Could I afford to insure a 1.9 diesel?
Hi,
I am looking to buy myself a new car soon enough. I am simply waiting to have a full year on my insurance. I got insured on a 1.6-litre petrol Audi A3 Sportback, as my first car, with Axa insurance. The quote was around €3,700. I am looking for a diesel this time and I am wondering what kind of quotes I could be expecting if I try to get insured on a 1.9 diesel this time? There aren't many 1.6 diesel cars around that I would like to get.
Thanks!
Kris M (Dublin)Jul 2019 Filed under: insurance
Expert answer
Hi Kris,
The problem is that Irish insurers are a bit blunt-force when it comes to deciding their rates, and generally speaking (and completely erroneously) they simply tend to go by engine size. So even though there are plenty of older 1.9-2.0-litre diesel engines with similar power outputs to a more modern 1.6, they’ll probably quote you more just because it’s a bigger engine. Stupid, but then that pretty much sums up the insurance industry in Ireland. All I can suggest is either biting the bullet and getting a 1.6 that maybe you’re not as keen on, or finding a really good local broker who can help you track down quotes that us mere mortals can’t find.
Audi A3 Saloon or Mercedes CLA?
Hi,
I am looking for a little advice on changing my car. I have a 2010 Audi A3 Sportback 1.6 TDI and am trying to make my mind up between the Audi A3 Saloon and the Mercedes CLA. Petrol I'm thinking? And most likely new or one year old. Any advice would be really appreciated.
Thanks
Claire
Claire Murphy (Dublin)Jul 2019 Filed under: choosing new car
Expert answer
Hi Claire,
Both are really good cars, and I think it would be the Audi that we’d — just — come down on the side of. It’s not as cool to look at as the CLA, obviously, but the ride quality is better and that makes a big difference on Irish roads. It’s also a fraction more practical than the Mercedes and, if you can find one with the excellent 1.0-litre TSI turbo petrol engine, then you’re onto a winner. Basically, it’s the Audi if you want practicality, or the Mercedes if you’re more interested in style.
Should I buy a new Tesla Model 3?
Hi,
I’ve been doing a lot of research into buying a car lately, specifically would love a Tesla Model 3 - Standard range plus. I’ve been looking at price from GB compared to Ireland and it’s around €5k cheaper (around £38k v €48k). I also understand I would be in receipt of €5,000 SEAI grant, but I cannot seem to calculate the VRT.
1. Can I buy in the UK and ultimately would I save money doing so vs Ireland?
2. I live in Dublin and I get the DART to work everyday (roughy €100 per month). I also currently drive home roughy three nights per week to Monaghan (roughly costs me €325 in petrol and tolls). I have a free parking space in work. (Quicker to drive than DART to work) Would I be naive in thinking that I would almost eradicate all of that €425 with an EV? Aside from electricity costs, also what would you estimate those to be?
The alternative for me was to buy an 15/16 Audi A5 or BMW 4 Series in around the €20k mark, but still be subject to aforementioned €425 monthly costs on top.
Am I trying to convince myself that a Model 3 is my best option or is it my best option? NB: I want something that I actually want, i.e. I don’t want a Nissan Leaf; if I’m going EV it would be Tesla or equivalent.
Brendan Traynor (Dublin)Jul 2019 Filed under: choosing new car
Expert answer
Hi Brendan,
We do love a bit of car-related man-maths around the CompleteCar.ie office. Yes, in theory, you could save that €425 per week travelling cost with a Tesla Model 3, once we make a couple of assumptions, and bearing in mind that a Model 3 is not free — a basic Standard Range Plus model is quoted at €625 per month in repayments on Tesla’s Irish website. With a claimed one-charge range of 409km, your theoretical Model 3 should be able to get from Dublin to Monaghan and back in one charge, with a little left over for safety (assuming it’s around 135km door-to-door). If you can charge at home and charge in Monaghan, then each full charge will cost you around €8-10, depending on your electricity tariff and how low the battery gets before you plug it in. That should put a significant dent in your travelling costs. It would also be helpful if you could charge up at work, but that’s more for ensuring you have a full charge in case you need it — the shorter intra-Dublin commute wouldn’t put much strain on your battery.
So, that’s all good. Buying in the UK, though? Not worth it. We ran the maths on this a while back and working off the base model prices — £38,500 in the UK and €48,900 here, a quick conversion at today’s rates shows that the equivalent Euro price of a new Tesla Model 3 would be €45,069. A saving? No — although the VRT would cost you nothing at the point of import (thanks to the €5,000 rebate), you would have to pay VAT on entry, as it’s a new car, and so the price would go up by €10,350. You’re better off buying local in this instance.
Looking for a new estate car...
