Expert answer

Hi Anthony,

You should be fine, actually. Your 3 Series should (emphasis on SHOULD) be worth around €22-25,000 as a trade-in, and a 171 4 Series Gran Coupe starts at around €30,000-ish, so adding €10k of change-up budget should put you in the right ballpark. Ditto the A5 Sportback, although you will find examples of both on a 171 starting with a €4 rather than a €3… Shopping around a bit should do the trick, though. Both cars are excellent choices, and go for the Audi if you want maximum reliability.  

Expert answer

Hi Philip,

There will be some such cars around, but probably not that many. Dealers and car makers we’ve spoken to about this say that they were carefully managing stock levels in the run-up to the WLTP introduction, so there’s not a lot of un-sold stock in the system. Worth having a look around for, as there are one or two bargains to be had, but they’re not hugely prevalent.

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Hi Rory,

Generally speaking, the places that offer to buy your car for cash will be offering a very much lower value than you might achieve selling the car yourself, or trading in with a dealer. That said, it is a route to a quick sale if you’re struggling to get shot of the car, but make sure that the firm you use is reputable.

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Hi Colm,

OK, first off, with that kind of mileage you’re well into the sort of levels that would justify a diesel engine, although the best of the down-sized turbo petrols are still certainly worth looking at. Of the three cars you’ve selected, I’d leave the Astra, as your €10,000 budget won’t get you into a new-shape model, and the older Astra was pretty dull. Of the other two, the Focus is the best, by far, to drive, and has solid reliability, but the i30 is better for interior space, and would be the more reliable in the long run.

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Hi Anita,

A Credit Union loan is still, to be honest, a very good idea. As long as you’re getting a decent interest rate and the repayments are comfortable, it allows you to go into the dealership, cash in hand, and argue a better deal for yourself. You will need to do your research ahead of time to make sure that you’ll be able to get the specification you want. PCP is a good option for keeping monthly repayments lower, as it defers part of the repayment to a ‘bubble’ payment, theoretically covered by the value left in the car, at the end of the deal. PCP is really only good for you, though, if you want to go back in every 2-3 years to change your car for a new one. If you’re intending on keeping the car for longer, then Hire Purchase or the good old Credit Union makes more sense.

Read the CompleteCar.ie guide to car finance here

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Hi Jim,

It should do, but it would be no bad idea to check with your nearest Hyundai dealer first. In theory, the Hyundai five-year warranty is a pan-European one, so it should transfer without any issues, but of course there is always fine print attached to these things, so check the documentation that comes with the car, and make sure  that it’s been serviced at a Hyundai main dealer in the past.

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Hi Arjun,

OK, let’s take these questions in order.

1: The BMW. The Honda runs it surprisingly close, but you just can’t beat the steering and rear-wheel-drive balance of the BMW.

2: How do you mean fast? They’re not performance models, but thanks to turbocharged engines with decent torque curves, they feel brisk enough in everyday driving. As long as you’re not planning to take on any Ferraris at the traffic lights, they’ll do.

3 & 4 together: The Honda. Nothing is as reliable as a Honda, not even a Toyota, and of the three cars here, while it may lack the premium badge, it also has the roomiest interior, will have slightly lower servicing and maintenance costs and, in the long term, should be more reliable than either of the German cars.

Read our reviews for more:

Audi A3 reviews

BMW 3 Series reviews

Honda Civic reviews

Expert answer

Hi Andy,

While I don’t think a diesel car is going to be worthless by the time you trade it in, it might well be worth less, if you see the distinction. That said, with your mileage, I’d say you should be looking at petrol or hybrid all the way. A 2.0 TFSI A6 Avant sounds ideal if you can find one and assuming that you’re already happy that all three kids can fit safely and comfortably in the back. A BMW 520i Touring would be the most obvious alternative (and a darned fine one at that) and a Mercedes-Benz E-Class Estate even better again (assuming you can find one with a petrol engine) and you can find them with seven seats. Volvo’s old-shape V70 is also worth a look, not least from the safety point of view. That said, make absolutely sure you check out a current-shape Skoda Superb Combi estate too — they’re actually roomier inside than any of the premium-badge stuff, and very comfortable too.

Expert answer

Hi Jonathan,

In general, yes. The AA carries out an independent, unbiased inspection of cars, which can flag up any faults, and any issues in the car’s history or service record. That said, you should check the fine print to see exactly what level of inspection has been carried out — they vary, and can be tailored to individual requirements, so make sure you know exactly what’s been checked and what hasn’t.

Expert answer

Hi Samie,

It depends which engine exactly you have in your Fiesta and when it was manufactured. For both the 1.4-litre and 1.6-litre TDCi engines, there was a changeover in schedule that occurred for cars made later in 2010. Before that, the timing belts in the diesel engines were scheduled to be changed every 200,000 kilometres or every 10 years, but after that, for a brief period of manufacture, it changed to 140,000km (still 10 years) and later again back up to 180,000 kilometres.

We always encourage readers to err on the side of caution with timing belts, so would advise you to consider the 140,000km interval as applicable to your car.