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Hi Nicky,

OK, I think you have a couple of options here. First off, assuming you have a friendly, trustworthy mechanic who looks after your Yaris, it's worth having a word with them to find out how much life they realistically think is left in it and how much money you'll need to spend to keep it going. If the omens are good in that respect, then there's nothing wrong in the slightest with sticking with what you know and keeping your current, faithful steed.

If it's a poorer prognosis then I'd suggest sticking with what you know and simply upgrade to a newer Yaris. The model that's just been replaced was a fine car, sturdy as ever and really quite nice to drive. You won't go wrong. As an alternative, have a look at a Honda Jazz. They are usually a little more expensive than an equivalent Yaris but are more spacious inside and a little more technically advanced, so well worth a look.

Let us know how you get on

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Hi Kieran,

Tread carefully. On the upside, the 407 is still slick to look at and terrific to drive. On the downside, the diesel engines can give troubles (turbos, exhaust gas recirculation (EGR) valves and injectors) so any diesel 407 that idles lumpily or doesn't accelerate cleanly is to be avoided. In spite of the myriad buttons in the cabin, and some cheap plastics, it's actually pretty well built inside, so any uneven panel fit or loud rattles could be a sign of accident damage. Watch also for rounded-off security bolts on the alloy wheels - many a 407 owner got over-enthusiastic with the wheel brace when faced with a flat. Make absolutely sure that it comes with a full and complete service history.

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Hi John,

I'm going to be predictable and say you should get a Volkswagen Golf. A budget of €3k would definitely get you a MkIV 1.9 TDI model and you may even just scrape into a MkV, which would be even better again. Just track down one that's been looked after and serviced regularly and you should be fine.

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Hi Bertha,

To be honest, 70km a day is not an especially large mileage and buying an SUV for that kind of journey is simply not going to be good from a fuel consumption point of view. Neither the Citroen C4 AirCross nor the Peugeot 4008 are sold in Ireland so they're off the list. As you've suggested a Hyundai though, can I suggest in return an i30 or i40 estate? Both will give you the space and practicality of an SUV but at a much lower level of purchase and running costs.

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Hi Sophie,

In this situation we'd advise you to get a second opinion. However, instead of going to a regular mechanic seek out an auto electrician near you - preferably one that comes recommended.

Let us know how you get on

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Hi Michael,

Basically yes, it's almost impossible to kill an Avensis, but you could also consider a Skoda Superb, Honda Accord or Mazda6 as they will all be similarly reliable. The Mazda is the most fun to drive, the Accord the most luxurious (though they are pricey too) and the Superb the most spacious. The Avensis is a good mix of the three and with so many being on the road, you'll probably get the best value by shopping Toyota. Just avoid ex-taxi ones and it's worth buying an approved second hand example from a Toyota dealer to get a warranty and good after-sales care.

Let us know how you get on

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Hi Lee,

You've got to keep the engine size down, basically, if you want cheap insurance, but we would also suggest getting something that's good to drive, simply because exposure to good vehicle dynamics early on makes better drivers of us all. So, probably the best balance is to go for a Ford Fiesta 1.25. There are loads of them around and they're cheap to run, decently reliable and very safe. It would also be worth tracking down a Suzuki Swift 1.3, as they're fab to drive and close to indestructible.

However, if even those engine sizes are running the insurance bill up too high, then you need to think  smaller and go down to a 1.0-litre engine. In that case, I'd suggest either a Toyota Aygo (or a mechanically identical Citroen C1 or Peugeot 107) or, if the budget will stretch, a Volkswagen up!, Skoda Citigo or SEAT Mii.

What do you think?

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Hi Michael,

Well, it kind of depends on the car. If you mean something along the lines of a Hyundai i10 or even a Peugeot 208 (ok, so that one's a 1.2 but still...) then the answer is not much. Fuel economy should work out at around 50mpg depending on how you drive; emissions should be under 120g/km; and insurance should be dirt cheap.

If you're talking about an older model, the waters are a bit muddier. Smaller engines generally mean lower running costs but there are cars out there with underpowered smaller engines, and you have to spend so much time ragging them to keep up with the flow of traffic that your fuel consumption goes through the roof.

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Hi Jim,

Diesel, every time. Peugeot was going through a long period of making good diesels and duff petrols back then. The 1.6-litre diesel is the one to go for - not the most powerful, perhaps, but with excellent economy and enough punch to keep the 407's kerb weight on its toes.

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Hi Rowland,

OK, there are a lot of parameters to go with here, but the basics are that you need a car that's cheap to buy (so it can't, sadly be too new), has affordable running costs and won't break down every time it rains. I reckon that gives you a choice of three or four key models: Honda Civic, Toyota Corolla or Auris, Kia cee'd or Hyundai i30.

Have a shop around and you should be able to find several of those all well within your purchase price range, while they all have efficient engines and excellent reliability records. In the case of the Kia and the Hyundai, they also have lengthy warranties, which, even if there's none left on the one you buy, at least means that they're more likely to have been looked after. My personal choice would be the Honda. Track down a nice 1.4 petrol Civic and I don't think you'll look back.

Let us know how you get on