Expert answer

Hello Helen

Thank you for your enquiry. In this instance, we are going to look on the website beepbeep.ie, because that is the official classified website of SIMI, the Society of the Irish Motor Industry. Because we are looking at something on a budget we want to get something with as much history on it and as much security as possible for you. On that site, all cars come with a history check and they are also covered by the consumer protection act. 

A couple of things are important here. One is that your car is cheap and the second is that it will be reliable and I suppose, attractive would be good too?

You could never accuse it of being sexy, but this Nissan Micra on sale at a dealership in Drogheda has done 80,000 miles and has had only two owners. It will cost you just €1,550 and will be cheap to run, insure and service:

http://tinyurl.com/3y9m5fh

This Toyota Yaris from 1999 has done 130,000 miles and while that might sound like a lot, this little car is well able for it and this could be a decent little buy that won't cause you too much heartache:

http://tinyurl.com/3ydjl87

How about this? A 1995 Opel Corsa, which has only done 18,466 miles and has an NCT until early next year. That will cost you just €1,250:

http://tinyurl.com/3a59low

However, what I really think would be a great first car for you would be the Ford Ka, which is a great little runabout and still looks funky. This 1999 model has only covered 52,000 miles and has an NCT until 01/11. It is advertised at €1,850 but I reckon you could get it as a straight deal for a little less:

http://tinyurl.com/378vt9h

Let us know if any of these don't float your boat and we will put on our thinking caps again!

Expert answer

Hi Ray

I understand that your Corolla saloon has 68,000 km (42,000 miles) on it. Prices seem to be fairly consistent for them and you should probably expect about €8,000 - €9,000 as a trade-in, which isn't bad because your mileage is quite low.

Your budget is €4,000 and you need a seven-seater and you want something that is going to be reliable, comfortable and safe. I understand that you are being asked to spend €3,000 with your own car for a 2005 model and €4,500 for a 2006 model Scenic. This seems a little steep to me and steep to our Renault advisor. Also the Scenic, as it ages doesn't always stand up in terms of reliability. 

However, if money is an issue, I would be inclined to go for a petrol version of the Scenic, which can be picked up for half the price of the petrol models.

However if you want something reliable I would think you might stick with Toyota and get a Verso. 

Something like this 1.6-litre petrol model would be a super buy and it is from an SIMI dealer.

http://tiny.cc/47qyu

Expert answer

Hello Breda,

I have driven both of these cars and they are both good value and will be cheap to run too. The offers on the Renault Mégane at the moment under the scrappage scheme are pretty hard to resist.

An 86hp diesel version will cost you from €14,800 and that is seriously good value. You can get better equipped variants for a little more and the higher powered version is €18,400. I enjoyed my week in the TOMTOM edition and it came with a very clever multimedia centre.

You can find the prices and details here:

http://renault.ie/cars/grandmegane/prices.html

The Mégane never really stood out against its rivals until the scrappage scheme, but now it is the second-biggest selling model under the scheme. Price is the key here. It is a decent sized estate car for the price of a supermini. Renaults are way better built than they were before, so you can probably expect few problems if any.
To drive it is comfortable, very easy to live with and the fuel economy is super.

The other French car you have in mind is the Peugeot 308 SW. This starts at €25,475 (for the diesel) and comes with a more powerful 110hp diesel engine. Obviously this is quite a major price difference. Under the scrappage scheme however you get €4,000 off this so it will end up at €21,475. This is good value for what is a high quality car and it is much better than the 307 SW that is replaces.

Here are the details of the Peugeot scrappage offers:

http://www.peugeot.ie/contentv3/index.cfm?fuseaction=page&pageID=18547&parentID=18457

There is a €6,675 difference between the two cars as it stands under the scrappage scheme and equipment levels are likely to be very similar. Under normal circumstances, if the prices were similar, I would say go for the Peugeot, but I'd say out of these two you are getting so much for your money with the Renault, then perhaps go for that.

Expert answer

There has been a huge move towards diesel cars here in Ireland because of the change to the road tax and VRT laws in July 2008.

Since then, as you may or may not know, road tax and VRT are calculated according to a car's CO₂ emissions and because diesel cars use less fuel than petrol ones, their emissions tend to be lower.

When your father bought the Mazda6 in 2008 it may well have been better value than the diesel model. Now, there is much less difference between the price.

Before we move away from Mazda, there is now a very good range of diesel engines in the new Mazda6 and that might make the most cost-effective swap if he was happy with the car he has because you will most likely get the best trade-in price from a Mazda dealer. However, by the sounds of things he wants a change.

Covering only 10,000km a year we previously might have said that there was no real need to buy a diesel because you would not save the extra price of the car in fuel.

This point remains true, but the difference now is that the market has changed so much to diesel that petrol cars are likely to lose their value faster and become increasingly unwanted by used car buyers, so at this size of car, we would say yes, move to diesel. Also, if you do buy new, your father will most likely benefit from lower road tax.

