Expert answer

Well you haven’t said what your budget is but there are plenty of interesting cars that are available under the scrappage scheme.

Alfa Romeo’s Mito is a small premium hatchback, and its clean 1.3-litre diesel engine puts it in Band A; the 1.4-litre petrol and 1.6-litre diesel models fall into Band B. Prices start at €18,995 before you take away the government discount.

The Audi A3 with the 1.2-litre TFSI petrol, the 1.6-litre diesel and 2.0-litre diesel all qualify for scrappage, as does the Cabriolet version. The A3 3-door starts from €25,195 before scrappage discount, it’s €26,195 as a 5-door Sportback model, and €32,785 for the Cabriolet version before the €1,500 discount.

The A4 with a 2.0-litre diesel engine in either 120bhp, 136bhp and 170bhp all fall under Band B in either saloon or Avant form. Prices start from €34,060 (€32,560 with scrappage) for the diesel saloon and €36,460 (€34,960 with scrappage) for the Avant. The stunning A5, with a 170bhp 2.0-litre diesel engine, falls into Band B. Prices start at €44,265 (€42,765 with scrappage). You can also have the Audi A6 2.0-litre TDi with 136bhp, which is in Band B. This huge car starts from €39,735 (€38,235 with scrappage). The Audi TT diesel is a really superb car to drive. At €44,175 for the Coupé (€42,675 with scrappage), this is a brilliant buy and that fact that it costs €156 per year to tax makes it all the sweeter.

BMW also has a huge number of models that qualify for the scrappage scheme. Its 2.0-litre diesel is used in various power outputs across the 1-Series, 3-Series and 5-Series and these all have emissions of less than 140g/km, even when fitted with an automatic transmission.

The 1-Series is available with clean diesel engines ranging in power from 115bhp to 177bhp. Prices start at €24,900 for the 3-door 116d, €23,400 with the scrappage discount.

The BMW 3-Series starts from €33,310 for the 316d. All its models get €1,500 off from the government through scrappage. Largest of all is the 520d. Although there is a new model coming later in the year, the run-out models of the 520d are expected to sell well, especially with a price tag of €40,220.

Mercedes-Benz has a number of models that qualify under the scrappage scheme. The standout model is the C-Class Blue Efficiency 200 (136bhp), 220 (170bhp) and 250 (240bhp) manual versions, the E-Class 200, 220 and 250 manual version and the E-Class Coupé 220 and 250 models with manual transmission. Prices start at €36,500 (€35,000 with scrappage) for the C200 CDi, €41,200 (€39,700) for the E200 CDi and €47,700 (€46,200) for the E-Class Coupé E250 CDi.

Finally, what about the Volkswagen Scirocco? You can have the 1.4-litre TSi petrol or 2.0-litre TDi Sport model under the scrappage scheme. Prices start at €25,190 for the Scirocco (€23,690 with scrappage),

To answer your question though, which is fastest? We think it is the BMW 123d Coupe. It has emissions of 138g/km yet has a top speed of 238km/h and 0-100km/h time of 6.9 seconds. This is faster than the Audi TT TDi, which has a top speed of 226km/h and 0-100km/h time of 7.5 seconds.

Expert answer

There has been a lot of debate about the benefits of hybrid cars, but few would disagree that they are a step in the right direction. The principle of the current crop of hybrids, for those that don't know, is that a standard petrol engine is combined with an electric motor, with the result being better fuel consumption and lower emissions. The original Toyota Prius was the first mass-produced hybrid on sale and Toyota has just released the third generation of the model and it promises to be more refined and cleaner than ever.

There are other alternatives such as the Honda Civic Hybrid, which isn't bad either, or the Honda Insight, while at the top end of the scale Lexus does three hybrids, the GS 450h, the LS 600h and the RX 450h. In the case of the Lexus hybrid technology it's as much about giving the cars higher performance as it is increasing efficiency.

A hybrid is cleaner in so far as official emissions figures are very low. The Prius emits less then 90g/km, which will make it the cleanest petrol car on sale in Ireland. In some cases you could get better fuel economy from a diesel engine though.

With a budget of €40,000 you could easily get into the new Prius when it arrives in October, as the car is expected to cost about €28,000 and this will be a very cheap car to run, so it seems the natural choice. Bear in mind that even cleaner technologies will arrive soon, including those in the Opel Ampera and even a new plug-in version of the Prius.

Expert answer

Hi Alison.

As your car is ten years old this year scrappage seems like the right solution and there are some amazing discounts on offer in addition to the Government's current incentive. The cars you mention are three of the best superminis on the market and because you use the car for quite a lengthy commute a diesel could be the best solution for you.

All three of these cars have diesel options. Opel's Corsa comes with a 1.3-litre 75bhp diesel with emissions now down from 119- to 114g/km. Prices for this start at €15,905 for the three-door version.

The Mazda2 is another very good option. With a 1.4-litre 68bhp diesel, emissions are just 114g/km so again you pay road tax of just €104 per year. The Mazda2 diesel starts from €15,930.

The Fiesta also has a 68bhp 1.4-litre diesel engine and emissions of 110g/km and this starts at €16,645.

All three of these cars qualify for the Government Scrappage Scheme, so would get a discount of €1,500. Much of the additional discounting available on any of these models is on the petrol models however, as dealers try and clear stocks of slow-selling petrol versions.

Of all these three cars the Mazda and the Fiesta are better cars so it would be down to these two in our opinions. We like the Mazda2 a lot, but we'd still say buy the Fiesta based on its looks and the way it drives. The Fiesta has been the outstanding small car over the last few years so if budget allows it is the car we would chose.

Expert answer

Hi Paul,

That is a very interesting question. You only have to look at the difference in pricing through various different genre of cars to see that we have not had cars as cheap here in Ireland in years and even when you compare them to prices in Europe things are favourable. This is of course little solace to those who find obtaining credit virtually impossible.

