Expert answer

Hi Caroline,

Paddy here. Given your budget, I would say that you need something that is going to be easy to live with, cheap to run and reliable. 

The Suzuki Swift is a really easy car to own. It is reliable, spacious, cheap to run (tax, fuel, insurance) and good value too. This one I have picked out because it has really low miles (10,000km) and is about half way up your budget: Suzuki Swift

Another decent buy would be a Ford Focus 1.4 - which is a really good larger family hatchback with a big boot. This one we found has just 34,000km on the clock, comes from a good dealership and the price is good: Ford Focus

At the upper end of your budget would be a Volkswagen Golf. They are really good investments because they hold their value well. This one again has really low mileage: Volkswagen Golf

I hope some of these are of interest. I think the Swift would be a super choice for you guys though. 

Come back to us if you need more advice though.

Expert answer

Hi Steve, 

From what we can tell, no there isn't any SUV with 4x4 in Band B, as yet. There are lots of SUVs and crossovers in Band B with front-wheel drive. You'll find the likes of the Skoda Yeti, VW Tiguan, Nissan Qashqai all have versions with frugal diesel engines. 

When it comes to 4x4, the best you can probably do at the moment is Band C. The Skoda Yeti 4x4 sits in Band C, as does the new BMW X3, which is selling well with good reason.

The Lexus RX Hybrid sits in Band C, as do the Hyundai ix35 2.0 CRDi 4wd and the Volvo XC60 AWD.

Hope that gives you something to think about

Expert answer

Hi Niamh,

We spoke by e-mail and now I have a better idea of your budgets there are a few good ideas. I think the Ford S-Max is probably my favourite car of this bunch. I quite like this one. It is diesel, looks great and has low mileage. We reckon you could get them down in price a little too. 

In relation to the choice between manual and auto in the C4 Picasso, that really is down to personal choice. It isn't the greatest auto ever but it isn't the worst either. You really should try it and see. The EGS box is a little jerky. Personally I wouldn't really fancy it but you should be the judge. This one is quite nice and has really low mileage. 

I wouldn't say not to consider Renaults, but they weren't a good vintage at the time, so personally I don't think I would be spending money on a 2007/2008 Scenic. They have got a lot better since then though. 

Lastly, you could try a VW Touran. It isn't that exciting but they hold their value really well and are nicely built. 

Anyway Niamh, if it were my money, I'd have the Ford S-Max.

I hope this helps.

Expert answer

Hi Linda,

I can totally understand your concerns. Anyway, to start, here are all the EuroNCAP reports on the cars you were looking at so you can have a good look at them.

Ford S Max / VW Touran / Citroen C4 Picasso 

The placement of ISOFIX seats often dictates where child seats should go and in a lot of MPVs there is still only two and these are usually in the outer two seats of the second row. We answered a question on this recently. 

This article by JD Power and Associates is good. As regards the rear row, the information is a little unclear on whether there is a greater danger to be in the rear seats in a rear impact, but it is something that we will investigate further. The strength of the modern MPV at the rear is pretty impressive though and as long as the child is front facing they are well protected. 

Expert answer

Hi Emma,

I know this might seem like an obvious answer, but I would have thought that a main VW dealer would be your best bet. There are a number of 2005/2006 models on sale at the moment with varying prices, although obviously it doesn't need to be a main Volkswagen dealer as most outlets should be happy to take your Golf as a trade-in. 

Here is a Touareg 3.0-litre TDI with a V6 engine with 60,000 miles on the clock listed at €17,900. Depending on the condition of your GTI you might get offered between €4,000 - €5,000 for the car so you would need a balance of around €13,000 - €14,000 by our best guess. Bear in mind that the road tax on the Touareg would be over €1,300 per year. 

I hope this helps! 

Expert answer

Hi Chloe,

The fact that you really seem to like your car would signify that perhaps you should simply change to the 1.7-litre diesel SXi version of your car and save yourself a few quid in the process. You will probably get around €11,000 - €11,500 for your car at current market prices, but that should leave you well placed to replace it with a diesel model without too much trouble.

There weren't too many SXI models in Ireland with diesel engines but there do appear to be a few Vauxhalls imported with this spec that might work for you unless you had any particular objections to driving a Vauxhall over an Opel. 

You could have a diesel version for in and around the same money so perhaps you could even get into a slightly newer model if you were prepared to invest a few more quid, but since money saving seems to be the aim here then maybe just swap into a diesel. 

Aside from that you could perhaps look at getting a Volkswagen Golf BlueMotion, which is incredibly fuel efficient. This would make a great buy for you really and something like this would be very cheap to run. 

I hope this helps,

Expert answer

Hi Jim,

The combined economy figure for that car is about 50mpg (5.6 litres/100km) and it has CO₂ emissions of 149g/km. I would say that this would be a better buy than a 2005 Passat Estate because there will probably be less wrong with it and it will be easier to put right if it has a few issues. The Passat of that year wasn't VW's finest work, so I'd plump for the Avensis. The usual rules apply in terms of proper history checks.

Hope that helps.

Expert answer

Hi Paul,

We spoke to Volkswagen Ireland about this and this is what it had to say:

"Direct lenders (banks) and credit unions are supplying money (if at all) at around 9 percent - 10 percent.  Volkswagen are offering 5.9% so significantly under standard rates and hardly a rip-off. SEAT and Skoda for tactical reasons have decided to offer exceptional rates on certain model lines to push sales even harder and you can see that Volkswagen have also done that for Polo.  The rate is a decision by each Brand and used as tactical tool where appropriate."

I hope this helps!

Expert answer

Hi Ronan,

I reckon a Volkswagen Golf Van would do a brilliant job for you. You told us by e-mail that you have another €2,000 to spend on top of the value of your Toyota Avensis so I reckon this one could be a good option. 

The Ford Focus van is good too, but I don't imagine you want to be a two Focus family! If I was having a car-van I'd have a Golf. 

Hope that helps

Expert answer

Hi James,

Firstly, sorry about your Caddy being stolen, trust me I know what that is like. Secondly as this question came in yesterday I happened to be with Finbarr Garland who is the head of the Garda Stolen Vehicles Unit and I put it to him. He said that this year so far they had seen quite a spate of Caddy thefts, which they were looking into. He said that it is very likely it was towed away, but they are also looking at the likelihood that thieves might have a new device that can by-pass the engine immobiliser.

If we hear any more we'll let you know.