.ie and Motorcheck.ie and for a fee there are several layers of check you can do on these cars. So, no, we wouldn't say to avoid non-SIMI dealers, but SIMI dealers do come with some security as-standard. 

If you want to come back to us with an idea of your budget and needs, feel free and we will guide you a litte bit more.

Expert answer

Hello Raymond,

One word: tax. The United States and our near neighbours the UK aren't subject to anything like the taxation that we are when it comes to cars. The base price of our cars before you add VAT and Vehicle Registration Tax (VRT) have always been among the lowest in Europe. But when you add the taxes obviously the cars start becoming expensive. 

But also, because these taxes are also on optional extras (including safety features) then car distributors often have to bring in very basic versions so that the ordinary buyer can afford them. Hence, items that you would normally see as standard in other markets have often been taken out, even if this is something like ESP, which is a life-saving safety device. 

Those selling the cars have to do this because of how much of the car's value is going to the Government coffers. It has long been an issue in Ireland and one that the EU have taken a strong interest in too, because it sees it as double taxation on an item, which is against EU law. 

There are also other issues in relation to strengths of currencies at any given time and also that the USA has a manufacturing supply, so specific US-built cars are sold there and aren't treated as imported vehicles. Of course the US is a massive market and hence economies of scale come into play, where as Ireland is a tiny market in comparison.

Prices have come down here because at least now cars are taxed on their CO₂ emissions and not their engine size, which was the case until July 2008 and made little sense. It meant that nobody bought diesel cars but instead bought small, underpowered petrol ones instead. 

With petrol (or should I say 'gas') much cheaper in the US, it has always been easier to buy V6, V8 or even V12 petrol cars there too.

Obviously it isn't ideal for us here in Ireland, but in Europe there are many countries just like us, including Denmark, Norway and Portugal so we are not alone. Just count yourself lucky that you are buying in the US!

I hope this answers your question.

Expert answer

Hi Stephen,

As you may already know, the Auris MMT isn't a standard automatic but is a manual with an electronic clutch. This has an economy advantage over a standard automatic car thanks to the lack of an inefficient torque converter. However, this gearbox has been criticised for its jerkiness.

Driving it in traffic, if can often select first gear where you would normally move off in second with a standard manual transmission. An automated manual like the MMT will not be as smooth as a standard auto or CVT as the car still has a clutch and a manual gearbox.

You can reduce the jerkiness between gears by easing off the throttle as you would in a regular manual car.

Expert answer

Hi Fiona,

With a car of that age and high mileage you really have to be prepared for a lot to go wrong. Toyotas of that age have an excellent reliability record, but depending on how the car was used and maintained up to now there are still likely to be things that require replacing. Obviously normal items like brakes, clutch and filters will require regular checks, but with a car of that age you need to watch out for CV joints, suspension bushings, ball joints, gear linkages, engine mountings, etc. That engine is quite robust, but make sure it has had its timing belt regularly changed if possible before buying the car. Also watch out for oil leaks and high coolant temperatures.

In summary, you really need to be ready for anything to go wrong in a car of that age and mileage.

Expert answer

Hi Donal,

We got a little more information from you and we now know that your budget is around €20,000 with scrappage. The Corolla has grown in size as a saloon so I guess you aren't after something of that size. My first thought had been a Skoda Octavia diesel, which starts at €19,340, but this is also quite a big car so might not appeal.

Another excellent choice would be the new revised Mazda3. This comes with a good diesel engine and is available as a saloon, but isn't overly bulky. We drove this car recently and found it really competent. The four-door saloon version starts at €22,525, though there is €3,530 off in the scrappage deal so it would cost you €18,995, which is well under budget.

Another option would be the Renault Fluence. This is a substantial car and you get so much for the money. We had the top spec TomTom edition and although the sticker price is €23,500 it drops to €19,000 under scrappage. Read our review of the car here. However, if you think the new Corolla is too big, you may find that the Fluence is as well.

It is very hard to look beyond the Ford Focus too. The saloon might be just over your budget, but there is an excellent offer on the hatchback, which is €21,015. With scrappage this would be under budget.

In answer to your question, best for comfort, economy and reliability (and not too big), the Mazda seems to suit you best out of this lot, especially when it comes to the price. They are pretty good at holding their value too.

I hope this helps. Please feel free to come back to us if you have more questions. Just drop them into the comment box below.

