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Hi Peter,

Diesel cars are now outselling petrol cars by 3 to 1 and of the petrol models that are selling, they are mainly small runabouts. The fact is that the majority of people are being drawn to the lowest possible road tax and in some cases, oddly, this means that they are actually spending more on the car then they really should have. There seems little sense to spend €2,000 - €3,000 more on a diesel car if you are saving €50 a year in road tax and your mileage is low, but that is the way it seems to be happening right now.

The problem with this is that buyers are missing out on on some really good petrol cars. Fiat and Volkswagen in particular have some smart new petrol engines. Take for example the Jetta, which you  mentioned: the new one is out now, but in the older model there was a 105hp 1.2-litre TSI petrol engine and most people baulked at this because they thought it would be too weedy for the car. The same is true of the 1.4-litre TSI, while both are more than capable of adequate performance. 

In terms of fuel economy, sure enough the diesel will usually trump the petrol, but this will only really start to make monetary sense when you do a lot of mileage. It you intend on high mileage, then you are probably better off sticking with the diesel car - Volkswagens are generally quite good at mega mileage, as are Skodas.

We've been getting quite a few queries about DPFs (diesel particulate filters) here in CompleteCar.ie but Mazda appears to be the only brand showing up faults. The Passat though has not been without its troubles and, to be honest, I am not sure if I would be buying a used one with a lot of kilometres on the clock if big mileage is likely.

You mentioned the Jetta, well this one we found would be a top buy. It has just 14,000 miles on the clock, the right 2.0-litre diesel engine and is within your budget. This would be a good buy.

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Hi Hazel,

What you need is something that will be reliable, has low mileage, has a full service history from a SIMI dealer and that will be a little bit fun to drive. I had a look for you and there are several that match your criteria on sale at the moment. We found a great little Kia Picanto: it has only 30,000km on the clock and is a smashing wee thing that would cost you very little to run.

We really like the Fiat Panda too, as it is a straightforward car that is chic, charming and fun and you could get one with really low mileage that is within your budget. You can never really go wrong with a Ford Fiesta: this would be a super car to own although the mileage on is a little higher.

If you want something that is a little bigger, then this Nissan Primera would be a good car and this is a low-mileage example.

Out of all of these, that Picanto could be a super little buy.

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Hi John,

Right John - sensible would be something like a Citroen C5. You could have a choice of diesel ones with low mileage and every conceivable extra for your budget. A Ford Mondeo would fit the bill too. But you would want one with a few decent extras on it. This Skoda Octavia sounds like it could be a super choice for you too.

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Hi Sharon,

Those are three good choices. Obviously given the fact that you have had such great history with the Honda CR-V then it could make sense to get another one, but the CR-V doesn't really offer wonderful value. The cheapest one is a fiver under €40,000 and you can pay up to €50,000.

Honda CR-V

When you compare the BMW X3 to this, which is such a brilliant SUV, the CR-V looks expensive. We drove the BMW X3 last Christmas and it proved itself to be outstanding. Naturally you will have to spend closer to €50,000 to get a decent X3.

BMW X3

There is a problem at the moment with the X3 in that they are in very short supply, so there is a waiting list. Granted you are not taking delivery until January next year so perhaps you will have plenty of time then. Get the 20d rather than the 18d if your budget allows and choose the four-wheel drive ('xDrive') version too.

The last car you mention is the Subaru Forester and this is the best value car you choose. It is very good but certainly not as refined as either the CR-V or the BMW X3. Have you ever considered the Subaru Outback? That costs around €42,000 and it would be a better choice than the Forester in our opinions.

Subaru Forester

All of that taken into account Sharon, I would have the BMW X3 all day long. It is superb and miles better than the old one. But we would suggest that you will need to get your order in early because the waiting lists are long.

I hope this helps!

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Hi John,

I can see why you would want to go for the 530d, but don't. There is no such thing as a cheap BMW and buying a used one like this can be very costly. They become moneypits when they get older and this means that the servicing costs will be hugely expensive. When things go wrong, which they will, you will be left with a massive bill. Also, since that car would be taxed on the old system, you will have over €1,300 per year in road tax.

The Passat might not be perfect, but you are likely to be getting a car that will be much cheaper to run. I hate to rain on your parade with regard to the BMW, but if you are on a tight budget they are the wrong car to buy (I am a former owner so can vouch for this) so perhaps the Passat, while not as sexy, would be a more prudent choice.