Manufacturers are constantly streamlining methods of production and there is much greater co-operation between manufacturers in terms of powertrain sharing and platform sharing, but the simple explanation of the reduction in prices here in Ireland is of course the easing of taxation slightly. New cars, as I am sure you are aware, are now taxed according to their CO₂ emissions and this means that cars that might once have been subjected to 30 percent VRT under the old system are now only subject to 16 percent, because of advances in engine technology. When you look at cars like the Mercedes-Benz E-Class and BMW 5 Series now with emissions of less than 140g/km, as long as the present taxation system is in place, prices will remain quite low. Manufacturers are also likely to keep prices low to their retailers as every incentive needs to remain in place to keep sales moving throughout a sluggish global economy.

In answering your question, I would say that the lowering of prices certainly hasn't finished, especially here in Ireland. This year there has been a lot of discounting from manufacturers such as Renault who is aggressively targeting market share. Even when scrappage ends in December I can't see an end to this straight away, as next year, without the scrappage incentives, manufacturers and retailers will need to come up with a whole new set of incentives to draw nervous buyers back into the showrooms.

Expert answer

That is a very good question. The scrappage scheme makes sense to a certain number of people, but it certainly isn't for everyone. It was set up to clean up the nation's car park and to that effect is designed to get cars of 10 years or more off the roads. Plus, there is the additional clause that any car bought under scrappage must be from Band A or B, with CO₂ emissions of less than 140g/km, which isn't going to suit all buyers either.

The Government has offered €1,500 off the VRT of the car and while you might argue that you could haggle this off in a cash deal, the fact is that you will get this for even the worst car that could be worth barely €50. Even the most skilled haggler is unlikely to get more than €1,000 off the price of a small car from a cash deal, but you will get this in a scrappage trade-in.

Also, in many cases the manufacturers are offering further incentives for scrappage deals such as additional discounts. In the case of Renault for example, there are thousands given to owners of cars of 8 or 10 years or older that you wouldn't get if you were buying in cash. So in this case scrappage is a strong incentive and is worth it.

Expert answer

Firstly, there are probably more diesel automatic cars in Ireland than you might think, but they tend to be executive models rather than mainstream family cars because it seems that there still isn't a huge demand for them.

Toyota does in fact sell an automatic version of its Avensis. It is a 2.2-litre 150bhp diesel and that costs €35,530. Since you mentioned the Toyota Avensis we must assume that you are after a family saloon or hatchback so for a start you could have a Ford Mondeo 2.0-litre TDCi Style Auto for €32,225 - that comes as a saloon, hatchback or estate.

For you a few quid more you can have the run out version of the Jaguar X-Type 2.2 Diesel Auto for €32,995 or you could have the Mercedes-Benz B180 CDi Auto from €33,640.

There are loads of versions of the excellent Opel Insignia available with a choice of 130- or 160bhp diesel engines in saloon, hatchback or estate body styles. There are 24 different Insignia diesels available in total. Prices start at €30,380. You can have a Renault Laguna 2.0-litre dCi 150 TomTom Edition for €36,890.

A Volkswagen Passat 2.0 TDI with the excellent DSG gearbox will cost you from €35,960 and Skoda will sell you something with DSG for even less. How about an Octavia RS 2.0-litre diesel with 170bhp and DSG for €31,195? For us, that last car is the top choice. However you could stick with Skoda and go much bigger and that would be the Superb. You can have that with DSG and 170bhp for €31,195.

There is a fuel economy penalty in some cases and that is because the traditional automatic transmission has a torque converter. Automatic cars are generally a little heavier too, to the detriment of economy. Saying that, the latest generation of dual-clutch automatics and some of the newest conventional autos have massively improved.

Fuel economy and CO₂ emissions are directly linked, so often the manual version of a car can be in a lower tax band than their automatic siblings, but this is starting to change as mentioned above.

Expert answer

The crew cab did enjoy a golden period in the early part of the last decade when there was a considerable tax break, with minimum VRT being charged on them. As a result, sales boomed for a period until this loophole was closed. Sales of the crew cab models aren't as strong as they used to be, especially since the building trade has been so badly affected by the economic downturn.

However, for someone like you they might still make an awful lot of sense because they offer the best of both worlds. They are useful as work vehicles with generous load bays and strong diesel engines that are capable both of high mileage and also towing duties. As everyday passenger vehicles they aren't as comfortable as a regular car and in some cases they aren't even as comfortable as a normal SUV, as most have a pretty basic chassis.

The main choices are between the Mitsubishi L200, the Toyota Hilux and the Nissan Navara. The L200 Double Cab €26,995 new - that includes a significant price reduction recently. It has a 2.5-litre diesel engine that puts out 136bhp. CO₂ emissions of 228g/km mean that it will cost you €2,050 per annum to tax, which is pretty high.

The Navara has a 2.5-litre diesel engine with 171bhp and that is quite a bit more power than the Mitsubishi and it too has emissions of Band G, at 264g/km. Prices start at €34,135 for the Navara Double Cab.

The Hilux comes with a choice of 2.5- or 3.0-litre diesel engines, with 120- and 170bhp respectively. The Hilux has emissions that are in Band E, so you at least save yourself €1,000 in road tax. Prices start at €29,575 for the 2.5-litre Double Cab model.

Having said all that, the best options are likely to be used where there are huge savings.

A 2007 Navara will cost you €16,500 from an approved SIMI dealer: http://bit.ly/d0uIC8 for example

Or a 2007 Toyota Hilux will cost you €19,000: http://bit.ly/bLloV5

Or a 2006 Mitsubishi L200 will cost you €14,950: http://bit.ly/97foEZ