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Should a disabled driver buy a new commercial?

I am a disabled driver. Would I be better off to purchase a new five-seat commercial SUV given that I am exempt of VRT and VAT?

Hugh Cormack (Blacklion Co Cavan)

Jan 2020 Filed under: VRT


Expert answer

Hi Hugh,

Sort of, yes. The thing is that there aren’t any five-seat commercial 4x4s anymore — the N1 certification loophole for that kind of car was closed off in 2018, so now five-seat SUVs pay a full rate of VRT. However, if you’re exempt from paying both VRT and VAT then one of those very cars (Toyota Land Cruiser, perhaps? Or maybe a VW Touareg?) would be an ideal car for you as you will be getting one at an effective 50 per cent discount compared to the rest of us. Well worth investigating.

Neil Briscoe - Complete Car Advisor
@neilmbriscoe


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