Considering a Ford Ranger Raptor...

Just wondering. I'm looking at buying the Ford Ranger Raptor through the company. Commercial vehicle, registered to the company etc. Insurance through company fleet policy. Can I avail of five per cent VRT for pickup truck simelar to that of van BIK and am I ok to carry passengers when using it for personal use? I'm thinking yes, could you have the answer as I'm not sure.

Trevor Ecock (Dublin)

Dec 2019 Filed under: commercial vehicle

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Expert answer

Hi Trevor,

We’re not sure about the five per cent VRT BIK rate, as that will depend on your personal circumstances and how the vehicle is paid for and registered. Better to ask your company accountant that one. As for being OK to carry passengers for personal use, yes you can, but you’ll have to register it as a private car and tax it as such (which could be tricky if you’re trying to get the van rate BIK) and you’ll have to make sure that your insurance covers it for social/domestic/pleasure use as well as work.

Neil Briscoe - Complete Car Advisor
@neilmbriscoe