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It's going to cost a fortune to repair my car - what to do?

How's this for an early Xmas present? I've just picked up my 2008 Ford Mondeo 1.8 TDCi from my dealer where it was in for its annual service. As usual they were giving me a report on how the service went and unfortunately they had to advise me that I'm going to need a lot of work done to my car, which I wasn't expecting.

Because of rust, repairs have to be made to the fuel tank, exhaust system (including a new catalytic convertor), the timing belt and a few other bits and pieces. All in all it's going to cost me over €3k. I've been with this dealer for a while and any work on the car was always done through them, so I trust them when they say the work is urgent. As the car has 193,000km on the clock I was expecting the timing belt to need replacing in the near future, but the other repairs have floored me. The car has always been dealer serviced. I had been planning on changing the car later this year, but now I'm not sure what to do. I could repair the car, but that will push back my plans to change the car and I'm taking the risk that nothing else would go wrong, while my car would continue to lose value.

Alternatively I could bring forward my plans to change, and hope the €3k in repairs that would have to be discounted against the trade in value by the dealer would still leave me in a position to do a deal. Any advice you could give would be appreciated.

Just to give you a good laugh, the weekend before I got the car serviced, my wife had ordered a new MINI Countryman to replace her Ford C-Max. We can't back out of that deal now. Had I gotten the service a week earlier, we could at least have postponed changing her car to replace mine! Timing is everything, I suppose...

Martin (Meath)

Dec 2014 Filed under: choosing used car

Expert answer

Hi Martin,

There's little else worse than getting unexpectedly bad car repair news, and we all know how it feels. Now, as you point out, you have, essentially, two options here. One is to trade in the car without the work done and get something new. Now, that's a very tempting option and one that would at least put you back under a warranty and give you reasonably predictable monthly repayments etc, all of which is good news.

The thing is though that your Mondeo is only six years old and to my mind there should be an awful lot more left in it. I would be tempted, especially as you've also just upgraded your wife's car, to take the €3k on the chin and keep yours going for a while yet. You're at a point in its life where the value isn't going to sink all that much more anyway, so keeping it an extra year or 18 months isn't going to have an enormous impact - with the age and mileage already on it, it's going to be at the lower end of the value scale anyway.

One thing worth considering: rust doesn't happen overnight. If, as you say, this car has always been serviced to schedule with the same dealer, ask them why the problem wasn't flagged up sooner. You may be able to use that as a bit of a stick to beat the price down a touch.

Let us know how you get on


How much biofuel is in our diesel?

How much biofuel is in the diesel sold at petrol stations?

Thanks

Philip Donegan (Ballina)

Dec 2014 Filed under: diesel

Expert answer

Hi Philip,

It varies from station to station and supplier to supplier, but the standard for all Irish fuel is E5, which allows for (but doesn't specify) a five per cent mix of bio-derived ethanol in petrol. Ask at your local station to be certain though.


How much is my 2012 Toyota Corolla worth?

How much is a 2012 Toyota Corolla 1.33 VVT-i with 63,000km in clean condition worth?

Denis Murphy (Dundalk)

Dec 2014 Filed under: used car values

Expert answer

Hi Denis,

Prices for 2012 Corollas seem to run from around €13k up to as much as €16k so I'd say a €14,500 ballpark would be about right, although obviously you're going to get offered less than that as a trade-in.


Why is my Skoda Octavia not starting?

Hi, my 2007 Skoda Octavia will not start. It will turn over but will not start (had to jump start it the day before). What could be wrong?

Jon Ward (Drogheda)

Dec 2014 Filed under: fault

Expert answer

Hi Jon,

I'm afraid this sort of thing is nigh on impossible to diagnose from afar as there are so many factors at work. Here are a few things to look at, but really, you need a mechanic to take a look:

- Hook it up to a diagnostic machine and get any error codes - that could save time

- Perhaps the glo plugs aren't working - they'd be needed in this cold weather (if it's diesel)

- Maybe the fuel tank pump isn't working. Turn the ignition on and you should hear a buzz from under the rear seats

- Is there sufficient fuel in the tank?

Best of luck with it - let us know how you get on


Fuel-stretching killed my BMW - what will I do?

Hi, we have a 2005 BMW 116i that ground to halt last week and turns out to be its dodgy petrol that caused the problem (i.e. petrol stretching ). We have been quoted anywhere from €1,500 to €4,000 to fit a new engine. At this stage would we be better to try and sell it as is or try and get it fixed as it has been a very problematic car.

