Looking for used electric or hybrid SUV...
Hi,
I am in the market for second hand car and would like to buy a small hybrid or electric SUV; what would you suggest? I am very confused as there are so many different cars out there now. I have been looking at the CH-R and Kona Electric, but think they are overpriced. Do you think now is a good time to buy or should I wait?
Catherine, Dublin
CATHERINE OCONNOR (DALKEY)Jun 2020 Filed under: choosing used car
Expert answer
Hi Catherine,
Now is a good time to buy a hybrid, that’s for certain, but given that the Toyota C-HR and Hyundai Kona are among the very few hybrid crossovers currently on sale, you may struggle a little to find choice beyond those two models. It could be well worth looking at a Toyota Corolla or Auris hatchback or estate instead — they’re more practical, in any case, and there’s very little actual difference in height. Alternatively, there’s the Kia Niro hybrid, which was on sale from 2017. Prices for early Niros are now down to around €20,000, and they’ll still be under warranty until 2024.
Are commercial vehicle rules being broken here?
Hi,
I have a commercial vehicle, a Land Rover Discovery Commercial; I have it both taxed and insured in the name of a limited company. All sounds good to me. I have a friend who started up a new limited company and transferred his Toyota Land Cruiser Commercial into the company. He has not changed the tax or insurance and both are in his own name. So in effect the Toyota is in the company from an accounts view but in reality it is still owned and insured by the individual. Is this legal and how are you from an insurance point of view?
A second question is in relation to the commercial SUVs, I know of an individual that has the SUV in the company and taxed as commercial in the company for €333, but the insurance has remained private. Is this correct?
Thanks,
Richard in Waterford
Richard Tobin (Waterford)May 2020 Filed under: commercial vehicle
Expert answer
Hi Richard,
The phrase ‘can of worms’ springs to mind. In general, a car can be registered to a company, and taxed and insured by the company, and still used by an individual for social, domestic and pleasure use. That’s how company cars work, obviously, but equally obviously there’s a Benefit-in-Kind tax liability to be paid. So it’s possible that your friend with the Land Cruiser is trying to avoid paying BIK.
In the case of the SUV, in theory a car that’s taxed as a commercial cannot be used for personal, social, domestic, or pleasure driving and there’s a fine to be paid if you’re caught displaying incorrect tax. Now, we should state at this point that we’re neither legal nor tax experts, and that the people you’re talking about could be operating entirely above board, and we’re not going to cast any aspersions on anyone.
Of course, this is Ireland and as we know, we don’t like sticking to the rules...
Ford Galaxy or Hyundai Santa Fe?
Ford Galaxy or Hyundai Santa Fe? I have not been able to do test drives yet, but would appreciate your view as well. I need something to drive in the city as well as for family trips (kids are 4, 10, 12 and 14). I know kids would be happiest with a V-Class, but I need something for daily commute as well. Am trying to find the right type of car. SUVs are not large enough, MPVs seem a bit big and not as fun to drive (or perhaps not), while vans are only suitable for longer trips, I think.
Thank you.
Emir Cehajic (Sarajevo)May 2020 Filed under: choosing new car
Expert answer
Hi Emir,
You’re quite right — with kids of those ages, most seven-seat SUVs simply aren’t roomy enough, unless you go for something genuinely massive and expensive, such as a Land Rover Discovery. So, I’d say the Ford Galaxy is indeed your best choice — lots of space, seven proper seats for seven proper people and it's good to drive too. Other options well worth looking at are the VW Sharan and SEAT Alhambra, and — if you can afford the running costs — the old Mercedes R-Class.
Which big car for a growing family?
Hi guys,
I love your website and the reviews are great.
I have a family of two girls under three with third child due in two months! We have a Kia Sportage that is full with two baby car seats and have no space for a third. We have the need to upgrade. Currently considering the Volvo XC90 as it seems to have the best third-row option - I really can't see myself driving a Galaxy... We have been looking at 2016/2018 models.
Are we better off waiting and seeing what happens? Any advice on what you would recommend would be great - open to suggestions.
Thanks
Colm Fuller (Dublin)Apr 2020 Filed under: family car
Expert answer
Hi Colm,
Well, in terms of ’seeing what happens’, how long have you got? The first thing I’d say is that you shouldn’t rule out cars like the Galaxy, the SEAT Alhambra, the VW Sharan and especially the Ford S-Max. I know MPVs are not as fashionable as SUVs, but when you’ve got kids to haul around, they really do make a huge amount of sense. Plus, if you were to go for the S-Max, you’d be getting a car that’s brilliant to drive, too. Get it in a smart metallic colour with nice alloys and it looks good, as well.
