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Hi Brendan,

The savings are not what they were, and effectively non-existent if you're talking about England, Scotland or Wales. The only realistic option is to look to Northern Ireland as most cars won't be subject to VAT and import duty, just VRT and the NOx levy. Read more below:

Guide to importing a car from Northern Ireland

Guide to importing cars from the UK

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Hi Mike,

That engine has one of Volkswagen Group's so-called 'long life' timing belts that don't actually come with any set replacement schedule. That's very low mileage but even so there's no harm asking your mechanic to take the 'top cover' off each time the car is serviced to check the condition of the belt itself.

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Hi John,

There really won't be much to choose between them. Both manufacturers have good reputations for the reliability of their petrol engines. In your position I'd go with the car I prefer and not worry about the reliability. 

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Hi Robert,

The 1.5 and 1.6 EcoBoost engines in the 2015 Kuga use "dry" belts, not "wet" ones.

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Hi Syam,

Unless you need the long-distance efficiency of diesel then I'd suggest sticking with the petrol model if you can find one. They won't be very common though.

The diesel model feels faster and is more economical, but is likely to have higher maintenance costs as it gets older, even if nothing major goes wrong. And unfortunately the timing chain on that diesel engine can be a weak point.

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Hi Simon,

VRT might be a little higher, but it shouldn't be much more. It's nothing to do with the body style directly, though; it comes down to the VRT band, which is determined by the official CO₂ rating (which can be a little higher in open-topped cars as they're generally a little heavier and less aerodynamic than their coupe equivalents) and what Revenue calls the Open Market Selling Price (OMSP). The latter may be a little higher for the TT Roadster, but there really shouldn’t be a lot in it.

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Hi Richard,

It certainly sounds like you're the ideal candidate for a hybrid. Indeed, with less than 12,000km a year, you could easily live with a plug-in hybrid or a fully electric car if you wanted to install a home charger. 

A hybrid such as the Camry or Lexus would be nearly as efficient as your diesel Mercedes in most situations, and likely to mean much lower running costs in the long term. I'd certainly recommend a hybrid over a purely petrol alternative. 

In terms of new vs. nearly new, there are pros and cons to both. Nearly new cars have usually suffered a big chunk of their depreciation already, though you can't finance them the same way as you can a new car and of course, you're limited in choice to what's on the market at that moment in time rather than choosing your ideal specification. 

On that front, it's worth noting that the Toyota Camry is no longer on sale as a new car, though the Lexus ES is and it's an exceptionally well-made car. Almost all other hybrids in this sector are plug-in hybrids (PHEVs), however, so you'd ideally need to have a way to charge them up at home for them to be of use.

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Hi Mike,

There's nothing stopping you from using any car for business purposes, but there are no official commercial versions of the BYD cars on sale at this time. Though you've not said what you will use the vehicle for, I'd suggest that the Seal saloon is not suited for carrying bulky goods at all, as lovely as it is as a car. 

The Seal U SUV is much better suited as it has a large boot and rear seats that can be folded down. You could in theory have those rear seats removed completely and turn it into a commercial, but as it's so new we don't know of anyone that has done that. 

The Seal U runs on petrol, obviously, which you couldn't claim VAT back on, so that may rule it out for many.

Come back to us with more details if you need more assistance.

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Hi Wayne,

I think it's a good time to change into an EV if it suits your needs. With that mileage, you really would have to have a charger at home to keep the cost down and to make charging as convenient as possible.

Once you do make the changeover you'll never want to go back. I speak from experience on that score (we're on our second new EV) despite still classing myself as a 'petrolhead'. A Volkswagen ID.4 did us well for three years on PCP (we also have three kids and that car had ample room for our needs) before we replaced it this year.

Don't expect technology and range to dramatically improve overnight as that just won't happen - it'll be a gradual improvement with each year. PCP is well suited to making that change without worrying too much about future values.

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Hi Damien,

First up, the BMW i3 is a great option for your needs based on what you told us. It's a cracking compact car that will cost you nothing to run and is an idea runabout. And yes, I'd agree that the fully electric version is the best one, especially when you have access to other cars in the household for longer journeys. 

I really like the 4 Series Gran Coupe as well, but understand the reticence to trust the diesel engines. Would you consider a petrol one instead perhaps? The NOx levy on the diesel on importation can be expensive as well. Because of potential engine issues I'd be inclined to stick with a local BMW dealer and get as good a warranty as you can.

Obviously electric cars don't emit any NOx or CO₂, so it's a bit bizarre if Revenue's site can't deal with that... There is a VRT exemption up to €5,000 and anyway, it's only 7 per cent of the Open Market Selling Price (OMSP).

If you're looking to buy in the North, just make sure the car has been registered and used by a private individual in the North for at least three months before you import it, and that must be verified by documentation. Then no VAT or import duty should be due, just VRT - and the NOx levy if applicable. 

Hopefully all that helps, but come back to us with other specific questions if you need more assistance of course.