Expert answer

Hi Michael,

We found an identical car to yours with the same mileage for sale for €8,950. You probably won't get offered that much as a trade in, but you could have an overall budget of about €17,000.

In terms of the Mazda6, that is a really good car and there weren't too many of the diesel models sold initially. The petrol models sold in higher numbers initially because they were cheaper than the diesel ones at the time.

You would pay about €16,950 for a 1.8-litre petrol model like the one we found here at a SIMI dealer.

Here is another excellent one in Cork, for €16,900.

Diesel models cost quite a bit more, with a 2008 model at a SIMI dealer costing closer to €20,000.

For the mileage you do, you could get away with a petrol model without totally breaking the bank and you certainly won't save in fuel costs by spending the extra on the diesel model. Granted, road tax will be higher on the petrol.

You could probably get into a 2008 Passat BlueMotion with your budget and that too would be a good car. Yes, I've heard of some occasional issues with the latest Passat, such as a problem with the power steering and with the electric parking brake, but they have been pretty well dealt with by Volkswagen.

Expert answer

Hello Helen

Thank you for your enquiry. In this instance, we are going to look on the website beepbeep.ie, because that is the official classified website of SIMI, the Society of the Irish Motor Industry. Because we are looking at something on a budget we want to get something with as much history on it and as much security as possible for you. On that site, all cars come with a history check and they are also covered by the consumer protection act. 

A couple of things are important here. One is that your car is cheap and the second is that it will be reliable and I suppose, attractive would be good too?

You could never accuse it of being sexy, but this Nissan Micra on sale at a dealership in Drogheda has done 80,000 miles and has had only two owners. It will cost you just €1,550 and will be cheap to run, insure and service:

http://tinyurl.com/3y9m5fh

This Toyota Yaris from 1999 has done 130,000 miles and while that might sound like a lot, this little car is well able for it and this could be a decent little buy that won't cause you too much heartache:

http://tinyurl.com/3ydjl87

How about this? A 1995 Opel Corsa, which has only done 18,466 miles and has an NCT until early next year. That will cost you just €1,250:

http://tinyurl.com/3a59low

However, what I really think would be a great first car for you would be the Ford Ka, which is a great little runabout and still looks funky. This 1999 model has only covered 52,000 miles and has an NCT until 01/11. It is advertised at €1,850 but I reckon you could get it as a straight deal for a little less:

http://tinyurl.com/378vt9h

Let us know if any of these don't float your boat and we will put on our thinking caps again!

Expert answer

Hi Kayleigh,

The Rio is very good value under the scrappage scheme so I can understand your interest in it. You are getting a five-door family car for €10,565 (excluding delivery and related charges) under the scheme:

http://www.kiamotors.ie/showroom/scrappage/rio scrappage.aspx

The thing about scrappage is that the discount given by the Government is one part, the discount from the car firm is another; whether or not you will get further discount on top of this from the dealer is debatable. We will check in with Kia to see if you get the same level of discount from an Opel dealer - it may well be restricted to Kia outlets.

Let us come back to you on this one.

Expert answer

There has been a lot of debate about the benefits of hybrid cars, but few would disagree that they are a step in the right direction. The principle of the current crop of hybrids, for those that don't know, is that a standard petrol engine is combined with an electric motor, with the result being better fuel consumption and lower emissions. The original Toyota Prius was the first mass-produced hybrid on sale and Toyota has just released the third generation of the model and it promises to be more refined and cleaner than ever.

There are other alternatives such as the Honda Civic Hybrid, which isn't bad either, or the Honda Insight, while at the top end of the scale Lexus does three hybrids, the GS 450h, the LS 600h and the RX 450h. In the case of the Lexus hybrid technology it's as much about giving the cars higher performance as it is increasing efficiency.

A hybrid is cleaner in so far as official emissions figures are very low. The Prius emits less then 90g/km, which will make it the cleanest petrol car on sale in Ireland. In some cases you could get better fuel economy from a diesel engine though.

With a budget of €40,000 you could easily get into the new Prius when it arrives in October, as the car is expected to cost about €28,000 and this will be a very cheap car to run, so it seems the natural choice. Bear in mind that even cleaner technologies will arrive soon, including those in the Opel Ampera and even a new plug-in version of the Prius.

Expert answer

Hi Alison.

As your car is ten years old this year scrappage seems like the right solution and there are some amazing discounts on offer in addition to the Government's current incentive. The cars you mention are three of the best superminis on the market and because you use the car for quite a lengthy commute a diesel could be the best solution for you.

All three of these cars have diesel options. Opel's Corsa comes with a 1.3-litre 75bhp diesel with emissions now down from 119- to 114g/km. Prices for this start at €15,905 for the three-door version.

The Mazda2 is another very good option. With a 1.4-litre 68bhp diesel, emissions are just 114g/km so again you pay road tax of just €104 per year. The Mazda2 diesel starts from €15,930.

The Fiesta also has a 68bhp 1.4-litre diesel engine and emissions of 110g/km and this starts at €16,645.

All three of these cars qualify for the Government Scrappage Scheme, so would get a discount of €1,500. Much of the additional discounting available on any of these models is on the petrol models however, as dealers try and clear stocks of slow-selling petrol versions.

Of all these three cars the Mazda and the Fiesta are better cars so it would be down to these two in our opinions. We like the Mazda2 a lot, but we'd still say buy the Fiesta based on its looks and the way it drives. The Fiesta has been the outstanding small car over the last few years so if budget allows it is the car we would chose.

Expert answer

Firstly, there are probably more diesel automatic cars in Ireland than you might think, but they tend to be executive models rather than mainstream family cars because it seems that there still isn't a huge demand for them.

Toyota does in fact sell an automatic version of its Avensis. It is a 2.2-litre 150bhp diesel and that costs €35,530. Since you mentioned the Toyota Avensis we must assume that you are after a family saloon or hatchback so for a start you could have a Ford Mondeo 2.0-litre TDCi Style Auto for €32,225 - that comes as a saloon, hatchback or estate.

For you a few quid more you can have the run out version of the Jaguar X-Type 2.2 Diesel Auto for €32,995 or you could have the Mercedes-Benz B180 CDi Auto from €33,640.

There are loads of versions of the excellent Opel Insignia available with a choice of 130- or 160bhp diesel engines in saloon, hatchback or estate body styles. There are 24 different Insignia diesels available in total. Prices start at €30,380. You can have a Renault Laguna 2.0-litre dCi 150 TomTom Edition for €36,890.

A Volkswagen Passat 2.0 TDI with the excellent DSG gearbox will cost you from €35,960 and Skoda will sell you something with DSG for even less. How about an Octavia RS 2.0-litre diesel with 170bhp and DSG for €31,195? For us, that last car is the top choice. However you could stick with Skoda and go much bigger and that would be the Superb. You can have that with DSG and 170bhp for €31,195.

There is a fuel economy penalty in some cases and that is because the traditional automatic transmission has a torque converter. Automatic cars are generally a little heavier too, to the detriment of economy. Saying that, the latest generation of dual-clutch automatics and some of the newest conventional autos have massively improved.

Fuel economy and CO₂ emissions are directly linked, so often the manual version of a car can be in a lower tax band than their automatic siblings, but this is starting to change as mentioned above.