Expert answer

Hi Steve, 

From what we can tell, no there isn't any SUV with 4x4 in Band B, as yet. There are lots of SUVs and crossovers in Band B with front-wheel drive. You'll find the likes of the Skoda Yeti, VW Tiguan, Nissan Qashqai all have versions with frugal diesel engines. 

When it comes to 4x4, the best you can probably do at the moment is Band C. The Skoda Yeti 4x4 sits in Band C, as does the new BMW X3, which is selling well with good reason.

The Lexus RX Hybrid sits in Band C, as do the Hyundai ix35 2.0 CRDi 4wd and the Volvo XC60 AWD.

Hope that gives you something to think about

Expert answer

Hi Shane,

I have looked back through the record of Euro NCAP (www.euroncap.com) and there is no major difference between the safety of a third row of seats and the second row of seats.

The modern SUV often has curtain airbags that run the length of the car and these can protect the rear seat passengers in the event of a side collision. There is also a row of seats in front of the third row of seats and this provides extra protection for the third row seats. 

Obviously they are closer to the rear of the car in a rear-end collision, but there is very little information about this available.

If there is anything else specific you'd like to know, please do get back in touch.

Expert answer

Hi Dave.

You could consider the Mercedes-Benz E 200 CDI, but the BMW 520d SE is so good I wouldn't really consider anything else. It is a truly brilliant car so there isn't much to touch it at the moment. For the money you could also consider the BMW X3, which is also very good if you liked the idea of an SUV, but I'd have the 520d. 

I hope this helps

Expert answer

Hello Eamonn,

I am a little unsure of what you mean. Do you want a seven-seat car that has four-wheel drive but one that isn't an SUV?

There aren't all that many four-wheel drive seven-seaters around. Obviously the BMW X5, which you mentioned, the Volvo XC90, the Land Rover Discovery, the Hyundai Santa Fe, Audi Q7, Mitsubishi Outlander, Kia Sorento, Chevrolet Captiva, Nissan Pathfinder and Toyota LandCruiser. 

A four-wheel drive seven-seat car is something that is harder to come by. The Mercedes-Benz R-Class seats seven and can be had with four-wheel drive.

Let us know if that's the sort of thing you're looking for.

Expert answer

Hi Maurice,

If I were spending my own money on something like this I would probably narrow my search down to a few key models. I would also look at something that was pre-July 2008 as the road tax is a little easier to stomach.  You didn't specify whether you need it to be a 4x4, because this does tend to make them a little harder on fuel.

The Toyota RAV4 isn't massive but it is seriously well put together and you could have a 2.2-litre 2007 model with low mileage for €17,950.

Here's an example on beepbeep.ie.

Road tax at €860 is still a lot though, so that might rule this out.

If you don't need 4x4, then a Nissan Qashqai is quite an obvious choice. You could have a 2009 model, with low mileage and road tax of a just €156 per year, for €20,495. These are popular for a reason, but forget about it if you need to go off-road.

Here's an example on beepbeep.ie.

Again, no four-wheel drive options for your budget, but you could have a Skoda Yeti, which is a great SUV with a decent 2.0-litre TDI engine for €22,750 - although I'd be pushing for closer to €20,000 in a cash deal.

You could have a Nissan X-Trail too, although they can be a little hard to find. They are really good value. Most are two-wheel drive but there are four-wheel drive ones about. This one is a two-wheel drive version, but at €18,500 for a 2008 model it is great value.

Finally, the latest Land Rover Freelander is much better than the model that went before it. You can have it with a 2.2-litre diesel engine and four-wheel drive and that would be in and around the right money.

Here's an example.

Out of this lot, I'd be inclined to go for the Nissan X-Trail.

Hope that helps. Let us know what you end up going for.

Expert answer

Hi Paul,

I am not sure if you want a new car or a used car. In terms of a new car, there aren't all that many seven seat estates anymore. First up is the Peugeot 308 SW, which is available with a third row of seats. However, it doesn't seem to be offered on Peugeot's online price list anymore - since the 3008 arrived it doesn't really have a large audience. We did contact Peugeot though and if you do want a 308 SW with seven seats the car is available on special order. A 1.6 HDi 308 SW seven seater will cost from €25,725 plus delivery and a 2.0 HDi will cost from €28,150.

But you can have a 2008 307 SW model for very little money. This one is just €9,990 for a 1.6-litre diesel. 

Mercedes-Benz still does a seven-seat option for the E-Class Estate, but the third row is best suited to kids. That range starts at €46,500 before you start putting in optional extras. 

Here is a quite nice 2004 model though: low mileage, a nice 2.7-litre diesel engine and it is a decent price too. 

Add more detail in the comment box below if you'd like to know more.

Thanks a lot.