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Hi Ally,

That really isn't an easy choice, but what we would say from the start is that you have chosen well. These are three fantastic cars and to be honest, any of them will tick the most basic of boxes for you in that they will be reliable, will be comfortable and look good and offer decent value for money. Mazda offer by far the best value when it comes to the scrappage scheme, so if you are watching your budget then this might be the way to go. You can check out the full details of the Mazda3 scrappage offers here. But the most you will pay is €19,495 for a fully specced Mazda3 under scrappage and that is superb value. 

Mazda3

Ford Focus (left) & Volkswagen Golf (right)

The two cars you see above are the new Ford Focus (left) and the Volkswagen Golf (right) and choosing between these two would be a bit like asking a parent to choose one of their kids. They both have their individual traits and as such it is hard to pick between them. The new Focus is very good, but I have the hatchback this week and had the saloon last week and actually preferred the saloon. The hatchback has poor visibility out the rear and you do have to pay a lot to get some of the fancy extras that are advertised. Having said that, you will get things like alloy wheels and air conditioning in the models you have chosen. The Golf is superb. We are running a long-term Volkswagen Golf Bluemotion and the fuel economy is great. I prefer the seating position in the Golf. I find that I can get more comfortable in the Golf and the fuel economy is outstanding. It isn't as exciting as the Ford inside, but you know that it will hold its value really well.

Really Ally, all of these cars will suit your needs perfectly. If I was tight on bugdet I would probably buy the Mazda3. If you are very concerned about residual value you have to buy the Golf, while the Focus is the newest car and probably feels the most upmarket.

My favourite of these would be the Golf, but whichever one you pick you will have done well. Again I would say that you need to move pretty fast, because if you want a specific new car it can take a few weeks and there aren't many weeks left in the scrappage scheme.

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Hi Steve, 

Here's an answer to a similar question:

http://www.completecar.ie/askusanything/question/397/Are-there-any-Band-B-4x4s

Depending on your budget, I think the new BMW X3 would be ideal. Perhaps the Skoda Yeti 4x4 would work if you are working off a smaller budget. Bear in mind that the most either of those cars can legally tow is 2,000kg (dependant on model), so whether they are suitable really depends on the weight of your horsebox - and horses of course...

Some versions of the Volkswagen Tiguan have a 2,500kg towing limit, but they fall into higher tax bands.

If you give us an actual weight to work with we can advise you further, but there certainly are not many four-wheel drive SUVs on the market that can tow more than 2,000kg and still be in Band A or Band B.

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Hi Caroline,

Paddy here. Given your budget, I would say that you need something that is going to be easy to live with, cheap to run and reliable. 

The Suzuki Swift is a really easy car to own. It is reliable, spacious, cheap to run (tax, fuel, insurance) and good value too. This one I have picked out because it has really low miles (10,000km) and is about half way up your budget: Suzuki Swift

Another decent buy would be a Ford Focus 1.4 - which is a really good larger family hatchback with a big boot. This one we found has just 34,000km on the clock, comes from a good dealership and the price is good: Ford Focus

At the upper end of your budget would be a Volkswagen Golf. They are really good investments because they hold their value well. This one again has really low mileage: Volkswagen Golf

I hope some of these are of interest. I think the Swift would be a super choice for you guys though. 

Come back to us if you need more advice though.

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Hi Niamh,

We spoke by e-mail and now I have a better idea of your budgets there are a few good ideas. I think the Ford S-Max is probably my favourite car of this bunch. I quite like this one. It is diesel, looks great and has low mileage. We reckon you could get them down in price a little too. 

In relation to the choice between manual and auto in the C4 Picasso, that really is down to personal choice. It isn't the greatest auto ever but it isn't the worst either. You really should try it and see. The EGS box is a little jerky. Personally I wouldn't really fancy it but you should be the judge. This one is quite nice and has really low mileage. 

I wouldn't say not to consider Renaults, but they weren't a good vintage at the time, so personally I don't think I would be spending money on a 2007/2008 Scenic. They have got a lot better since then though. 

Lastly, you could try a VW Touran. It isn't that exciting but they hold their value really well and are nicely built. 

Anyway Niamh, if it were my money, I'd have the Ford S-Max.

I hope this helps.

Expert answer

Hi Linda,

I can totally understand your concerns. Anyway, to start, here are all the EuroNCAP reports on the cars you were looking at so you can have a good look at them.

Ford S Max / VW Touran / Citroen C4 Picasso 

The placement of ISOFIX seats often dictates where child seats should go and in a lot of MPVs there is still only two and these are usually in the outer two seats of the second row. We answered a question on this recently. 

This article by JD Power and Associates is good. As regards the rear row, the information is a little unclear on whether there is a greater danger to be in the rear seats in a rear impact, but it is something that we will investigate further. The strength of the modern MPV at the rear is pretty impressive though and as long as the child is front facing they are well protected.