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Hi Bridie,

I’d be tempted to go with the Insignia. It’s an older design than the current Mondeo but it has good build quality, is very smooth and good to drive and, crucially for those of us getting on in life a bit, has really excellent seats.

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Hi Gerry,

As a trade-in, you’d probably get about €12,000 for your 2011 Insignia.

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Hi Karina,

You are, if I may say, a smart cookie. Yes, the Insignia is decently solid and pretty reliable, but the fact is that they do get issues with their electrics and, as we all know, ain’t nothing more reliable than a Toyota. Well, almost – have a good look at the Mazda6 estate too, as it's handsome, really good to drive and hugely reliable. A good foil to the Toyota. 

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Hi James,

A really good car that one, but just give it a thorough checkover to make sure that all of the electrical systems are working properly (the alarm and central locking seem to be especially vulnerable) and have a check in the back and the boot for any dampness coming from leaking boot seals.

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Hi Martin,

I'd say you should advertise it for around €6,000 all things being equal. As for the diesel controversy, it's a bit hard to say - there's nothing at all wrong and an awful lot right with the 2012 Passat - it's a cracking car, it's just that you need to bear in mind that the overall engine performance may well be altered when Volkswagen begins its recall in January. If that's putting you off, then a Mondeo is definitely well worth looking at, but also take a gander at a Mazda6, Opel Insignia or Hyundai i40.

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Hi Sinead,

Needing to fit three car seats but not wanting an MPV is a difficult juggling act. Normally I'd recommend something like a Ford S-Max, which ticks all your boxes and, while its an MPV right enough, it's an uncommonly sleek and good looking one. 

A good non-MPV option is the Opel Insignia Sports Tourer estate. Sleek and lovely to drive, it comes with the required three Isofix mounts and a big boot too for all the kiddy clutter. Easily as classy inside as your old Audi too.

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Hi Cormac,

Yes, and the Insignia is also lovely to drive and really quite classy. It may not be quite so robustly reliable as an Octavia though. But if you buy with a full service history and look after it properly it shouldn't give any major trouble.

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Hi Joan,

It's a bit of a quandary to be honest. You'll get more for the Ibiza - probably around €7-8k as a trade in. But with the Toledo costing you money, your best bet might just be to keep the Ibiza and use that as your small car, chop the Toledo in for whatever you can get for it (€2k max and that's with a following wind).

Actually, better yet, why not avail of one of the scrappage schemes still being offered by some car makers? Opel, for instance, has a good one going - up to €4,500 - and you could then trade in your Toledo against a new Insignia; far more affordable than a BMW or Audi, and with a shiny new warranty to boot. Reliable and nice to drive too. Nissan also has a similar offer (potentially €4k against a nice new Qashqai perhaps?), or potentially €3k scrappage off a Hyundai ix35?

Lots of good options out there.

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Hi Cyril,

They do suffer occasional electrical glitches, so check and make sure all the buttons work, especially the central locking system. Check also that the boot seals are working properly and that the carpet in the boot and under the back seats isn't getting damp or wet.

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Hi Barry,

The Insignia's really nice and I do have something of a soft spot for it. A car that feels more sophisticated and more engaging the more you drive it. The Passat and Mondeo are nice choices too, but to be honest, the one I'd go for out of all of them would be the Accord. Comfy, smooth, frugal, nice to drive and above all it will almost certainly never break down. There's nothing quite so nice as the feeling you get from driving an utterly indestructible car.