Expert answer

Hi Mary,

A 2007 TDi Golf with your mileage would retail at a main dealer for about €13,000 - €14,000. You will most likely get offered a bit less than this, so perhaps you could expect around €12,000. You don't mention a budget but we can give you a few ideas. Most of the equivalent cars, post 2008 will be cheap to tax. 

For example, a 2009 1.6 TDi Golf, which has emissions of 118g/km (Band A) would cost you around €22,000. Here is an example of one from a main dealer in Naas. This would also be the newer shape model too, although I am not sure you want to go for another Golf? You could get something of a similar theme with the Skoda Octavia. A 2008 model like this costs around €17,000 and would give you a little more space and would still be in Band B with road tax of €156. 

Something slightly more SUV-like would be nice too. The Nissan Qashqai has a great reputation and owners love them. You could have a 2008 Qashqai, like this would cost around €19,000 and this example here has very low mileage. This still has emissions of 139g/km, so would only cost €156 to tax each year. This would be a great buy and isn't a major jump, financially. 

I think you might like the Qashqai, so perhaps you should give it a go?

I hope this helps. 

Expert answer

Hi Mark,

Thank you for contacting us. I can understand your dilemma in that you are going to be using your car quite sparingly, but you need it to be something that can last a long time. We know from speaking to you since that you have a Ford Focus that you might sell privately or hope to get around €2,000 for as a trade-in, so given that your budget is around €10,000, which is decent enough.

I take your point on the Ford Focus diesel estates. They tend to have quite hard lives as many are bought by business users more so than private individuals and they often have mega miles on them and hence can be tatty. They also often have the older 1.8-litre diesel, which is a bit of a tractor to be honest.

You mention that you are going to be keeping this car for about five years, so as such I wouldn't worry too much about whether petrol cars are falling out of favour because your used car is unlikely to be worth a whole lot in five years with another 50,000km on the clock.

You don't really do a lot of miles per year anyway, so running a petrol car might not end up being too expensive. Also you could perhaps look at buying something with slightly higher mileage (as long as it is diesel) because these cars would be well able to put up with your low mileage. For example, you mentioned the Volkswagen Jetta, which is a fine car. You could have a diesel version, with slightly more mileage, for well within your price range. Here is one from a SIMI dealer for €8,900.

I would be inclined to go for a VW Golf with your budget. You could have a 2005 model with low mileage for €9,000. This one here caught our eye. It comes from a main dealer and will have a good warranty. These cars will put up with lots of mileage and are also likely to hold their value well. This example would still have lots of life left in it after 50,000km and might actually be worth a few quid too.

I hope this helps. Come back to us by adding comments below if you want to discuss this further.

Expert answer

Hi Martin,

You should be offered about €9,000 to €9,500 for your car as a trade-in against a new model.

Let us know how you get on by posting a comment in the box below here

Expert answer

Hi Tanya,

Without knowing your budget just yet, it is a little difficult to guess, but a car that is a top buy for a family, with a great boot is something like a Skoda Octavia. One like this has low mileage, a frugal diesel engine and will be perfect for a lot of mileage. It is solid and has a great sized boot too.

The Nissan Qashqai has been a massive seller in Ireland of late, with good reason too, as it is very good value, has a brilliant safety record, looks great and is perfect for a family. Here is a fully loaded 1.5-litre diesel for €20,950 with low mileage. 

You could have the choice of a number of family hatchbacks too, such as a Ford Focus, Volkswagen Golf, Toyota Auris or perhaps even a small MPV.

Come back to us with more details and we will try and help you further. Just add your comment to the comment box below.

Expert answer

Hi Angela,

We spoke to Shane Teskey from Motorcheck.ie and he gave us the following advice:

"Buying a used car through a third party is a risky business and not something we would recommend. Knowing who you're buying a car from is as important as checking the car's history. If you buy through this third party will you have a full 12-month warranty (check the fine print - some warranties aren't worth the paper they're printed on!)?

Have you been given the registration number and V5 documented details? What's the potential saving and would it justify taking a trip to the dealer to inspect the car in person?

Add to this the fact that you risk losing a substantial deposit of €495 and I'd say walk away. Shop local!"

I would echo this, there are so many good used Irish cars around at the moment that I would check all these first, before embarking on anything that sounds like it might be risky. 

