Expert answer

Well firstly, congratulations on your impending arrival. I am going to be conservative and say that you might get around €4,000 for your Focus, but let's say that you have a budget of around €14,000.

You could indeed have a Ford Galaxy for this price, with a 2005 model with 79,000 miles (1.9 110hp diesel) costing you €12,950. 

It seems to be hard enough to find examples of the Alhambra around that are on sale from official SIMI dealers, which is something we would recommend, but you would pay very similar money for an equivalent Alhambra.

The Sharan is pretty much identical to the Alhambra, but they tend to end up a little bit more expensive because of the VW badge on the front, so I think these should probably be avoided, as there is no major benefit for quite a lot of extra money.

In terms of alternatives, there are a few you could look at. Have you considered the Opel Zafira? The rear seats might not be as big as you would like, but they are fine for small ones and it is a nicer car to drive than the ones you have mentioned.

If you wanted something a lot newer, you could have a petrol Renault Grand Scenic. We found a 2008 example with low mileage for under €14,000. I know you might prefer a diesel, but if your mileage is low then this could be a good buy.

In terms of your query on mileage on older cars, it isn't unusual for cars like this to have low mileage, because they tend to do things like short school runs and are often second cars in families. However, you can always be as sure as possible by buying from an SIMI dealer. 

Expert answer

Hi there,

There are very few small diesel cars available under the scrappage scheme that match your budget, but there are quite a few small petrol models that run the diesels close in terms of fuel economy. 

You could have the Fiat 500 for €9,995 under the scheme, which although it is petrol, is Band A, with just €102 per year road tax. 

You could have a Fiat Grande Punto, a much larger car, for €9,995 or, if you really wanted a diesel one you could have that for €12,495.

The Ford Ka, a similar car to the 500, would cost just €7,995 under the scheme, with the even better Fiesta costing €11,700, but again these are petrol models. 

Similarly, the Renault Clio is a smashing little car and a petrol one will cost you just €8,990 under the scheme, but a diesel one will cost you €12,200. 

The Hyundai i10, a five-door model, is also worth a look. The 1.2-litre, 78bhp petrol i10 is a good little car and comes with a choice of manual or automatic transmissions. Hyundai will add a further €2,000 to the Government's €1,500 discount, so the i10 effectively starts at €8,495. 

Our advice is that you forget about a diesel under scrappage unless you are prepared to up your budget. 

Out of that lot, I'd take a strong look at the Fiesta, or if you must stick to €10,000, perhaps the Ford Ka or the Fiat 500.

Expert answer

Hi Michael,

We found an identical car to yours with the same mileage for sale for €8,950. You probably won't get offered that much as a trade in, but you could have an overall budget of about €17,000.

In terms of the Mazda6, that is a really good car and there weren't too many of the diesel models sold initially. The petrol models sold in higher numbers initially because they were cheaper than the diesel ones at the time.

You would pay about €16,950 for a 1.8-litre petrol model like the one we found here at a SIMI dealer.

Here is another excellent one in Cork, for €16,900.

Diesel models cost quite a bit more, with a 2008 model at a SIMI dealer costing closer to €20,000.

For the mileage you do, you could get away with a petrol model without totally breaking the bank and you certainly won't save in fuel costs by spending the extra on the diesel model. Granted, road tax will be higher on the petrol.

You could probably get into a 2008 Passat BlueMotion with your budget and that too would be a good car. Yes, I've heard of some occasional issues with the latest Passat, such as a problem with the power steering and with the electric parking brake, but they have been pretty well dealt with by Volkswagen.

Expert answer

Hi Edward,

There is no such thing as a cheap used BMW. I just recently sold a 2002 BMW 318i Touring and I loved it, but the repair bills when things went wrong were high, even from independent garages, so you need to bear this in mind.

Having said that, you could get something that will be similar, like a Lexus IS 200 perhaps, which should be less costly to put right if things go wrong.

Here is one for €3,975 and it is from a main SIMI dealer.

Or how about this? A nice Subaru Legacy for just €2,950? This would be a great car for the money.