Without knowing a budget it is difficult to point you in the right direction but from the cars you mention I'm guessing the budget is between €25,000 - €35,000. This does offer a lot of choice.

The 2004/2005 BMW 320d is certainly an option. Since the current shape model came out in 2005, we would encourage you to look at these, or even a 2006. The prices of these are quite competitive at the moment. A 2005 320d SE at a SIMI dealer would probably cost you between €15,000 - €17,000.

BMWs are always tempting to buy used, but you must choose one that has been properly serviced and cared for, because they can become more expensive to put right as they get older. The choice of used 320d models at the moment is vast so if you do go down that route, shop around. It is a great car and with the small mileage your Dad does it is unlikely to end up costing you too much.

If you want to go down the new route, there are a few that would spring to mind. The first is the Skoda Superb. This car is really brilliant and huge too. It is well made and loaded with equipment. If your Dad likes comfort then this will be right up his street.

Our choice would be the 2.0-litre TDI Comfort for €27,805. It is excellent value for money and comes with lots of creature comforts (cruise control, climate control, etc.), a 170hp diesel that is powerful, yet still frugal at 5.8 l/100km. Road tax on this car is €302 per year. For me, if I were heading out to buy a family saloon today, I wouldn't pass the Superb.

You mentioned some other cars there. The Jetta isn't a bad car, but it's been out a few years now and is probably due an update, so I wouldn't buy that new. The Audi A4 is nice. A new one is going to cost you from €34,060 before you start looking at optional extras, so a 2009 model would make sense with all the options already added. €35,000 should get you a nice 2009 TDI version with lots of the toys thrown in.

Please feel free to come back to us with more details if you like (just add a comment below), but for me I would probably have the Superb.

Expert answer

Firstly, trading in your car won't be a problem at all if you are bringing the car in against a new model, but you might not get as much for your car as you would have first expected. Selling it privately can be a little trickier these days too as buyers are harder to find because of the lack of available finance, quite simply.

Now, in terms of the car, the SEAT that you are talking about is probably the Exeo, which hasn't been on the market too long. It is a nice car, basically a rebadged previous-generation Audi A4. You have a choice of 1.6- and 2.0-litre petrol or a 2.0-litre diesel. Prices start at €26,690. Go to www.seat.ie for the latest line-up and pricing.

Expert answer

Hi Laura, that isn't really an easy question to answer, because it really is down to personal choice. Neither of these cars is significantly better overall than the other so it depends on what you are looking for in a car. The Focus is known for having the best chassis and if you like your car to have sharp, crisp and fun handling then you will choose the Focus. The Golf is also quite good to drive, especially the latest version, and it could be perhaps regarded as having a more upmarket image.

Both cars have clean 1.6-litre diesel engines in their best-selling models, with both of these sitting in Band A, which means low road tax. Both are similarly priced too, with the Focus at the moment having perhaps a better offer in the Style five-door model.

Really the only thing we could say is that you should try the two cars for yourself and decide based on your gut feeling. Both of these cars have similar traits and have strong residual values so it'll be a good buy whichever way you go.

Expert answer

The crew cab did enjoy a golden period in the early part of the last decade when there was a considerable tax break, with minimum VRT being charged on them. As a result, sales boomed for a period until this loophole was closed. Sales of the crew cab models aren't as strong as they used to be, especially since the building trade has been so badly affected by the economic downturn.

However, for someone like you they might still make an awful lot of sense because they offer the best of both worlds. They are useful as work vehicles with generous load bays and strong diesel engines that are capable both of high mileage and also towing duties. As everyday passenger vehicles they aren't as comfortable as a regular car and in some cases they aren't even as comfortable as a normal SUV, as most have a pretty basic chassis.

The main choices are between the Mitsubishi L200, the Toyota Hilux and the Nissan Navara. The L200 Double Cab €26,995 new - that includes a significant price reduction recently. It has a 2.5-litre diesel engine that puts out 136bhp. CO₂ emissions of 228g/km mean that it will cost you €2,050 per annum to tax, which is pretty high.

The Navara has a 2.5-litre diesel engine with 171bhp and that is quite a bit more power than the Mitsubishi and it too has emissions of Band G, at 264g/km. Prices start at €34,135 for the Navara Double Cab.

The Hilux comes with a choice of 2.5- or 3.0-litre diesel engines, with 120- and 170bhp respectively. The Hilux has emissions that are in Band E, so you at least save yourself €1,000 in road tax. Prices start at €29,575 for the 2.5-litre Double Cab model.

Having said all that, the best options are likely to be used where there are huge savings.

A 2007 Navara will cost you €16,500 from an approved SIMI dealer: http://bit.ly/d0uIC8 for example

Or a 2007 Toyota Hilux will cost you €19,000: http://bit.ly/bLloV5

Or a 2006 Mitsubishi L200 will cost you €14,950: http://bit.ly/97foEZ