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Hello Pat,

As a trade-in it would probably be accurate enough to assume that your Volvo would be worth about €2,000, although you might get a little more if you sold it privately.

When you say the Skoda Combi I am assuming that you mean the Fabia Combi, which is Skoda's small estate model. It is indeed a nice little car, but perhaps something of an odd-ball and it might not be the best car to choose if you are focusing on resale value. 

There is really only one car that stands head and shoulders above the rest when it comes to residual value in the small car segment and that is the Volkswagen Polo. If you look back at the classifieds you will notice that these command a used price significantly higher than any other car in the class, so if you are buying with a view to the car being worth something in five years, this is where you should be putting your money.

It isn't necessarily the best car in the segment though - for us the Fiesta would claim that particular title. There is no doubt that if your budget is restricted then you won't get a Polo with tons of equipment thrown in and it might be shorter on power than some of its rivals, but I'd go for a 70hp 1.2 Comfortline Polo in a safe colour (silver, black or red) and you will get decent money for this car in five years time.

I hope this helps

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Hi Alan

The scrappage scheme has been good news and as you might have seen today SIMI is calling for an extension of this. Unless this happens, there would be no point in you getting a new car at the end of the year under scrappage because the €1,500 that you would get off this in the case of something like an Insignia would not be as much as you could lose eventually by buying a car later in the year. 

Sure enough, you could buy the Laguna and get €3,000 off. It isn't an awful car, but there really isn't anything remarkable about it and I personally wouldn't spend over €20,000 on one. I actually think the Renault Fluence is a better buy than the Laguna and it costs much less. It is a fine big car and really well equipped. 

However, with your budget we could do a whole lot better. Supposing that you get at least €1,000 for your Corsa, then you still have a generous budget. There is always the temptation to look at the German cars and as long as you realise that these can get pricey to service and run as they get older, they can be a great buy. 

You have a staggering amount of choice. For sheer ease of ownership I have noticed that Lexus IS models are really good value now. You can get a 2008 IS 220d for under €25k and that would be a pretty nice car to own. Here is an example. 

If you were buying new or almost new, this 2010 Subaru Legacy diesel is also within your budget. 

However, you could go a little larger and get yourself a 2007 BMW 520d. This example is from a main dealer and has tiny mileage and would be a really nice car to own. It has done just 20,000km and is an automatic too with a nice spec for just €28,000. I would find it very hard to pass up on this car to be honest. You could opt for one with a manual gearbox and get lower road tax, but to be honest, this is where my money would go.

I hope this helps

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Hi Mark,

Thank you for contacting us. I can understand your dilemma in that you are going to be using your car quite sparingly, but you need it to be something that can last a long time. We know from speaking to you since that you have a Ford Focus that you might sell privately or hope to get around €2,000 for as a trade-in, so given that your budget is around €10,000, which is decent enough.

I take your point on the Ford Focus diesel estates. They tend to have quite hard lives as many are bought by business users more so than private individuals and they often have mega miles on them and hence can be tatty. They also often have the older 1.8-litre diesel, which is a bit of a tractor to be honest.

You mention that you are going to be keeping this car for about five years, so as such I wouldn't worry too much about whether petrol cars are falling out of favour because your used car is unlikely to be worth a whole lot in five years with another 50,000km on the clock.

You don't really do a lot of miles per year anyway, so running a petrol car might not end up being too expensive. Also you could perhaps look at buying something with slightly higher mileage (as long as it is diesel) because these cars would be well able to put up with your low mileage. For example, you mentioned the Volkswagen Jetta, which is a fine car. You could have a diesel version, with slightly more mileage, for well within your price range. Here is one from a SIMI dealer for €8,900.

I would be inclined to go for a VW Golf with your budget. You could have a 2005 model with low mileage for €9,000. This one here caught our eye. It comes from a main dealer and will have a good warranty. These cars will put up with lots of mileage and are also likely to hold their value well. This example would still have lots of life left in it after 50,000km and might actually be worth a few quid too.

I hope this helps. Come back to us by adding comments below if you want to discuss this further.

Expert answer

Hi Stephen,

If you have owned a BMW 5 Series before then you might want a change. The 6 Series is a good car, but like anything else in BMW land when it gets a little older repairs can start to become expensive when things go wrong. I personally wouldn't go near one unless it had a full set of BMW service history stamps and unless I could budget another few thousand for things that might go wrong.

This one here is in a main BMW dealer so will have all the right history and paperwork and is pretty nicely equipped too. It is a little over budget, but I would be shocked if they weren't flexible on a 3.0-litre petrol car these days! The mileage on that example is also very low for the year. These cars have great handling and are usually generously equipped too. Remember though that it will cost quite a bit to run, both in terms of road tax and petrol costs.

Now, for alternatives. You did mention Lexus and the GS 450h hybrid is a wicked car. It is very, very fast, superbly equipped and comfortable. It will be ultra reliable too. You could have this one here, a 2007 model, for €25,950 and it would be a superb car to own. It actually does pretty decent fuel economy too. I'd prefer this to the 6 Series myself.

Or, you could enter Porsche ownership and have the brilliant Boxster S like this example in Galway that has the better engine and comes from a good home. Again, ignore the sticker price, as it is a buyers' market right now. I think you should own a silly car once, so unless you have cots and prams to carry about, I'd be tempted by the Boxster. It isn't going to annoy anyone any more than the 6 Series is.

The UK can be a minefield, but we wouldn't ever rule it out and I myself have bought cars there. What I would say is that the more research you do (and use history checks like motorcheck.ie) the easier it is.

