Expert answer

Hi Terence,

It's not entirely clear as yet, as Audi has not published its new pricing, and doesn't appear to have changed its online pricing since the VAT reduction last month. 

Taking the Audi A6 40 TDI S line S tronic as an example: it's listed as €56,065 as of Jan 2020.

The NOx figure for that car is 41.9mg/km, so the NOx levy right now, within that price, is €5 x 41.9 = €209.

So, the price of the car including VAT and VRT, but without the NOx levy is €55,855.

Looking at our review of the Audi A6 40 TDI from 2018, the NEDC CO₂ rating appears to be 117g/km, which would mean 17 per cent VRT on the old system.

So, the VRT was €55,855 x 0.17 = €9,495, which makes the price of the car including VAT at €46,360.

Assuming that's at the 23 per cent VAT rate, it's €37,691 before VAT, or €45,606 at the current 21 per cent VAT rate.

So now we have the core cost of the car and can work on a 2021 price estimate.

We need the WLTP CO₂ rating. It varies according to equipment, so let's take the worst case of 158g/km. That places it in the new Band 18 for VRT (see our How Much VRT is Paid in Ireland? feature), at a rate of 26 per cent.

So the estimated cost of the car including VAT and VRT is €45,606 ÷ 0.74 = €61,630

The NOx levy calculation has changed a little as well. It works out as €238 for this car.

Hence, the estimated total retail cost of the car is €61,868 as of 2021.

With a CO₂ rating of 158g/km as used in these calculations, the annual motor tax (see our Motor Road Tax Prices in Ireland Explained feature) will be €280.

If I used the minimum CO₂ rating for this model of 145g/km, incidentally, the retail cost comes out as €56,891 so the final price is highly sensitive to that, while the motor tax would drop just €10 per year to €270.

Disclaimer: All of these figures should be taken as estimates only. We have rounded off to Euros throughout and who knows how Audi will adjust its pricing to suit the market rather than just calculate the new tax?

Expert answer

Hi Barry,

Depends; if you really love your driving, and appreciate great steering and chassis control, go for the 530d. If you prefer a more spacious interior and refinement, go for the Audi.

Expert answer

Hi Felix,

Looking at the 2.0 TDI automatic model at the start of the 2011 generation A6, there are a couple of known issues with the gearbox. The first is with the hydraulic accumulator, which may cause juddering. This potentially needs to be replaced to eradicate the issue. A separate issue comes from the transmission control module that can lead to error codes appearing on the dashboard - it requires reprogramming most likely.

Expert answer

Hi Robert,

Tough choice. Head says Audi — great quality, huge cabin, comfort, reliability — but the heart says BMW — better looking and more fun to drive. On balance; BMW.

Expert answer

Hi Owen,

You can, but it will be a squeeze. The 520d is a little narrow across the back for three car seats (an Audi A6 or a Volvo S80 would probably be better bets in this regard), but there are ways you can get around it. Obviously the newborn and the two-year old will need quite  bulky seats for a while yet, but for the four-year old you could potentially look at an inflatable booster cushion (depending on how tall they are). These tend to be a bit more narrow than a hard-frame booster, and a bit easier to squeeze in as a result. Another option is a conversion kit for the back seat that can accommodate as many as four child car seats in a special frame, but that can cost as much as €2,000 to do. 

Expert answer

Hi Tom,

It kind of depends on what price range you’re looking at. The more expensive you go, the more available such options are. The likes of a BMW 5 Series or an Audi A6 would be the easiest to find with all of these options on the one car, but it becomes much more problematic if you’re shopping lower down the price lists. Come back to us and let us know your budget for more useful assistance.

Expert answer

Hi Andy,

While I don’t think a diesel car is going to be worthless by the time you trade it in, it might well be worth less, if you see the distinction. That said, with your mileage, I’d say you should be looking at petrol or hybrid all the way. A 2.0 TFSI A6 Avant sounds ideal if you can find one and assuming that you’re already happy that all three kids can fit safely and comfortably in the back. A BMW 520i Touring would be the most obvious alternative (and a darned fine one at that) and a Mercedes-Benz E-Class Estate even better again (assuming you can find one with a petrol engine) and you can find them with seven seats. Volvo’s old-shape V70 is also worth a look, not least from the safety point of view. That said, make absolutely sure you check out a current-shape Skoda Superb Combi estate too — they’re actually roomier inside than any of the premium-badge stuff, and very comfortable too.

Expert answer

Hi Paul,

A very tricky one, and as ever with Irish insurers, you’re quickly going to run up against a brick wall of intransigence. My best advice would be to get in touch with a good local insurance broker, as they can often find ways around issues such as this, and can sometimes track down policies that mere mortals cannot find.

Expert answer

Hi Tania,

We really like the E-Class diesel hybrid — it’s a surprisingly good mix of technologies, very frugal, hugely comfortable and should be reliable too. The Audi is similarly lovely, hardly any less economical, albeit not quite as nice to drive. Head says the Mercedes, especially with that hybrid system, but heart says the more stylish Audi, especially as it’s the Avant estate, and we do love a good estate around here.

Expert answer

Hi Rich,

OK, there’s a lot to unpick here. First of all, any car you buy (other than perhaps a classic Mercedes SL or an old Ferrari) will be a depreciating asset, so there’s not much point in thinking that buying one car over another will save you from that. Obviously some cars depreciate a bit less than others, but they do all depreciate in the end.

The XC90 is a cracking car, a really good one, but as you rightly point out it’s big and expensive, and if you’ve only got the two kids, you probably don’t really need the seven seats. The Santa Fe is an excellent car, reliable and hard-wearing, but you’re quite right that the cabin can be a bit low-rent at times. It might be worth having a look at the Kia Sorento — mechanically identical to the Santa Fe, but a touch roomier and we prefer the Kia’s interior. Also well worth having a look at slightly smaller seven-seat SUV rivals such as the Peugeot 5008, Volkswagen Tiguan Allspace and Skoda Kodiaq, all of which have genuinely excellent interiors and are good to drive too.

Mind you, once again, you’re right — you don’t need an SUV (no-one really does, but that’s a debate for another day) so actually the idea of an Audi A6 Avant estate is a really good one. You already like Audis, they’re great for quality and reliability and look awesome into the bargain, and have plenty of space for two growing kids. Worth looking at a BMW 5 Series Touring and Mercedes E-Class Estate too (the BMW’s a little better to drive, the Mercedes is bigger inside) and well worth checking out the gorgeous new Volvo V90 if the XC90 has taken your fancy. Here are all our reviews of the above cars to help you decide:

Audi A6 reviews

BMW 5 Series reviews

Mercedes-Benz E-Class reviews

Volvo XC90 reviews

Hyundai Santa Fe reviews

Kia Sorento reviews

Skoda Kodiaq reviews

Volkswagen Tiguan reviews

Peugeot 5008 reviews