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Hi Paul,

You can, but as for insurance that’s a piece-of-string question — it depends as much on your own personal record and no-claims bonus than on the car. For tax, I’m assuming that this is a 1.8 TDCi model? If so, that’ll set you back €636 for a year’s tax as a private car. 

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Hi Keith,

You've not told us the model year, but if it's a 2010 car or older and it has never had its timing belt changed then it's likely to be a reminder to have it done. The belt in, for example, a 2010 Kuga 2.0 TDCi diesel, must be changed at least every 200,000 kilometres or 10 years, whichever comes first, so, even though yours has only done 106,000km, if it's 10 years or more old, the belt must be changed.

If you'v already had the belt changed, you'll need to bring the car to a garage with a good diagnostic computer so they can reset the computer for you.

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Hi Gino,

That Ford 1.6 TDCi diesel engine is one of the most common engines around, as it has also been used by Mazda, Volvo, Peugeot, Citroen and MINI. It has one major vulnerable spot and that is that sooty, gummy deposits can build up in areas that are supposed to be kept cool and lubricated by oil. If the deposits build up enough, they can block the oil passage and cause component failure — most commonly of the turbocharger. The best way to prevent that happening is with regular servicing (at least once a year depending on mileage) and making sure that you always use a high-quality grade of synthetic oil for the engine.

The 1.6 petrol engine, the 100hp version, is a much simpler unit and it’s pretty reliable, mostly because it’s a much older design. It won’t be as economical nor as punchy in its performance as the diesel, but if it’s reliability you’re looking for, it might be the better option. 

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Hi Daniel,

The new NOx charge is indeed in place now, and came into force on Jan 1st. It will depend very much on how old the Mondeo you’re looking at is. Assuming that it’s a 2017 model, then the NOx charge will be pretty small — €180 on an official NOx reading of 36mg/km. However, older versions have much high NOx levels so will be much more expensive. If you could give us a precise year for the car you’re looking at, we could get a more precise answer. Cartell.ie is probably your best source for accurate NOx figures — just put the reg number of the car in the search box. 

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Hi David,

It doesn't need to be changed until it has done 200,000km or it is 10 years old. The price will vary considerably depending on where you get the work done, but we can tell you that it should take no longer than three hours.

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Hi Steven,

Is that 90,000 kilometres (as opposed to miles)? If so then it’s actually slightly below average mileage for a car of that age. Anyway, the rule when buying is to not buy on mileage, but to buy on condition and history. If the Focus has a service book full of stamps and receipts, has a clear history check (we recommend Cartell.ie) and is in obviously good condition, then it should be fine. If you have any doubts, get an AA inspection done. The price seems absolutely fine for a nearly ten-year-old Focus. 

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Hi Ken,

In terms of insurance, you simply need to contact your insurer and tell them that you’re going to tax the vehicle for private, social and pleasure use. There may be an increase in your premium because of this, but it shouldn’t be massive. As for the tax, all you have to do is contact your local motor tax office and inform them that you want to tax the vehicle for private use. That will put you onto the old by-engine-capacity tax system, so for a 2.0-litre TDCi Kuga, that’ll be €710 a year.

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Hi Rosalind,

You've not given us the model year, so let's take 2011-2015 as an example. The 1.6 TDCi diesel engine's belt should be replaced at least every 180,000 kilometres or 10 years, whichever comes first. Apparently, for cars  built up to July 2011, the interval is 140,000km or 10 years.

And yes, it's advisable to change the water pump at the same time.

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Hi Nathan,

Generally the Ford 1.6-litre diesel (also used by Mazda, Peugeot, Citroen, Volvo and MINI down the years) is a rugged and reliable unit, but there are a few things to bear in mind. First off, this is an engine that needs a regular diet of high-grade synthetic engine oil, otherwise a nasty sludge can build up in various parts of the engine, choking performance. Make sure you check the service history to ensure that a good quality oil has always been used. The stop-start system can occasionally cause starter motor issues, especially if the car has mostly been driven in town. If it has been mostly driven in town, or has very low mileage, be wary of potential issues with the diesel particulate filter, too.

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Hi Declan,

Assuming this is the current shape Mondeo, and that you're talking about the 2.0 TDCi diesel engine (the 2.0-litre EcoBoost petrol engine uses a timing chain, not a belt), then the interval is at least every 200,000 kilometres or 10 years - whichever comes first.