Expert answer

Hello again Angela,

I know Shane answered your last question, but I think I can answer your follow up question. The Golf and Leon are quite similar; the Leon is definitely the prettier car and the Golf the more sensible. I know what you mean about the Leon range, as there are 17 different versions, which seems excessive.

The thing is with SEAT is that it tends to get the older technology from Volkswagen, so the Leon still has an older engine range, namely the 1.9-litre TDI, which is quite a noisy old engine. The 2.0-litre TDI is also available in the Leon, but at a higher cost.

The 1.6-litre 105hp engine in the Golf is a newer and cleaner engine, with better fuel economy. It hasn't made it to the Leon just yet, so the better engine is in the Golf right now.

In terms of running costs, the road tax is slightly less on the Golf, at €104 against the €156 in the Leon. The Golf has slightly better fuel economy (62.8mpg v 56.5mpg) but that is a relatively small difference.

That Leon is great value, but in terms of an investment I would be inclined to go with the Golf, as I would think the residual value will be better with the newer Golf with the newer engine.

Hope that helps

Expert answer

Hello Helen

Thank you for your enquiry. In this instance, we are going to look on the website beepbeep.ie, because that is the official classified website of SIMI, the Society of the Irish Motor Industry. Because we are looking at something on a budget we want to get something with as much history on it and as much security as possible for you. On that site, all cars come with a history check and they are also covered by the consumer protection act. 

A couple of things are important here. One is that your car is cheap and the second is that it will be reliable and I suppose, attractive would be good too?

You could never accuse it of being sexy, but this Nissan Micra on sale at a dealership in Drogheda has done 80,000 miles and has had only two owners. It will cost you just €1,550 and will be cheap to run, insure and service:

http://tinyurl.com/3y9m5fh

This Toyota Yaris from 1999 has done 130,000 miles and while that might sound like a lot, this little car is well able for it and this could be a decent little buy that won't cause you too much heartache:

http://tinyurl.com/3ydjl87

How about this? A 1995 Opel Corsa, which has only done 18,466 miles and has an NCT until early next year. That will cost you just €1,250:

http://tinyurl.com/3a59low

However, what I really think would be a great first car for you would be the Ford Ka, which is a great little runabout and still looks funky. This 1999 model has only covered 52,000 miles and has an NCT until 01/11. It is advertised at €1,850 but I reckon you could get it as a straight deal for a little less:

http://tinyurl.com/378vt9h

Let us know if any of these don't float your boat and we will put on our thinking caps again!

Expert answer

Hi Ray

I understand that your Corolla saloon has 68,000 km (42,000 miles) on it. Prices seem to be fairly consistent for them and you should probably expect about €8,000 - €9,000 as a trade-in, which isn't bad because your mileage is quite low.

Your budget is €4,000 and you need a seven-seater and you want something that is going to be reliable, comfortable and safe. I understand that you are being asked to spend €3,000 with your own car for a 2005 model and €4,500 for a 2006 model Scenic. This seems a little steep to me and steep to our Renault advisor. Also the Scenic, as it ages doesn't always stand up in terms of reliability. 

However, if money is an issue, I would be inclined to go for a petrol version of the Scenic, which can be picked up for half the price of the petrol models.

However if you want something reliable I would think you might stick with Toyota and get a Verso. 

Something like this 1.6-litre petrol model would be a super buy and it is from an SIMI dealer.

http://tiny.cc/47qyu

Expert answer

Hello Breda,

I have driven both of these cars and they are both good value and will be cheap to run too. The offers on the Renault Mégane at the moment under the scrappage scheme are pretty hard to resist.

An 86hp diesel version will cost you from €14,800 and that is seriously good value. You can get better equipped variants for a little more and the higher powered version is €18,400. I enjoyed my week in the TOMTOM edition and it came with a very clever multimedia centre.

You can find the prices and details here:

http://renault.ie/cars/grandmegane/prices.html

The Mégane never really stood out against its rivals until the scrappage scheme, but now it is the second-biggest selling model under the scheme. Price is the key here. It is a decent sized estate car for the price of a supermini. Renaults are way better built than they were before, so you can probably expect few problems if any.
To drive it is comfortable, very easy to live with and the fuel economy is super.

