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Why is there a difference in VW Group finance rates?

Why are SEAT and Skoda able to offer finance at 4.9%, but VW only does 5.9%? All three are provided by the Volkswagen Bank, right?


Filed under finance - Asked by Paul Campbell (Irishtown) - Thu, 17 Feb 2011 12:16


Hi Paul,

We spoke to Volkswagen Ireland about this and this is what it had to say:

"Direct lenders (banks) and credit unions are supplying money (if at all) at around 9 percent - 10 percent.  Volkswagen are offering 5.9% so significantly under standard rates and hardly a rip-off. SEAT and Skoda for tactical reasons have decided to offer exceptional rates on certain model lines to push sales even harder and you can see that Volkswagen have also done that for Polo.  The rate is a decision by each Brand and used as tactical tool where appropriate."

I hope this helps!

Answered by: Complete Car Adviser

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