Expert answer

Hi Alanna,

Anything pre-2008 with a petrol engine is pretty hard to shift on these days, sadly, so I'd reckon you're looking at a value of possibly as little as €5,500 for the Mazda3 at the moment. To get the best from it, I'd suggest staying within the Mazda family (a Mazda dealer will usually give you a better trade-in on a Mazda than will another dealer) and trade up to a Mazda6 Estate. Loads of space, brilliant to drive, reliable and, with the 2.2-litre 129hp diesel, very economical too. SUV? Do you live up a mountain or at the far end of a rutted dirt road? No? Then you don't need one - stick to the family car market and the Mazda6 size class (which also includes cars like the Toyota Avensis, Ford Mondeo, Volkswagen Passat and Opel Insignia) is  where you'll get the best bang for your buck.

Let us know how you get on

Expert answer

Hi Paddy,

Yes, it’s the 3A90 engine in both 1.0- and 1.2-litre (that’s the 3A92 one) forms and it is Mitsubishi’s own design. There is some relation to the old-shape Smart ForTwo’s three-cylinder engine, as originally it was a joint design between Smart, Mercedes-Benz and Mitsubishi, but these days only Mitsubishi builds and uses it. We haven’t done a full road test on this model yet, but it’s pretty middling. Cheap and cheerful, but well behind the sophistication curve compared to rivals such as the Hyundai i10 and Volkswagen up!. Here's our review of the 1.2-litre Mitsubishi Spacestar.

Expert answer

Hi John,

Yes, it certainly is. Now, that comes with the caveat that it will be replaced by an all-new model nest year, but the current V40 is still pretty good — handsome, good to drive, comfortable, and well made. It is a little short on cabin space, though, which is worth remembering, and it lacks a good down-sized turbo petrol engine in the mould of Volkswagen’s 1.0-litre TSI as yet.

Here are a few reviews for you:

Volvo V40 D2 review

Volvo V40 T2 R-Design review

Expert answer

Hi Vincent,

Not that tough, these days actually. Would you consider an Opel Mokka? Not the greatest car ever made or anything but it has a higher seating position, which may help and, better still, its front seats are approved of by the Aktion Gesunder Rucken, which is the German Bad Back Association. If you don’t fancy the Mokka, I too am a bad back sufferer and I always found that the seats in the Citroen C3 Picasso were always very comfy. Worth a try at any rate.

Here are the reviews:

Opel Mokka X review

Citroen C3 Picasso review

Expert answer

Hi James,

Short answer is that it will be really expensive to get insured on anything at the age of 20. Sorry, but it's the way of the world and all us old geezers have been through it. 

The best advice I can give you is to shop carefully around and check out some of the specific young driver policies that are now available. It might be worth swapping the Passat for something a bit smaller and with a smaller engine too, if that's possible.

Let us know how you get on

Expert answer

Hi Brendan,

We're acutely aware of this, which is why we mentioned depreciation and other costs in our notes at the end of the article (here it is if anyone else is interested). Predicting future values of current cars is a black art that we'd rather not take part in!

Saying that, diesel cars currently hold their value a little better, but we suspect that may change in time, with the advent of more efficient petrol technology, plus, potentially, lower bills as a car gets much older. Along with all that of course is that fact that petrol cars will become very rare soon following our new car buying habits of the past four to five years.

Thanks for getting in touch.

Expert answer

Hi Mim,

By and large, yes. The 1.6 FSI engine was actually pretty peachy to drive, if rather underpowered. As with all underpowered cars, watch carefully for signs of abuse and hard-running by drivers frustrated with the lack of oomph. 

It seems to be a very solidly reliable car, but there are some reports in owner forums of problems with the cam belt tensioner repeatedly failing and needing to be replaced at almost every major service, while there are also some reports that the direct fuel injection system means that the inlet valves can become sticky with carbon deposits. That seems to be about it, though.

Expert answer

Hi Peter,

Generally Tourans are pretty well made and the cabin in particular is very rugged indeed, a major consideration if you're going to be hauling kids around in the back of it. There are some reports swirling around on t'internet of gearbox issues, with some owners reporting that the DSG gearbox has failed when driving at speed, with literally explosive results. Other than that, it's the usual electrical niggles and some issues with the fuel injectors and pumps on the diesel engines.  As for value, if it's a petrol version, you might pick a 2008 model up for around €7,000-8,000, but if it's a diesel, expect to pay more like €11,000-12,000.

Let us know how you get on.

Expert answer

Hi Dermot,

That’s kind of an open-ended question because it depends hugely on whether you want to get into a PCP deal (which effectively makes you come back in three years’ time to trade in for a new car), an old fashioned hire-purchase agreement (which doesn’t, but is more expensive per month than the PCP), or whether you want to go with a bank or credit union loan. It also depends on your own circumstances and, substantially, on the car you’re looking at buying.

As an example, Volkswagen is currently offering 3.9 per cent APR interest on a  PCP deal on a new Polo hatchback, but just 0.9 per cent on the larger Tiguan, Golf and Passat. Or even 0 per cent on the Jetta. Alternatively, you can get a very sharp 0 per cent Hire Purchase deal on a new Kia cee’d, which is an excellent car for not a lot of money.

To be honest, almost every car maker is currently offering some pretty decent deals, so it comes down to what you want and what you can afford. Come back to us with more detail and we'd be happy to help.

Read our guide to Different Car Finance Options in Ireland

Expert answer

Hi Julia,

Yes on both! It's Golf-based, so the Eos is pretty solidly built and there seems to be a refreshing lack of reports of issues with the roof mechanism (not usually the case where folding steel hard-tops are concerned), but it is quite a pricey car, especially if you want one with a bit of decent poke. The problem is that the weight of the roof banjaxes the performance, even that of the model with the 200hp Golf GTI engine, and that heft, whether it's up above your head, or folded out back in the boot, doesn't do the handling much good either.

If you're looking for a classy cabrio, could we suggest going for something a year or two older and snapping up a nice Audi A4 Cabriolet instead? It's got a (proper) cloth roof, is nicer to drive than the Eos and built like an utter tank.

Let us know how you get on