The other French car you have in mind is the Peugeot 308 SW. This starts at €25,475 (for the diesel) and comes with a more powerful 110hp diesel engine. Obviously this is quite a major price difference. Under the scrappage scheme however you get €4,000 off this so it will end up at €21,475. This is good value for what is a high quality car and it is much better than the 307 SW that is replaces.

Here are the details of the Peugeot scrappage offers:

http://www.peugeot.ie/contentv3/index.cfm?fuseaction=page&pageID=18547&parentID=18457

There is a €6,675 difference between the two cars as it stands under the scrappage scheme and equipment levels are likely to be very similar. Under normal circumstances, if the prices were similar, I would say go for the Peugeot, but I'd say out of these two you are getting so much for your money with the Renault, then perhaps go for that.

Expert answer

There has been a huge move towards diesel cars here in Ireland because of the change to the road tax and VRT laws in July 2008.

Since then, as you may or may not know, road tax and VRT are calculated according to a car's CO₂ emissions and because diesel cars use less fuel than petrol ones, their emissions tend to be lower.

When your father bought the Mazda6 in 2008 it may well have been better value than the diesel model. Now, there is much less difference between the price.

Before we move away from Mazda, there is now a very good range of diesel engines in the new Mazda6 and that might make the most cost-effective swap if he was happy with the car he has because you will most likely get the best trade-in price from a Mazda dealer. However, by the sounds of things he wants a change.

Covering only 10,000km a year we previously might have said that there was no real need to buy a diesel because you would not save the extra price of the car in fuel.

This point remains true, but the difference now is that the market has changed so much to diesel that petrol cars are likely to lose their value faster and become increasingly unwanted by used car buyers, so at this size of car, we would say yes, move to diesel. Also, if you do buy new, your father will most likely benefit from lower road tax.

Without knowing a budget it is difficult to point you in the right direction but from the cars you mention I'm guessing the budget is between €25,000 - €35,000. This does offer a lot of choice.

The 2004/2005 BMW 320d is certainly an option. Since the current shape model came out in 2005, we would encourage you to look at these, or even a 2006. The prices of these are quite competitive at the moment. A 2005 320d SE at a SIMI dealer would probably cost you between €15,000 - €17,000.

BMWs are always tempting to buy used, but you must choose one that has been properly serviced and cared for, because they can become more expensive to put right as they get older. The choice of used 320d models at the moment is vast so if you do go down that route, shop around. It is a great car and with the small mileage your Dad does it is unlikely to end up costing you too much.

If you want to go down the new route, there are a few that would spring to mind. The first is the Skoda Superb. This car is really brilliant and huge too. It is well made and loaded with equipment. If your Dad likes comfort then this will be right up his street.

Our choice would be the 2.0-litre TDI Comfort for €27,805. It is excellent value for money and comes with lots of creature comforts (cruise control, climate control, etc.), a 170hp diesel that is powerful, yet still frugal at 5.8 l/100km. Road tax on this car is €302 per year. For me, if I were heading out to buy a family saloon today, I wouldn't pass the Superb.

You mentioned some other cars there. The Jetta isn't a bad car, but it's been out a few years now and is probably due an update, so I wouldn't buy that new. The Audi A4 is nice. A new one is going to cost you from €34,060 before you start looking at optional extras, so a 2009 model would make sense with all the options already added. €35,000 should get you a nice 2009 TDI version with lots of the toys thrown in.

Please feel free to come back to us with more details if you like (just add a comment below), but for me I would probably have the Superb.

Expert answer

Firstly, trading in your car won't be a problem at all if you are bringing the car in against a new model, but you might not get as much for your car as you would have first expected. Selling it privately can be a little trickier these days too as buyers are harder to find because of the lack of available finance, quite simply.

Now, in terms of the car, the SEAT that you are talking about is probably the Exeo, which hasn't been on the market too long. It is a nice car, basically a rebadged previous-generation Audi A4. You have a choice of 1.6- and 2.0-litre petrol or a 2.0-litre diesel. Prices start at €26,690. Go to www.seat.ie for the latest line-up and pricing.