Expert answer

Hi Shane,

Well it depends on how much you want to spend really. There is going to be a lot more value in your Corolla than in the 2005 Citroen Berlingo so you wouldn't have to spend much money to get into a Zafira.

There really aren't a lot of 2009 Opel Zafiras around. In fact we found just four on sale in the classifieds. The cheapest of these was just under €17,000 for a petrol version. Since your Corolla would be worth more than this you would want change back from the dealer, which is something that can be hard to achieve.

A much better buy would be something like this diesel Ford S-Max. This car is bigger and better than the Opel Zafira, is closer in price to your Corolla and is a brilliant family car.

Your Citroen Berlingo might fetch between €3,000 - €5,000 depending on mileage and condition and if it is reliable I would keep it until it stops.

I hope this helps!

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Hi Des,

You've identified two great choices there. With our own money we'd buy the Skoda Superb Combi. It's a cracking estate car with a huge amount of room, great quality, good comfort and the 1.6 TDI engine is refined and economical. Unless you intend to tow regularly I wouldn't worry too much about the performance. This engine may not have a lot of power (105hp), but it has plenty of torque low down in the rev range, which is far more useful in everyday driving.

Admittedly, the Opel will feel faster and it's a nice car too, but make sure you test drive as many alternatives as you can. Where as Skoda only appears to offer one version of the Superb Combi that qualifies for the scrappage scheme, Ford has several Mondeo Estates that do - and it's a great car.

Worth paying a little more for is the brand new Volkswagen Passat Estate. It's a fabulous car and there are several Band A and Band B options.

If you need any more assistance come back to us of course.

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Hi Jane,

First things first. The petrol versus diesel debate. Everyone is very caught up on diesel cars right now and that makes a lot of sense when you are buying new because they have lower road tax, but since small cars tend not to use a lot of fuel, the road tax should be quite low anyway. The mileage you are likely to do might warrant a diesel, but the diesel small cars tend to be a lot more expensive, so in this case I would say that a petrol model would do you fine and still won't cost the earth to run.

The VW Polo is an excellent choice because it is really nicely built and holds its value well too. I did a search for ones with the lowest mileage within your budget from main SIMI dealers (so there is more security and better history checks on the car). A 2007 Volkswagen Polo with just 15,000km on the clock is within your budget and would be a really nice buy. It would be dead cheap to run too. 

This 2008 Ford Fiesta is really nice too; with 11,000km on the clock so it is practically brand new. This is a five-door model so it might be a little more practical. It is at the upper end of your budget but you wouldn't pay the advertised price. 

One I would love you to consider though is the Suzuki Swift. It is a smashing little car. It is really reliable, cute, nicely built and fun to drive. It's a 2008 model with low mileage for less than €9,000. 

I've always had a bit of a soft spot for the Renault Clio (it was my wife's first car and it was great) and you could find another one with ridiculously low mileage for less than €9,000 too. Here is one I liked the look of.

You wouldn't really go wrong with any of these. Personally, I'd be really tempted by that low-mileage Polo as a long term investment because you will always get a good bit of your money back. 

I hope all that helps

Expert answer

Hi Michael,

Is there a specific reason you want the highest engine power in either car? In the case of both the Mondeo (140hp) and Insignia (130hp), high specification models of these can be had in and around the €30,000 mark. Granted the highest power output models in these are very potent, but the torque figure is equally important in diesel cars and the middle range Insignia has 300Nm of torque and the Mondeo has 340Nm, which is pretty much on par with that offered by the 160hp Insignia.

If I was to advise, I would say you should look at the Zetec Mondeo 140hp Diesel, which has performance to match the 160hp Insignia and in Zetec trim is pretty well equipped too. You can see the spec here.

I hope this helps,

Expert answer

Hi Patrick,

I believe that the 1.3-litre turbodiesel Astra has about the same maximum power as your 1.4-litre petrol model, but it has signficantly more torque so it would be faster overall. Also, being six years younger won't hurt it.

