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Hi Gary,

Are you perhaps being a tad unfair to your wife here? If it were a teenager you were talking about I'd say yes, keep the old car but as it's your missus, and you've got a decent bit of budget, why not get something spanky new to give her the motivation to become a truly great driver?

For that cash, you could get a really nice year old Ford Fiesta or Peugeot 208, both of which are terrific to drive and very economical. Go for the 1.2 82hp 208 or the 1.0 EcoBoost Fiesta. Or you could save yourself a bundle and buy brand new by downsizing. A Volkswagen up! or the new Hyundai i10 would make a perfect learner car and still be stylish and practical family transport when she's got her pink licence.

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Hi Peter,

A brilliant car, albeit one with a couple of shortcomings relative to its German rivals. It's probably the best-looking car in the class, and the 500-litre boot is a match for the BMW 5 Series Touring and Audi A6 Avant (though much smaller than that of the Mercedes-Benz E-Class). It's utterly delightful to drive too, better even than the much-praised BMW, with brilliant steering and a comfy ride.

On the downside, the interior is a step behind the Germans (not enough space, old-fashioned touch-screen infotainment system, narrow front seats) and the fuel tank is on the small side, limiting your touring range and making the car feel thirstier than it actually is. The 2.2-litre diesel engine in 190hp form is the best all-round to go for, but the lower power 163hp is a bit cheaper to buy and you'll hardly ever notice the difference in day-to-day driving. Or, you could get the best version; the 272hp 3.0 D V6 diesel – a properly quick, practical car that.

Here's our road test of the XF Sportbrake

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Hi John,

Great car, the Mazda6, and lovely to drive. Two things though: you may well find that 2.0-litre petrol to be both a touch thirsty and, consequently, very hard to move on again come resale time. And at that mileage it's imperative to make sure that the car has a full service history and that major maintenance work such as timing belt replacements and oil changes have been done.

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Hi Rafal,

There are no problems that suggest themselves as a likely culprit. The Bora is more or less mechanically identical to the Golf, so has the same solidity and suffers the same basic niggles - if there were a problem causing Bora NCT failures, it would be happening to Golfs too. Certainly, Volkswagen Ireland is unaware of any particular Bora issue when we asked for a comment. 

The only thing we can think of is that the Bora has slightly stiffer, sportier suspension than the Golf and that could potentially lead to wear and tear on things like bushings and track rod ends. Given the age of the cars you're looking at, that could be the problem, although in fairness, any 10 to 14-year old car could be suffering from that kind of problem, especially if it's an original Irish car.

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Hi Chris,

The Getz came from the last round of Hyundais that arrived before Hyundai got really good at making cars - in other words, it's cheap and cheerful where more modern Hyundais are slick and sophisticated. That said, as far as reliable, uncomplicated family transport goes, there's little enough wrong with the Getz. As far as we can tell, there are simply no major reliability problems to report, aside from a recurring problem with noisy rear brakes. All Getz models will have been originally covered by Hyundai's five-year warranty (introduced in 2002), so they will probably have been well cared for over their first couple of owners. Not an exciting car, then, but a solid secondhand buy.

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Hi John,

OK, you can get a 2008 5 Series for under €13,000, but they will probably be even higher mileage than your old one and will most likely be from private vendors, rather than a dealer offering you a warranty and after-sales care. You takes your chances etc.

You may be better served by looking at the UK again - more cars, generally better prices but how about this: why not use the insurance payout to get yourself on the new car buying ladder? BMW Ireland has some cracking PCP deals on both the 5 and 3 Series and that €13k would be a decent deposit to get you off to a good start.

Worth thinking about anyway.

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Hi Jenny,

You almost certainly will find an X3 18d to be a bit underpowered compared to a X3 20d, and especially if you're trading down from a 520d. There's about 40hp and 67Nm between them, which is not to be sniffed at. There is a tax band between them too (the 18d is Band B2, the 20d is Band C), but it's not a massive gap and the 18d won't be as economical as you think simply because you have to work it harder.

Know what? I'd just think about upgrading your 520d instead. Why not get a nice 520d Touring, treat yourself to an M Sport pack and have one of the finest, nicest cars we've ever driven?

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Hi Brendan,

Good choices, all of those, if you're looking for a more affordable 3 Series alternative. The new-shape Mazda3 (the one that's only just been launched) seem to be especially excellent, and with Mazda's reliability you won't be spending too much on repairs or maintenance down the line. The Golf is always a safe bet too, although if you're used to the saloon shape it may be worth having a look at the little-seen Jetta - an underrated gem, that car. Or, alternatively, you could try the Audi A3 Saloon, which I reckon is the best compact sports saloon around at the moment.

See how you get on and let us know which one you go for.

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Hi Patrick,

The Stepway gains some SUV-like styling and a 4cm higher ride height over the conventional Sandero, so it's a little bit more bouncy on rougher roads as a result, and it will roll a bit more in bends over its relation. That's a hyper critical road tester's view though, as the soft, comfort-biased suspension is fine at nornal speeds.

The SUV-look suits it, really smartens it up and makes it stand out, though the trade off for this - thanks largely to the addition of those roof bars - is an appreciable increase in wind noise at speed. That's fine unless you're doing lots of motorway miles in it.

Rear legroom isn't overly generous, while the trim and materials are all fairly uninspiring, though robust. The diesel isn't very refined, but should return excellent economy, the petrol three-cylinder engine is more willing and more refined, but less economical.

All in I rather liked it though, good honest transport.

You can read my colleague Neil's Irish road test of the Dacia Sandero Stepway here.

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Hi Gerard,

Sadly the answers are yes and yes. I always quite liked the 75 (and its sporty offshoot the MG ZT) but the sad fact is that reliability is not their strong point. 

While the 75 was probably the best built Rover ever that's not saying much and quality was always an issue. The head gasket issue is linked to the intake manifold, which warps as it ages and causes gasket leaks and failures. 

Sorry to say but it's probably best left well alone.