Expert answer

Hi Megan,

That's a very difficult situation and also not easy to untangle from a legal perspective. The mechanic certainly has some responsibility if they sourced the engine for you, though I'd suggest that extends only to communicating with the seller of the engine. They are ultimately responsible for its condition, depending on how it was presented to your mechanic. 

Go back to the mechanic and tell them you think it's their responsibility to sort out one way or another and see how you get on. If you have no luck, consider getting in touch with the CPCC (Competition and Consumer Protection Commission) as it may be well-placed to advise you. 

Hopefully you have all of this fully documented. 

Best of luck

Expert answer

Hi Lorraine,

The MG is certainly worth a look as it's exceptionally good value and also quite a spacious car. The Hyundai is perhaps a better-known quantity with a wider dealer network, but MG offers a great new-car warranty as well so don't be put off by that. If you're tempted by all the mod cons for that price I expect the MG might win for you, though make sure you go drive both for yourself to see which you prefer.

Buying new suits some people and not others. If you're buying with finance then it works well, and there's nothing quite like that new-car feel either. But others don't want to pay for the early years of depreciation that a new car comes with.

Of the used cars you mentioned, the Karoq and Ateca were never offered as hybrids. The Formentor was available as a plug-in hybrid if you'd consider that. It's a lovely car for sure. 

Expert answer

Hi Michael,

So long as the BMW was imported into Northern Ireland properly and used there by a private individual before you import it south, then you should only be liable for the VRT and NOx levy. But you will need the paperwork to prove all of that. 

Read our Guide to importing a car from Northern Ireland#mce_temp_url# for more details

Expert answer

Hi Wayne,

I think it's a good time to change into an EV if it suits your needs. With that mileage, you really would have to have a charger at home to keep the cost down and to make charging as convenient as possible.

Once you do make the changeover you'll never want to go back. I speak from experience on that score (we're on our second new EV) despite still classing myself as a 'petrolhead'. A Volkswagen ID.4 did us well for three years on PCP (we also have three kids and that car had ample room for our needs) before we replaced it this year.

Don't expect technology and range to dramatically improve overnight as that just won't happen - it'll be a gradual improvement with each year. PCP is well suited to making that change without worrying too much about future values.

Expert answer

Hi Marcus,

Though Revenue is a bit vague about it, it has been generally accepted that three months is a reasonable amount of time and we don’t believe you will be liable for VAT or customs duty on that car.

All imports attract VRT, but the good news for you is that it’s fixed for classics at just €200.

Expert answer

Hi Adrian,

There is VRT relief on first registration of an electric car in Ireland, which effectively means no VRT for most imports such as that Tesla.

VRT would be payable on importing a Skoda PHEV, though as the CO₂ emissions rating is so low for those, the VRT would be relatively low as well - likely to be just seven per cent of the OMSP (the Open Market Selling Price as determined by Revenue).

Regardless of what powers the car you import from the North, VAT and customs duty liability depends only on whether the car was imported into the North properly and used there by a private individual for a “reasonable amount of time” - generally accepted to be three months.

I suggest you read our Guide to Importing a Car from Northern Ireland feature to gain more understanding.

Expert answer

Hi Dean,

I'll address your questions in reverse order.

It may be possible to make savings if a dealer brings a car in for you, but we've never been through the process so couldn't say for sure. They obviously will still want to make a profit out of the sale, so I suspect most will be reticent to get involved in sourcing a specific car in the way you’re describing. If you know one personally, it’s worth having a conversation about it of course.

If you go it alone, sourcing a car from Northern Ireland should work out cheaper than from England, Scotland or Wales if the car has actually been registered there and then used by a private individual for “a reasonable period of time”. Those are Revenue’s words and it’s widely accepted that three months minimum is acceptable. The car in question should therefore be free of any VAT or customs duty on import to the south.

No matter where you import the car from, you will be liable for VRT and the NOx levy, depending on how much NOx and CO₂ the car emits according to its official numbers. I suggest you read our How Much VRT Is Paid In Ireland? feature to gain a full understanding of that.

According to our records, the BMW described should have a CO₂ rating of 119g/km, putting it into Band 10 for VRT, at a rate of 16 per cent. Just to confuse things, Revenue calculates VRT based on what it calls the Open Market Selling Price (OMSP). This is not what you actually paid for the car, but the value Revenue reckons it is worth on the Irish market. It’s difficult to predict as it’s not confirmed until you bring the car for inspection on arrival in Ireland, and extra equipment etc. can raise the price. Our guess for that BMW would be €28,000, meaning a VRT bill of €4,480.

According to our records, the BMW described should have a NOx output of 38mg/km, meaning a NOx levy of €190.

The equivalent data for the Audi shows a CO₂ rating of 135g/km, meaning Band 13 for VRT at 19.25 per cent of the OMSP. If that’s €28,000 again (and always bear in mind Revenue may say it’s higher), then the VRT bill would be €5,390.

The Audi’s NOx rating is 45mg/km, meaning a NOx levy of €275.

Finally, if you import a car from outside the “customs union” - e.g. England, Scotland or Wales - it will be subject to VAT at 23 per cent and import duty of 10 per cent. Those are calculated using the price you actually paid for the car, plus transport costs.

Hopefully that has helped you understand a little more.

I’d also recommend you read our Guide to importing a car from Northern Ireland feature for more on that.

Expert answer

Hi Des,

I quite liked the Fisker when I drove it, but even the press car was badly made, which doesn't bode well. I personally would not buy that car given the financial issues the company is having. There are loads of good alternatives on the market now from established brands.

Expert answer

Hi James,

It's very frustrating, isn't it? We refer to that site regularly to help buyers and it has certainly taken a backwards step since the update.

Unfortunately, there does not seem to be any other way to get a confirmed VRT price for any given car from Revenue without presenting it for inspection as you've described.

If it's any help at all, tell us the full details of the car and we can try to make the estimate for you, but of course it's still only an estimate. 

Expert answer

Hi Mary,

The MG is undoubtedly more powerful, as the numbers suggest, but the Mazda doesn't feel appreciably slower at all, and the Mazda is nicer to drive both in town and out of it. The MG is a little 'softer' on the road perhaps, meaning it's a fraction more comfortable over bumps, but there's not much in it.

Overall I prefer how the Mazda drives and it feels like a higher-quality product. The MG hits back with its low price and it's also a little more spacious.

They're both very economical cars with little to separate them in that way.

I highly recommend you drive both for yourself before deciding. 

Read our Mazda2 Hybrid review

Read our MG3 Hybrid+ review