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Hi John,

OK, you can get a 2008 5 Series for under €13,000, but they will probably be even higher mileage than your old one and will most likely be from private vendors, rather than a dealer offering you a warranty and after-sales care. You takes your chances etc.

You may be better served by looking at the UK again - more cars, generally better prices but how about this: why not use the insurance payout to get yourself on the new car buying ladder? BMW Ireland has some cracking PCP deals on both the 5 and 3 Series and that €13k would be a decent deposit to get you off to a good start.

Worth thinking about anyway.

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Hi Dolores,

The Fluence isn't one of our favourite cars, to be honest, as it's a bit dull to look at and drive, but in reliability terms it should be mostly OK. The 1.5 dCi diesel is pretty solid in that regard, and it's very economical. Just keep an eye on the electrics, as things like electric windows can give trouble. Other than that the only concern is resale value - it's an area where many previous Renaults have fallen down, so you need to be aware of that. If you're planning to trade it in for another Renault in a few years' time, you'll be OK, but switching to another brand could prove a problem when it comes to trade in.

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Hi Jack,

Well, I guess there's a couple of things here. In the first place, "The Best Built Cars In The World" is an advertising tagline, and such things aren't exactly given under oath... In a more serious sense though, just take a look at the recent JD Power customer satisfaction rankings (in the UK market, but quite applicable to the Irish scene). Out of more than 130 individual models analysed, there were three Toyota or Lexus models in the top ten, and even the lowest-scoring Toyota model, the Aygo, scores better than the industry average.

Are Toyotas really the actual best built cars in the world? No, simply because it's more or less impossible to scientifically assess that claim. But are they impressively reliable, robust and well made? Yes, they most definitely are.

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Hi David,

Volkswagens tend to be very good for refinement, especially the new Golf, but if it's serious cabin silence you're looking for, check out a Lexus. True, they're pricey new but a secondhand IS or GS would be a bargain piece of interior cosiness.

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Hi Susan,

Wow, you're a glutton for punishment aren't you? You pretty much couldn't have picked two less reliable cars. The Discovery is best avoided. If you could afford to trade up to a third-generation model I'd say that's worth a go, as Land Rover was starting to get on top of its quality issues by then, but the old Series II is just bad news. Gearboxes go, electrics go and even the suspension can fail. I know what you mean about falling in love - it's happened to me too with old Land Rovers, but you're looking at a very high-maintenance partner there.

The Espace is a little better, but not by much. The diesel engines are very fragile - check for smoke, check for oil levels and if there are any signs of overheating, run don't walk away. Check anything with an electrical wire coming out the back of it too as it can all go wrong, although the electronic parking brake and electric windows are especially prone to wrongness. Also, keep an eye on the tyres. Espaces go through them like butter and 20,000km is about as much as you'll get out of a set.

If you really want a seven-seater that works properly, can I suggest either a Mitsubishi Pajero or Toyota Land Cruiser? Not as cool as the Discovery, but they won't let you down.

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Hi David,

I'd suggest flogging both cars and getting yourself into a newer Audi A3. They're comfy, sweet to drive, reliable and easy to sell on again eventually. Hard to go wrong with it, really. Lots to choose from so be fussy and make sure yours has a full service history and reasonably low mileage.

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Hi Noel,

Nothing too serious to worry about it. That 2.0-litre TDCi diesel engine does suffer occasionally from cutting out unexpectedly, but it's usually just a software fault and the ECU can be easily updated by a dealer. Other than that keep an eye out for issues with the keyless entry and ignition system (a rarely-seen option anyway) and keep an eye on the cabin - creaky trim is common and apparently the seat bolsters can collapse even on surprisingly low mileage cars.

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Hi Jenny,

You almost certainly will find an X3 18d to be a bit underpowered compared to a X3 20d, and especially if you're trading down from a 520d. There's about 40hp and 67Nm between them, which is not to be sniffed at. There is a tax band between them too (the 18d is Band B2, the 20d is Band C), but it's not a massive gap and the 18d won't be as economical as you think simply because you have to work it harder.

Know what? I'd just think about upgrading your 520d instead. Why not get a nice 520d Touring, treat yourself to an M Sport pack and have one of the finest, nicest cars we've ever driven?

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Hi Todd,

Sadly, Australian cars and the ins and outs of Antipodean spec sheets are somewhat outside of our wheelhouse of expertise. The best advice we can offer is to go for a massive V8 preferably in a Ute body, from Holden or Ford. That should see you right, Bruce.

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Hi Jim,

Basically, it's the same as buying an ex-rental. The good news is that all the scheduled servicing and maintenance should have been carried out in full and on time, but the bad news is that you just don't know who's been driving it previously and what kind of driving they've been doing. Generally speaking, someone being given a loan car by their insurer will probably just have had a shunt and will likely be in a careful mood, but you just never know. Check everything very carefully, from the cabin for unexpected wear and tear to the suspension for alignment issues or other damage. This could be a good one to break out the AA inspection on, just to be on the safe side.

Let us know how you get on