The biggest difference between the two will be the manner in which the power is delivered. Petrol engines without turbocharging produce all their power when being revved, while the turbodiesel engine is better in the mid-range.

As with all car purchases, we recommend you drive the car you're considering for as long as possible on a variety of roads to make sure it suits you.

Let us know if you need anything else and tell us how you get on.

Expert answer

Hi Mick,

If you talk to the trade at the moment, they will say that there is something of a shortage of good used cars around. Generally as people buy in the early parts of the year then you will get a lot of second-hand cars floating around so there is a case for waiting. On the other hand, your 2006 Vectra is regarded as another year older. If you can get the right deal why not do it now? 

The only thing to worry about is a shortage of diesel Mazda6 models from that year. You didn't specify if you wanted petrol or diesel, but there are twice as many petrol examples available. Having said that, I really like this diesel model here, but it is a little on the pricey side. You would pay significantly less for a petrol model with lower mileage, such as this one. 

What I would say is that you will get more attention in the dealerships now, or at least you should do. It can be frustrating going into the dealers in January when they are busy, so bear that in mind. 

Expert answer

Hi Alan

The scrappage scheme has been good news and as you might have seen today SIMI is calling for an extension of this. Unless this happens, there would be no point in you getting a new car at the end of the year under scrappage because the €1,500 that you would get off this in the case of something like an Insignia would not be as much as you could lose eventually by buying a car later in the year. 

Sure enough, you could buy the Laguna and get €3,000 off. It isn't an awful car, but there really isn't anything remarkable about it and I personally wouldn't spend over €20,000 on one. I actually think the Renault Fluence is a better buy than the Laguna and it costs much less. It is a fine big car and really well equipped. 

However, with your budget we could do a whole lot better. Supposing that you get at least €1,000 for your Corsa, then you still have a generous budget. There is always the temptation to look at the German cars and as long as you realise that these can get pricey to service and run as they get older, they can be a great buy. 

You have a staggering amount of choice. For sheer ease of ownership I have noticed that Lexus IS models are really good value now. You can get a 2008 IS 220d for under €25k and that would be a pretty nice car to own. Here is an example. 

If you were buying new or almost new, this 2010 Subaru Legacy diesel is also within your budget. 

However, you could go a little larger and get yourself a 2007 BMW 520d. This example is from a main dealer and has tiny mileage and would be a really nice car to own. It has done just 20,000km and is an automatic too with a nice spec for just €28,000. I would find it very hard to pass up on this car to be honest. You could opt for one with a manual gearbox and get lower road tax, but to be honest, this is where my money would go.

I hope this helps

Expert answer

Expert answer

Hi Shay,

This kind of question is difficult to answer definitively, as there is a massive variation in rates charged by different mechanics and garages. It also depends on which engine your car has, as some take more time than others.

However, it's worth knowing that the work should take between three and five hours to complete and that you will have to pay for a water pump as well as a timing belt kit.

I'd be surprised if you get much change from €400 - 500 no matter where you get the work done.

I hope that's of some help.

Expert answer

There is no denying that the Fluence is a lot of car for the money. The TomTom edition you mention is €23,500 and it comes with all the bells and whistles and depending on your car and how old it is it could end up costing you just €19,000. This Renault is loaded with kit and the multimedia system in it is really good.

The Astra will cost you €24,155 in SRi spec so you are starting off at a higher price and the Fluence will still have better equipment levels than the Astra.

These are two quite different cars. The Astra will be much more sporty and will feel more agile, while the Renault is aimed more at comfort and space. You are likely to get a better offer on your Corsa from the Opel dealer, but a greater discount from the Renault dealer.

It really would depend on the driving you intend to do and how long you will keep this car. If I were up and down a motorway all day and in the car a lot, I would have the Renault. If I was a keen driver and enjoyed the odd back road blast I'd probably have the Opel. In terms of value, the Renault has the edge, but the Opel might be worth more in three years time.

This is a case where you really just have to drive both cars and trust your feeling on them.

Up to you from here. Let us know in the comment box below how you get on.