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Hi Kris,

The problem is that Irish insurers are a bit blunt-force when it comes to deciding their rates, and generally speaking (and completely erroneously) they simply tend to go by engine size. So even though there are plenty of older 1.9-2.0-litre diesel engines with similar power outputs to a more modern 1.6, they’ll probably quote you more just because it’s a bigger engine. Stupid, but then that pretty much sums up the insurance industry in Ireland. All I can suggest is either biting the bullet and getting a 1.6 that maybe you’re not as keen on, or finding a really good local broker who can help you track down quotes that us mere mortals can’t find. 

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Hi Ed,

That is an answer that will vary massively depending on which model of car you’re talking about. There are some Hyundai i30s and Kia Ceeds from around that era that came with a 1.4 diesel engine that would be hugely economical. You might be able to track down some Peugeot or Citroen models (a 2008 would be a good choice) with a 1.4 HDi diesel engine that’s good on juice, too. There’s also the Toyota Corolla or Auris D-4D, or if you don’t fancy diesel, the same cars with the 1.33-litre VVTi petrol engine, which was not too thirsty.

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Hi Mark,

It would certainly have an immobiliser and alarm, but unless someone has fitted a third party GPS tracker, then it's unlikely to have that. It would not be standard.

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Hi Gustavo,

Well, reliability and running costs are not necessarily the same thing. The ultimate in reliability is probably a Toyota Land Cruiser, but that’s hardly cheap to run or to tax… I think there’s a couple of good options here, though. Sticking with Toyota, the Auris is a solid bet, and even more so if you go for the Hybrid model, which will help keep your tax and fuel costs down. Get the Tourer estate model if you need maximum family space.

The Honda Civic is also a very good bet, and the 1.6 iDTEC diesel is probably the best model to go for to keep fuel and tax bills down. Again, if you want maximum space for the kids and their things, track down the (rather handsome) estate version.

Skoda’s Octavia is solidly reliable too (again, the Combi estate is the one to go for) and you can choose from 1.6 TDI diesel, or an excellent 1.2 TSI petrol turbo, both of which are frugal and tax-efficient. Just check its history to see if it’s been used as a taxi — many have been.

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Hi there,

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Hi Gearoid,

Unfortunately, we can’t track down archive pricing for the commercial model, as yet, but if it helps, the passenger Discovery range was priced between €56,945 and €79,010 in 2009.

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Hi Paul,

A very tricky one, and as ever with Irish insurers, you’re quickly going to run up against a brick wall of intransigence. My best advice would be to get in touch with a good local insurance broker, as they can often find ways around issues such as this, and can sometimes track down policies that mere mortals cannot find.

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Hi Tomas,

Yes, it is an issue and could potentially be a very serious issue with your kind of mileage and driving profile. The problem is that you need to generate heat in the exhaust system to keep the diesel particulate filter clear, and low mileages and low speeds just don’t do that. You can get around that, a bit, by doing a regular long motorway or main road run, keeping to a low-ish gear for a while, but that’s not convenient for everyone.

Basically speaking, I think you’re best sticking with petrol if at all possible and there are some big-car petrol options out there if you look around and get a little lucky. Try and track down a Skoda Octavia with the 1.2 TSI turbo petrol engine, perhaps? Or maybe consider a Toyota Prius — they’re pretty big inside (although the boot is not massive).

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Hi Tony,

Well, it would certainly be worth trying to track down a petrol-engined 3 Series Touring estate, but as you rightly point out these are rarer than hens’ molars at the moment. Same story for the Audi A4 Avant and Mercedes C-Class Estate too, I’m afraid. Would you consider a VW Passat Estate? Or a Skoda Superb? A bit of a step down in class terms, I’ll grant you, but good, solid cars and you can track them down with the 1.4 TSI turbo petrol engine. 

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Hi Roland,

It’s a simple choice — the Porsche. Not that we don’t love the E46 M3 and its snarling straight-six soundtrack, but the problem will be finding a good one. With prices dropping, a lot have fallen into disreputable hands, and for a car that needs careful and constant maintenance, that’s bad news.

Not that there are no bad Porsches out there, but the 996 is almost (almost) an investment. Prices are starting to nudge upward, so search for the best possible one you can find, don’t buy without a really solid Porsche service history (or one from a reputable independent specialist) and be prepared to spend a reasonable amount keeping it maintained. Do that, and it might just increase in value over the next few years.