Expert answer

Hi William,

We'd be only too happy to help you choose a new car if that's the route you want to go down, but one suggestion we'd have that could save you the cost of changing cars is to change the tyres on your Santa Fe to winter tyres.

Many people think that winter tyres are only of use in snow and ice, but that's far from the case. Regular tyres begin to go hard (and hence lose grip) at just seven degrees Celsius. That's regardless of how wet or dry the road surface is. Winter tyres, however, do not go hard at these temperatures and hence retain much higher levels of grip.

It's often said that a two-wheel drive car on winter tyres is better in slippery conditions than a four-wheel drive car on regular tyres.

I have first-hand experience of using winter tyres over the past week and I can confirm that they really make a huge difference. Bear in mind that they help with braking and turning, as well as traction.

You may have heard people say that winter tyres wear out quicker, but actually that's not the case at this time of year. When the temperatures are low, regular tyres wear quicker than winter tyres.

Admittedly, winter tyres wear quicker and their braking performance isn't as impressive as a regular tyre's in warm weather.

There's no doubt that winter tyres are more expensive to buy, but it'd be cheaper than changing your car.

If, however, you want to change your car regardless, come back to us and we'll help you through it.

Expert answer

Hi Sean,

The answer really depends on the type of four-wheel drive you have. Most road-biased SUVs and crossovers with four-wheel drive apportion the engine output to the wheels with the most grip. Some won't use four-wheel drive unless slip is detected anyway. In those cars it makes sense to leave the car in four-wheel drive mode all the time, certainly in the snowy weather we have right now. Best to not get stuck rather than turning on the four-wheel drive when you might already be having an issue.

Some four-wheel drives have a 'differential lock', which makes sure that all the wheels receive equal amounts of power. That should only be used in really tricky conditions, as the car won't be very responsive to turning and the tyres would wear out quicker on a normal road in that mode.

Hope that helps, but feel free to ask us more.

Expert answer

Hi Marie,

We had a chat on the phone to get more information and now know that you would prefer to sell the L200 privately and use the cash to buy your next vehicle, so your budget is about €10,000 - €12,000.

The difficulty in getting something with height is that the SUVs going back a few years tended to be diesel with fairly large engines, so before 2008 these engines were in some cases cheaper to tax than they are now. Emissions were higher, but you were charged - as you are probably aware - for the size of your engine. I'm sure you don't want to get landed with a high road tax bill per year, but we will explore some options. 

The first is a 2004 Toyota RAV4. There is a model in a dealership in Louth, which I realise is quite far from you, but this diesel model is a beaut and is at a SIMI dealer so this brings with its some safeguards. This RAV4 is under €10,000 and has low mileage, though is going to cost €823 to tax each year. 

The Kia Sportage fiesel would be a great little buy for you. This small SUV has proven to be very reliable and very well liked by owners. This one in Cork is a little over your budget, but as a cash buyer I would think you could bargain down the asking price of €13,900. 

A car that you might not have thought of, but I have always rated as a good little car, is the Fiat Sedici. This small SUV has four-wheel drive, a diesel engine and is cheap to buy and run. We found a 2009 model in Laois with just 23,000 miles on the clock and the asking price is just €11,750. This would be a nice little runabout and it still retains some of the height of the SUV. This will cost you €447 per year to tax. 

Another good choice, although the annual tax will be the same as the RAV4's, is the Nissan X-Trail. This is a really nice example from 2005 that has a 2.2-litre diesel engine and would be a nice vehicle to own. Again, if you couldn't cope with the high annual road tax then it might not be the best option for you. 

I'd be inclined, if it were me, to buy that RAV4, as it would be a nice vehicle to own. 

I hope this helps!

Expert answer

Hi Mary,

A 2007 TDi Golf with your mileage would retail at a main dealer for about €13,000 - €14,000. You will most likely get offered a bit less than this, so perhaps you could expect around €12,000. You don't mention a budget but we can give you a few ideas. Most of the equivalent cars, post 2008 will be cheap to tax. 

For example, a 2009 1.6 TDi Golf, which has emissions of 118g/km (Band A) would cost you around €22,000. Here is an example of one from a main dealer in Naas. This would also be the newer shape model too, although I am not sure you want to go for another Golf? You could get something of a similar theme with the Skoda Octavia. A 2008 model like this costs around €17,000 and would give you a little more space and would still be in Band B with road tax of €156. 

Something slightly more SUV-like would be nice too. The Nissan Qashqai has a great reputation and owners love them. You could have a 2008 Qashqai, like this would cost around €19,000 and this example here has very low mileage. This still has emissions of 139g/km, so would only cost €156 to tax each year. This would be a great buy and isn't a major jump, financially. 

I think you might like the Qashqai, so perhaps you should give it a go?

I hope this helps.