Hi,
I am looking for a new estate car and would like to hear your opinion. I have been driving an Octavia Combi (1.6-litre TDI diesel, Ambition) for the past six years. I do approx. 25,000km per year, not many of those on the motorway. I really like the Skoda but would prefer something with a little more power and spec. I am thinking a 2.0-litre diesel in a high spec and have my eye on a one-to -two-year-old Superb or Passat. Any advice when choosing between those two? Also, I see if I go maybe one year older I could get an Audi A4 Avant. Would the A4 be a better option for comfort/spec over the other two?
Interested to hear your opinion.
Thanks.
M Lowe (Carrick On Shannon)May 2019 Filed under: choosing new car
Expert answer
Hi there,
The A4 would be a little better in terms of comfort, but not in terms of space or practicality, and to be honest the benefits are pretty marginal. Either the Passat or the Superb make fantastic estate cars. The Superb has an edge on luggage capacity (around 60 litres extra), but the Passat is a little sharper to drive, and has arguably a nicer interior. A marginal decision then, but we’d probably go for the Superb on balance. Or, just to throw a spanner in the works, have a look at the excellent Mazda6 Tourer before deciding…
A few reviews to help you decide:
Would you buy 2015 Audi A6 or BMW 5 Series?
Which would you buy an Audi A6 S line or BMW 520d? Cars are both 2015 models.
Robert Turner (Dublin)May 2019 Filed under: choosing used car
Expert answer
Hi Robert,
Tough choice. Head says Audi — great quality, huge cabin, comfort, reliability — but the heart says BMW — better looking and more fun to drive. On balance; BMW.
Can I fit three car seats in back of BMW 520d?
Can you fit three car seats in the back of a 2012 BMW 520d M Sport? For newborn, a two-year old and four-year old.
Owen Mcsweeney (Dublin)Apr 2019 Filed under: child or baby seats
Expert answer
Hi Owen,
You can, but it will be a squeeze. The 520d is a little narrow across the back for three car seats (an Audi A6 or a Volvo S80 would probably be better bets in this regard), but there are ways you can get around it. Obviously the newborn and the two-year old will need quite bulky seats for a while yet, but for the four-year old you could potentially look at an inflatable booster cushion (depending on how tall they are). These tend to be a bit more narrow than a hard-frame booster, and a bit easier to squeeze in as a result. Another option is a conversion kit for the back seat that can accommodate as many as four child car seats in a special frame, but that can cost as much as €2,000 to do.
Can I turn my stop-start system off?
I have a 2011 Audi A3 and the stop-start system throws up an amber light warning that it is not working. How do I switch the stop-start system off until I can get it fixed?
Dave Cusworth (Barnsley)Mar 2019 Filed under:
Expert answer
Hi Dave,
There is no recommended way to deactivate the stop-start system permanently. If you turn it off using the button in the car, it will always come back on next time you start the car.
Have you read our Why won't my car's stop-start system work? feature to try to get to the bottom of the issue?
How to dispose of my Audi A3?
My 2006 Audi A3 petrol has failed its NCT on emissions and my mechanic said it will need a new engine to fix the problem. Will I be able to trade it in anywhere? It's a great car in good condition; would be a shame to scrap it.
Karla Devenney (Dublin)Mar 2019 Filed under: used car values
Expert answer
Hi Karla,
Your best bet is to use it as a trade-in against your next purchase. A dealer may offer you more than it's worth to sweeten the deal.
Does the Audi A4 have stop-start settings?
What are the different settings for in the Audi A4 2018 start-stop system? Is one setting better than the other? I have a 2018 A4 automatic. Any info is greatly appreciated.
Gloria Case (Colebrook)Mar 2019 Filed under: electrics
Expert answer
Hi Gloria,
Stop-start systems generally don't have any settings as such. They are on by default and will automatically turn the engine off when appropriate. The driver can manually switch the system off when the car is running.
So basically it's on or off. Leave the system on for (slightly) better fuel economy in slow traffic situations where you might be stopped for prolonged periods of time.
Considering a Japanese import Passat...
Hi, I'm considering changing my 2011 VW Passat 1.4 saloon to a 2012 VW Passat 1.4 Estate, as I need the space. The one I'm considering is a very well equipped Highline model, but it's a Japanese import. Is there anything in particular I should know about buying a used Japanese car?
Thanks, Brendan
Brendan Cullen (Knocklyon)Feb 2019 Filed under: importing
Expert answer
Hi Brendan,
A couple of things. Obviously, any of the car’s on-board systems will be setup for Japanese language, so you will need to get those changed, and the radio may not be set to receive European FM frequencies, so the car’s entire audio system may need to be replaced. Generally speaking, a Japanese Passat will be mechanical similar to a European one, but there will inevitably be some detail differences in specification and equipment, so you may run into trouble further down the line with parts availability.
I’d suggest that you’d be better off looking at the UK market than the Japanese one — the Passat is hardly a rare car, so there may be an easier option out there for you.