If you’re determined to get an SUV, then yes — the XC90 is probably the best of them, and reliable too. The Hyundai Santa Fe is well worth a look as well (although its third row isn’t as roomy as that of the Volvo’s) as is the Kia Sportage (one of our favourite SUVs, actually).
But seriously, go for the S-Max.
How to change to imperial in my Peugeot?
How to change from Metric to Imperial units in my Peugeot 3008 SUV?
Robert Bease (Kirkcaldy)Mar 2020 Filed under: miscellaneous
Expert answer
Hi Robert,
Just go to the system settings menu (have a look at your owner's manual) and change the selection from Metric to Imperial.
Which nearly-new crossover to get?
I am in the market for a compact SUV (small town SUV). My 17-year-old daughter wants to learn to drive in it also so I need a manual. I think a 1.0- or 1.2-litre petrol engine would be the sort of thing. I've driven a Captur, Juke, T-Cross, Kona, Crossland X, ix20 and a Toyota C-HR. The Toyota drove really well but it's pricier and longer. What would you recommend as a 2017/2018 vehicle based on drive and value for money and a learner driver?
Anne Marie O'Byrne (Wexford)Mar 2020 Filed under: choosing used car
Expert answer
Hi Anne Marie.
Well, normally for a learner driver and for mostly in-town driving, we’d recommend a hatchback, rather than an SUV or crossover, but if your heart is set on one… Of the list you’ve given us below, the Toyota is the best, although arguably as a 1.2-litre petrol, you’re not getting the best C-HR (which is the hybrid, but then that’s an automatic). The Volkswagen T-Cross would be an excellent choice, has a brilliant little 1.0-litre engine and is a bit more upright and square than the others, so is a bit easier to see out of, which might be helpful for your daughter while she’s learning. The Kona would also be an excellent choice, but we’d also add the Suzuki Vitara to your list as its a solid and rugged choice - and hugely reliable.
Read our Renault Captur reviews
Read our Volkswagen T-Cross reviews
VAT or VRT on N1 to M1 conversion?
I want to purchase a commercial SUV, but I will have to convert the vehicle from an N1 to an M1 category as it will be insured and taxed privately. Am I liable for any VAT or VRT?
Paul Devine (Maynooth)Jan 2020 Filed under: commercial vehicle
Expert answer
Hi Paul,
No. If you purchase it as a commercial vehicle, then you will pay the commercial vehicle VRT rate of 13.3 per cent, whether or not you then go on to convert it. There should be no VAT implication either, as you’ll pay the normal VAT rate at the time of purchase. According to Revenue, if you’re converting to M1 status, you only need to make them aware of it if you’re adding seats to the vehicle, but as with all VAT matters, check with your accountant before leaping.
Can I tax an SUV private, but insure it as LCV?
Is it possible to tax an SUV privately, whilst insured commercially? To use privately with kids etc outside of work hours?
Alan O Brien (Dublin)Jan 2020 Filed under: commercial vehicle
Expert answer
Hi Alan,
No. You’ll need to show proof of insurance when you tax the vehicle so if you’re taxing it privately, but insuring it as a commercial, then alarm bells might well be raised. Also, if you did have an accident and your insurance company found out that you were playing both sides of the system, you’d probably have your claim denied.
Should a disabled driver buy a new commercial?
I am a disabled driver. Would I be better off to purchase a new five-seat commercial SUV given that I am exempt of VRT and VAT?
Hugh Cormack (Blacklion Co Cavan)Jan 2020 Filed under: VRT
Expert answer
Hi Hugh,
Sort of, yes. The thing is that there aren’t any five-seat commercial 4x4s anymore — the N1 certification loophole for that kind of car was closed off in 2018, so now five-seat SUVs pay a full rate of VRT. However, if you’re exempt from paying both VRT and VAT then one of those very cars (Toyota Land Cruiser, perhaps? Or maybe a VW Touareg?) would be an ideal car for you as you will be getting one at an effective 50 per cent discount compared to the rest of us. Well worth investigating.
Are crew cab rules ok for used vehicles?
Do the new crew cab tax rates apply to second hand cars? For example, if I buy a 2008 SUV that's classified as a crew cab and taxed as such can I continue to tax it at the commercial rate? I am a limited company director and VAT-registered so the car would be for business use.
Pete Watters (Dublin)Dec 2019 Filed under: commercial vehicle
Expert answer
Hi Pete,
Yup, if it’s been registered as a commercial vehicle in the first place, and you’re using it only for work purposes, then you’re entitled to continue to tax it as a commercial.