Expert answer

Hi Eamon,

That's quite a wide selection! Let's go through each model first of all:

Toyota RAV4:

Going by your shortlist you obviously need four-wheel drive and an automatic transmission. There's only a single Toyota RAV4 on sale fitting that, the RAV4 Sol in 4wd powered by the 'D-Cat 150 (2.2)' engine. That's a 2.2-litre turbodiesel. Choice stats:

• Price: €39,465
• CO₂ emissions: 189g/km
• Tax band: E
• Annual road tax: €630
• Combined cycle fuel consumption: 7.2 litres per 100 kilometres
• Maximum power: 150hp
• Maximum torque: 340Nm
• Towing ability: Up to 1,800kg

BMW X1:

The cheaper xDrive18d model doesn't seem to have an automatic option so you'd have to go for the xDrive20d SE at least. The stats:

• Price: €43,091
• CO₂ emissions: 155g/km
• Tax band: C
• Annual road tax: €302
• Combined cycle fuel consumption: 5.9 litres per 100 kilometres
• Maximum power: 180hp
• Maximum torque: 350Nm
• Towing ability: Up to 1,800kg

Hyundai ix35:

This is one of the newest SUVs on the market, but it's more of a crossover than an SUV really. That's emphasised by Hyundai only listing the two-wheel drive model with a manual gearbox on its website. It does say that "Automatic subject to availability. Please contact your local Hyundai Dealer", but we're not sure there is an automatic option available for this car as yet. We've asked Hyundai for clarification.

Kia Sportage:

There's an all-new Sportage launching later this year, so we assume you're thinking about that. Full details have yet to be released, though Kia tells us that, along with a new 1.7-litre turbodiesel engine a 2.0-litre turbodiesel 4x4 model will be offered on special order with an automatic gearbox. Tax will be band D, costing €447 per year. I'm afraid that's all we know at this stage. We're driving it next month for the first time.

Nissan Qashqai:

Nissan gave the Qashqai a facelift this year and it looks better than ever. For some reason the new look has not been applied to the seven-seat '+2' version on Nissan Ireland's website. However, the figures below refer to the regular five-seat version. The cheapest available with a diesel engine, four-wheel drive and an automatic gearbox is the Qashqai 2.0d A/T 4x4 SV. The stats:

• Price: €37,995
• CO₂ emissions: 191g/km
• Tax band: F
• Annual road tax: €1,050
• Combined cycle fuel consumption: 7.2 litres per 100 kilometres
• Maximum power: 150hp
• Maximum torque: 320Nm
• Towing ability: Up to 1,400kg

Summary:

So, let's leave the Kia and Hyundai out of the equation for the moment, as we don't have enough information to make an informed decision.

The Toyota and Nissan compare well to each other. Like the Qashqai, the RAV4 was given a makeover for 2010 so it's fresher than ever. In diesel, automatic, four-wheel drive guise, the Toyota appears to win that battle, as the Qashqai is very expensive to tax. The Toyota is the better tow car too.

It looks like the Toyota probably wins outright on paper. The BMW X1 xDrive 20d is more powerful, significantly better on fuel and a newer design than the RAV4, but it's also a lot more to buy to begin with. Even paying less tax and fuel costs, it'd take a long time to claw that price difference back. Pity the xDrive18d doesn't come with an automatic transmission, as that could be a better choice, but in this list, the Toyota wins the logical argument.

Make sure you test drive examples of both before you decide and please do let us know in the comment box below what you end up doing.

Expert answer

Hi Rob,

You could price your Avensis at about €11,500 - €12,000 as a private sale, but there are quite a lot about, not with mileage that low admittedly, but you should expect to drop a little lower to sell. You should get something similar against a new or used car as a trade-in, bearing in mind you would get a decent discount off something anyway. Remember, look at the cost to change rather than fixating on how much your car is worth.

Expert answer

Hi Bernadette,

That is a very good question. Your car is now worth around about €7,000. That is a rough approximation going on what you've said and it is what you would be offered as a trade-in, so it would depend on what you wanted to spend on top of this.

But what I would say is that your car is low mileage for the year, so you would get more for it now as a trade-in than if you waited a year or so when the mileage will start to go against it.

This year is proving a very good one to do a deal, especially with all the discounting that is underway, so you could decide to capitalise on that. If finances allow then you probably should go for it now.

Conversely, you could get another five years service out of your Corolla without it missing a beat.

Expert answer

Hi Tanya,

Without knowing your budget just yet, it is a little difficult to guess, but a car that is a top buy for a family, with a great boot is something like a Skoda Octavia. One like this has low mileage, a frugal diesel engine and will be perfect for a lot of mileage. It is solid and has a great sized boot too.

The Nissan Qashqai has been a massive seller in Ireland of late, with good reason too, as it is very good value, has a brilliant safety record, looks great and is perfect for a family. Here is a fully loaded 1.5-litre diesel for €20,950 with low mileage. 

You could have the choice of a number of family hatchbacks too, such as a Ford Focus, Volkswagen Golf, Toyota Auris or perhaps even a small MPV.

Come back to us with more details and we will try and help you further. Just add your comment to the comment box below.