Can I sell a car I have on PCP finance?

Can I sell my car once I'm half way through my PCP agreement?

Karen Lennon (Longford)

Oct 2015 Filed under: finance

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Expert answer

Hi Karen,

You'll need to check the fine print of the deal you signed, basically. It'll come down to the terms and conditions. You would certainly be able to trade it in against a new car, but you may not be able to sell it privately depending on the deal (which is essentially a lease). Also, even if you are allowed to sell privately you may struggle to make enough money to cover all the final payment costs. 

Neil Briscoe - Complete Car Adviser
@neilmbriscoe