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Hi P J,

The current model Nissan Qashqai, introduced at the beginning of 2014, is a really cracking choice - well made, frugal and nice to drive. Go for the 1.5 diesel if you do big miles, or the 1.2 petrol turbo if you're mostly doing short hops around town.  As for your Octavia, I'd say you could expect to get around €5,000 as a trade in, depending on the dealer and your car's condition and history.

Finance or cash? Easy: if you can afford to pay cash, do it. You'll be able to argue yourself a decent discount up front and you won't be paying any interest. As for finance, PCP offers are tempting and very good value, but they kind of rely on you coming back in three years' time for another car. If that's not your plan, then a personal Credit Union or bank loan could actually work out better value overall. If you have a financial advisor they can give you more detailed advice than I, and check out the CompleteCar.ie Guide to Car Finance for more information.

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Hi Martha,

It's a sad, but increasingly common story - Irish insurers are currently crushing owners of cars that are 10 years or older simply because, actuarially, they're more likely to be involved in an accident. I'm afraid that, unless more operators come into the Irish market to offer some competition, or unless the Government intervenes (which seems hugely unlikely) then there's very little that can be done. 

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Hi Andrew,

Well, of the posh-badge brigade, my personal favourite is the Mercedes-Benz C-Class - it's supremely comfy, beautifully made and really satisfying to drive, but, to be honest, you couldn't go wrong with any of those cars, it really is down to personal taste.

Your other question is an interesting one though. If you can live without the posh badge, and aren't quite so worried about driving dynamics, then a Skoda Superb is pretty much unbeatable. Same mechanical make up as the Audi but far bigger and way better value. Try a Ford Mondeo or Mazda6 if you want something with a keen chassis or a Toyota Avensis if you never, ever want it to break.

Some relevant reviews for you:

Updated BMW 320d review

New Audi A4 2.0 TDI review

Jaguar XE review

Mercedes-Benz C-Class review

Volkswagen Passat Highline review

Skoda Superb review

Ford Mondeo review

Toyota Avensis review

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Hi Nigel,

Two totally different cars so they're quite hard to compare. The B-Max is small but spacious, and those sliding side doors make it very handy in tight parking spaces, but it's slow and not much fun to drive. The Juke is far more striking to look at (perhaps even a bit ugly?) and more engaging to drive, but space in the back and boot is really quite poor.

Relevant reviews:

Ford B-Max review

Nissan Juke review

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Hi Alan,

Actually, our information is that your car should have a timing chain, not a belt, which has no scheduled maintenance interval. To check this, call a service department of any Ford dealer with your registration number and they'll tell you for sure.

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Hi Philip,

You might just break 30mpg with the 2.3 if you're reasonably careful. You'll be lucky to see 20mpg in the V8...

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Hi Joanne,

The RAV4 is most definitely worth the price, and it's one of the best cars Toyota currently makes - spacious, reliable and not at all bad to drive. Worth looking at the Nissan Qashqai and Renault Kadjar too, as well as the Skoda Yeti and Mazda CX-5. You won't go wrong with any of those choices, but given your high mileage take a very close look at the Renault and the Nissan - they'll be the most economical overall.

Relevant reviews:

Toyota RAV4 review

Nissan Qashqai review

Renault Kadjar review

Skoda Yeti review

Mazda CX-5 review

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Hi Jim,

Ford's terms and conditions for its 161-plate offers state that "This offer applies to trade-in vehicles aged up to 10 years which are taxed and insured at time of trade-in. Qualifying vehicles must also have a valid NCT certificate at time of trade in." So there's nothing that says you can't trade in a van. It will probably come down to the individual dealer. If one rebuffs you, try another.

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Hi Anne,

Most MPVs will, so Citroen C4 Picasso, Renault Scenic, Ford C-Max, Peugeot 5008, Kia Carens and so on. The bigger ones too, of course, such as the Ford S-Max and Galaxy and the SEAT Alhambra. If you want something sleeker, such as a saloon, estate or SUV then it comes down to how bulky the child car seats are. Rule of thumb is to always bring the seats (and preferably the kids, even though I know how awkward that is) on a test drive to make sure that they'll all fit in comfortably.

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Hi Catherine,

The Ford's not bad actually, but make sure that it has been fully serviced and that the 1.6 diesel has had a steady diet of high-grade oil.

Your Passat should be worth about €7,000 to €7,500 as a trade-in.