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Hi Roger,

It’s a very solid car, the Passat, but check for a juddering clutch, for faulty electronic parking brakes and the cam belt needs to be changed every 130,000km or four years, but if it’s had a recent change then it’ll be fine. Of course, it’s also worth asking whether or not the car has been in yet for its diesel emissions recall and update.

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Hi Shane,

Ok, if you want to trim your tax, then your best hope is to get into a much more compact car. I'd suggest trading down to a five-door hatchback, and seeing as you do such low mileage, I'd suggest going for petrol - you'll find it much less trouble than diesel. 

How about a Skoda Octavia 1.2 TSI petrol turbo? Near to diesel levels of economy but no diesel particulate filter (DPF) to worry about, Band B emissions so you'll pay just €280 to tax it and it's also nice to drive and damn near as spacious as your old Mondeo.

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Hi Sharon,

Short answer - yes, the clutch is one of the few major reliability weak points on the RAV4. The gearshift was always a bit heavy, so ignore that, but if the clutch feels wrong or is making any untoward noises, it needs replacing. Of course, an automatic version would get you around that issue, and there's no tax penalty for the extra emissions - both versions will cost you €750 a year to tax. Generally speaking it's best to get the lower mileage car, but the rule, as ever, is to buy on condition and history, not mileage. If the higher miles car has been better cared for, it's the better option.

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Hi Marcus,

For 2006 and 2007 (and up to July 2008) the BMW 320d was taxed according to its engine size, which is 1,995cc. That is currently €710 per year (€394 for six months or €200 for three months).

If the car was registered after July 2008 then it is taxed according to its CO₂ emissions. Our data shows us that should mean emissions of 128g/km for a manual 320d or 144g/km with an automatic gearbox. The annual tax disc costs for those is €270 and €390 respectively.

Hope that helps

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Hi Sean,

Go for the 1.6. It's more economical, has lower emissions and is more common than the 1.8, so parts and bits are easier to come by if anything goes wrong. Now, watch the turbo like a hawk, the exhaust gas recirculation valve can give trouble and make sure you insist on proper, high-quality synthetic oil whenever it's serviced. The older 1.8 is actually a bit of a cracking engine, and an in-house Ford designed unit, not shared with other brands as the 1.6 is (Peugeot, Citroen, Volvo and MINI have all shared the same engine). It's a good unit, but the easier running costs of the 1.6 just make it the better choice.

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Hi Joe,

If it's the 180hp 2.0 dCi model you mean then its CO₂ emissions are 172g/km, which means annual road tax of €750.

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Hi George,

We'd need to reg. number to give you a definitive answer, as the official emissions rating for that car depends on a number of factors, including the factory-fitted wheel size, whether it has stop-start and whether it's the five- or seven-speed automatic gearbox. Possibilities include:

- 16-inch wheels, five-speed auto, no stop-start: 154g/km - Band C - €390 per year

- 16-inch wheels, seven-speed auto, stop-start: 129g/km - Band B1 - €270 per year

- 18/19-inch wheels, seven-speed auto, stop-start: 138g/km - Band B2 - €280 per year

Come back to us with either the registration or all those details and we'll give you the definitive answer.

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Hi Joe,

We suspect the advertisers are being a bit ambitious there. Generally speaking, you cannot tax a 3.0-litre as a 2.0-litre – that’s called fraud. However, you can tax a commercial vehicle with a 3.0-litre engine for €333 a year, which is roughly equivalent to taxing a 2.0-litre diesel with Band C emissions, but it’s a very inaccurate way of describing a car.

Also, to tax a vehicle as a commercial means that you cannot, under any circumstances, use it for personal use, such as school drop-offs or shopping. If you’re caught, it can mean a fine of up to €4,000. Generally, we’d say anyone using a phrase such as ‘taxed as a 2.0’ is being a bit too fast and loose with the truth, so is best avoided.

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Hi Sean,

The CO₂ emissions of that model are 139g/km so the annual motor tax is going to cost you €280. VRT is much, much harder to calculate as it's down to the spec more than the year and mileage, and the mandarins of Revenue are famously arcane in their calculations. Prices for that model seem to hover around the €15,000 mark so, assuming Revenue accepts that as being the Open Market Selling Price (OMSP), then the VRT would be 19 per cent of that, which is €2,850.

Please don't take that as gospel though!

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Hi Joe,

Both excellent choices although it's worth pointing out that the petrol-powered Honda will struggle more to hold on to any value as the market is so diesel-obsessed at the moment. Still, that means prices are cheaper for you at buying time...

As with all Hondas, the CR-V is remarkably reliable, although this model has suffered from some issues. There have been some problems with trim scratching and scuffing too easily, as well as problems with the alternators. Some have had issues with the gearbox too and high front tyre wear. You should also check carefully underneath to make sure that any previous owner hasn't been taking the 4x4 bit too seriously.

That goes equally for the Hyundai and the good news here too is that reliability is excellent. The only regularly reported problems with the Santa Fe are that the air conditioning system can need regular re-gassing and that the stereo is pretty rubbish.

Both will be expensive to run though. The CR-V has CO₂ emissions of 194g/km so motor tax is going to be pricey. Despite being diesel, the Hyundai is no better, with CO₂ emissions of 191g/km. Both will average around 35mpg in regular driving.

I have to admit to a small bias - my father-in-law has owned his 2.0-litre petrol CR-V from new in 2007 and loves it. It's been massively reliable (only ever needing a replacement alternator) and he regularly gets better than 40mpg from it. That said, the Hyundai is also an excellent vehicle and I would say both are safe bets - try some test drives and see which one you prefer and let us know which way you go.