As regards buying new, well you are likely to only afford something pretty dull and I think that you would not be too pleased coming out of a 5 Series. You seem to like interesting stuff.

If it was me, out of that lot I'd probably have the Boxster, but if I needed more practicality, the Lexus.

Hope, this helps. Feel free to come back for more odd suggestions.

Expert answer

Expert answer

Hi Cyril,

The Passat has had more than its fair share of reliability issues. There have been a total of seven recalls on the current model since 2005, but they were over different builds and won't have affected all cars. You can get full details of all of these from the VOSA website in the UK. There appears to be a recall for the clutch on later models, but we have also heard of reports of there being problems with the automatic handbrake and the power steering, while clutch judder on cars over 70,000 miles is not uncommon. 

This is certainly a car that has had issues, but it would not put me off buying one. There are lots of alternatives, but it depends on what you want. There are lots of good used Audi A4s around, though it is quite a bit smaller than the Passat; and obviously as they get older the repairs can get more expensive. I'm not sure if you would prefer petrol or diesel, but here is a low mileage 1.6-litre example at a SIMI dealer for €15,995. 

Something like this full-spec Mondeo X Diesel for €16,900 would be great. This is a gorgeous car and while quite discreet, would be great to drive.

I quite like this Mazda6 too. This is a very underrated car and the diesel model is a cracker. Let us know a little more about your budget and your needs and we can give you more considered advice. Just pop the details in the comment box below.

Expert answer

Hi Paul,

That is a tough one. Do you opt for awesome power on one hand or do you choose the newer car with less power, but more finesse? The answer to this is really down to how much you value your €45,000. Once the new model settles into the market, which in truth will only happen when the 520d arrives properly in the next few weeks, then the value of the older model will drop and there will also be less demand for the more expensive versions such as the 535d. This had a home in the boom years but is pretty rare now and likely to be less sellable in the future.

Don't get me wrong; the 535d is a fabulous car, but I would have to be sensible and say get a new 520d. For a start it is much better value than the old car, is better equipped and is also more powerful than the old 520d. I drove the Touring version in Munich recently and while it isn't a rocket it is certainly fast enough. 

The only way I would buy a 535d would be if I was buying an older one. Here is a 2006 model, with low mileage for €25,995. This would still be a nice car and you won't lose your shirt on it!

Paul, be sensible this time around and get the new car - you won't regret it.

Expert answer

Hi Donal,

We got a little more information from you and we now know that your budget is around €20,000 with scrappage. The Corolla has grown in size as a saloon so I guess you aren't after something of that size. My first thought had been a Skoda Octavia diesel, which starts at €19,340, but this is also quite a big car so might not appeal.

Another excellent choice would be the new revised Mazda3. This comes with a good diesel engine and is available as a saloon, but isn't overly bulky. We drove this car recently and found it really competent. The four-door saloon version starts at €22,525, though there is €3,530 off in the scrappage deal so it would cost you €18,995, which is well under budget.

Another option would be the Renault Fluence. This is a substantial car and you get so much for the money. We had the top spec TomTom edition and although the sticker price is €23,500 it drops to €19,000 under scrappage. Read our review of the car here. However, if you think the new Corolla is too big, you may find that the Fluence is as well.

It is very hard to look beyond the Ford Focus too. The saloon might be just over your budget, but there is an excellent offer on the hatchback, which is €21,015. With scrappage this would be under budget.

In answer to your question, best for comfort, economy and reliability (and not too big), the Mazda seems to suit you best out of this lot, especially when it comes to the price. They are pretty good at holding their value too.

I hope this helps. Please feel free to come back to us if you have more questions. Just drop them into the comment box below.

Expert answer

Hi Patricia,

You're right, most seven-seat MPVs have tiny boots when all seven seats are in use. One car that springs to mind straightaway is the Renault Grand Espace. This has a little more luggage space than the regular Espace. We found one on beepbeep.ie for well under your budget: click here to have a look.

You mentioned that you don't like the idea of a minibus style car, but it's worth checking a few out. The Mercedes-Benz Viano can be had for your budget for instance.

Safety and reliability are your priorities. The Espace scored well in the Euro NCAP safety ratings when it was launched and though there were reliability issues early in its life, these seem to have been ironed out by now.

I realise that's a very limited response. It might be worth considering using a roof box. That would widen your choice a little.

Let me know if we can help any further and what you decide upon. You can reply by logging in and putting a comment in the box below.

Expert answer

Hi Frank,

You are likely to get up to €6,000 for your Grand Punto as a trade-in. Having spoken to you via e-mail we know that you have a budget of around €8,000 - €10,000 on top of this.

A car like the Mazda3 saloon with an automatic transmission would make a great choice, as it would be more than suitable for the small mileage your wife does and even though it is a petrol engine it won't cost a lot to run. Here is an example that should be well within budget.

If you wanted something that is a little bigger and more comfortable, then you could have a 2008 Volkswagen Passat automatic within budget. Here is a 2008 one on sale in Naas.

Another good choice would be a Honda Civic saloon automatic, which would be ultra reliable. This model would be well suited to your wife's needs.

I know that you didn't mention an SUV, but if your wife suffers from mobility problems, it can be a lot easier to get in and out of a higher vehicle and this Suzuki Vitara could be great, as it comes with an automatic transmission and has plenty of space for the grandkids too.

Out of all these, my hunch is that the Mazda3 would make the best buy for your needs. I hope this helps. Feel free to come back to us if we haven't quite hit the mark!