How can I use a commercial van privately?

Hello.

I have to buy a van (Opel Vivaro). My question is, can I use that van privately? Is it possible to change a commercial van to a private van? If yes, how, please?

KATARZYNA GAJOS (MIDLETON)

Feb 2019 Filed under: commercial vehicle

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Expert answer

Hi Katarzyna,

You can, but there are two things standing in your way — first you will have to tax the van as a private vehicle, and that means you may end up paying more every year than the flat-rate €333 commercial vehicle road tax rate. Secondly, you will need to make sure you tell your insurer that the van is being used for private, social, domestic and pleasure use, as that may have an impact on your quote and coverage. 

Read our Buying a commercial vehicle for private use feature for more

Neil Briscoe - Complete Car Advisor
@neilmbriscoe