Should I keep my Kia Rio into retirement?

I have a 2016 Kia Rio hatchback with 32,000km on the clock. Should I keep it? I am looking for my last car as I am a senior and once I retire I won't be able to have a monthly payment going out.

Terri Bock (London Ont)

May 2025 Filed under: choosing used car

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Expert answer

Hi Terri,

Only you know if you can afford to replace the Kia now and have it paid off before you retire.

However, with such low mileage on the clock, and the good reputation the Kia Rio has for reliability, there's a strong argument for not changing it at all. Just make sure you keep it maintained to a high standard, even if you're not covering a lot of distance. 

Shane O' Donoghue - Complete Car Advisor