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What's the deal with insuring a car on HP finance?

I was talking to a friend of mine the other day and were talking about the way that some of the car loans / financing deals that some of the manufacturers do. Some of them are HP so that means that you won't own the car until you've made the last payment, how does this affect your insurance, as isn't one of the first questions about the car being registered in your name? Does HP not mean it remains in the leasing company's name until you make the last payment?