Also thinking of buying a2006 Hyundai Coupé: what do you think?

Ruairi Mc Carthy (Mullagh Co Cavan)

Dec 2014 Filed under: choosing used car

Expert answer

Hi Ruairi,

I hate to say it, but selling it as it is might not garner you very much. The second hand market is about reliability, reliability, reliability so any car that's already got a troubled history is going to be hard to shift. 

You might actually make more money breaking the car for parts, given the high cost of new parts to BMWs. 

As for the Hyundai, it's a fine car but you might find it a bit impractical after the BMW. Would you consider a nicely-specified Golf instead?


I'm thinking of trading in my Hyundai for a Dacia Duster.

Hi, how much would I get trade off a new Duster? I have a 2004 Hyundai Coupé with 75,000 miles on clock and it's in very good condition.

Kevin Shortt (Dublin)

Dec 2014 Filed under: choosing new car

Expert answer

Hi Kevin,

Not a lot is the unfortunate answer I'm afraid... A Hyundai Coupé of that age retails for between €2,500 and €3,500, and you can generally knock €1,000 to €1,500 off to find the trade-in value. On top of which, Dacia dealers are already operating on super-slim margins so as to keep the price of the cars down, so there's even less wiggle room for a decent trade-in than there might be with other dealers. Sorry about that...


What SUV to go for with up to €18,000 to spend?

What you think about the 2010 BMW X1? First baby on the way and looking for a crossover/SUV between €15,000 and €18,000.

Gavin Kane (Meath )

Dec 2014 Filed under: choosing used car

Expert answer

Hi Gavin,

I'd have to say nope. It's not very big inside and it has needlessly heavy steering that makes manoeuvring in town a chore. 

Do you really need an SUV? Why not consider a nice estate? BMW's own 3 Series Touring is a belter. Or, for your budget, you could probably stretch to an Audi A6 Avant. Track down one with quattro four-wheel drive and leave all the front-drive SUVs standing when it snows. 

Or, if you're determined on the SUV front, consider one of the following: Honda CR-V, Volvo XC60, Hyundai Santa Fe or Mazda CX-5.

What do you think?


Why is my Peugeot 407 only getting 40mpg?

I am only getting 40mpg from a diesel Peugeot 407 on long trips; what can be the problem?

Ken Power (Waterford)

Dec 2014 Filed under: fuel economy and emissions

Expert answer

Hi Ken,

It's difficult to know from afar, but there are several things that will affect this - assuming you're seeing a reduction in your car's economy:

1 - Tyre pressures need to be within specification

2 - Wheel alignment must be correct

3 - Perhaps the air filter and/or fuel filter is dirty and needs replacement

4 - Are you carrying extra weight in the boot?

5 - Is the rear window demister on permanently? 

Go through all of those things, starting with those that cost nothing to check and you should find savings. If not, then get the engine are car serviced and that might help. Perhaps a brake is binding.

Let us know how you get on


Can you help me find a roof rack for my Hyundai?

Hi, I have a Hyundai Montana and I'm looking to get a tow bar and roof rack fitted. Only problem is I can't find a roof rack for it. Can you help?

Thanks, Francis in Cork

Francis Mee (Cork)

Dec 2014 Filed under: aftermarket

Expert answer

Hi Francis,

We've been in touch with Hyundai Ireland about this and it was suggested that the best place to go to find an appropriate roof rack is Thule (www.thule.com). Hyundai itself doesn't have any roof rack kits for the Montana currently in stock.

Hope that helps a little.


Can I obtain ethynol-free petrol in any garage?

Can I obtain ethynol-free petrol in any garage or have all petrol suppliers added it ?

Joe McCann (Naas)

Dec 2014 Filed under: classic cars

Expert answer

Hi Joe,

I presume you're asking this from a classic car point of view? The bad news is that pretty much all petrol sold in Ireland conforms to E5, or in other words has been blended with a five per cent mix of bio-source ethanol - alcohol derived from plants. The good news is that there's no evidence that running an older engine on E5 has any unpleasant effects. If the car has already been updated to accept unleaded petrol then you should be fine. The only issues arise when the car is left standing for a long time with the fuel sitting in the tank. Then the ethanol and petrol can separate, which can cause corrosion in the tank and/or fuel lines.