Expert answer

Hi Edward,

There is no such thing as a cheap used BMW. I just recently sold a 2002 BMW 318i Touring and I loved it, but the repair bills when things went wrong were high, even from independent garages, so you need to bear this in mind.

Having said that, you could get something that will be similar, like a Lexus IS 200 perhaps, which should be less costly to put right if things go wrong.

Here is one for €3,975 and it is from a main SIMI dealer.

Or how about this? A nice Subaru Legacy for just €2,950? This would be a great car for the money.

Expert answer

Hello again Angela,

I know Shane answered your last question, but I think I can answer your follow up question. The Golf and Leon are quite similar; the Leon is definitely the prettier car and the Golf the more sensible. I know what you mean about the Leon range, as there are 17 different versions, which seems excessive.

The thing is with SEAT is that it tends to get the older technology from Volkswagen, so the Leon still has an older engine range, namely the 1.9-litre TDI, which is quite a noisy old engine. The 2.0-litre TDI is also available in the Leon, but at a higher cost.

The 1.6-litre 105hp engine in the Golf is a newer and cleaner engine, with better fuel economy. It hasn't made it to the Leon just yet, so the better engine is in the Golf right now.

In terms of running costs, the road tax is slightly less on the Golf, at €104 against the €156 in the Leon. The Golf has slightly better fuel economy (62.8mpg v 56.5mpg) but that is a relatively small difference.

That Leon is great value, but in terms of an investment I would be inclined to go with the Golf, as I would think the residual value will be better with the newer Golf with the newer engine.

Hope that helps

Expert answer

Hello Brian,

This is an interesting one. I am guessing, as you own and love the 406 Coupé that you don't really want something too mainstream. It might seem obvious to put you into something like a BMW 3 Series Coupé, but I don't think that is what you are after.

As you probably know, you might not get offered very much for your 406 Coupé, which is a shame. Try to sell it privately because these cars do have a loyal following and if you got €2,000 that would no doubt be welcome. There is one for sale with a lot less miles than yours in Dublin for €2,650, so work backwards from there. 

Trading it is probably the easiest. Let's say that you have a budget of €16,000 and see what is around that might suit. 

One, perhaps rather obvious, choice would be to go for a Peugeot 407 Coupé. The diesel model sold really well and remains expensive, but I found a 2007 2.2-litre petrol version with just 21,000 miles on the clock and they are asking just €14,950. You can find it here:

http://tinyurl.com/33k7nl3

That might work given the really small mileage that you do and since you loved your 406 Coupé then this could be a great buy. 

If you want something very pretty and unique, how about an Alfa Romeo Brera? Here is a 2.2-litre petrol model for €17,950, but you could well haggle this price down further. There aren't too many about and while we cannot say that it won't give you the odd headache, it is a real head turner.

http://tinyurl.com/3ydqk89

Even if you're not a BMW guy, it's worth considering a 2006 320d Coupé, which will be reasonably economical for under €16,000. This one is in Monaghan and the mileage is pretty good at 69,000 miles.

http://tinyurl.com/3yr7wgq

I don't think you need a diesel given your mileage. I'd pick a Volkswagen Golf GTI. I know it isn't a coupé, but it is a super car to drive. This one is a 2006 model, but you might sneak into a 2007 version for your budget too. The example we found has the brilliant DSG gearbox, has done just 26,000 miles and is loaded with kit. It is such a rewarding car to drive and, since you live in the city, the gearbox should suit you perfectly giving you the best of both worlds.

http://tinyurl.com/32aftto

Please feel free to come back to us if we are way off the mark!

Expert answer

Hi there Barry

I know that it is very tempting to choose a large executive German car on a tight budget, but as someone who has done this a couple of times and has the empty bank account to prove it, I would tend to steer clear of something with this many miles on it because the problems will tend to start to emerge around about now and the repair bills are very high in most cases. 

I know the car probably looks great and is running well, but if or rather when a huge issue comes up, like a clutch goes or you have a problem with the suspension, the price of parts and labour will be high and since you are adding 20,000 miles per year to what is already high mileage, this car is going to be worth virtually nothing in two years and you won't have a chance of trading it in. 

From a quick look around the classifieds, you could buy something with half the mileage for about the same money, as there were a lot of these imported during the Celtic Tiger years and people are now trying to sell them on so the market is flooded. 

Unless you are prepared to say goodbye to that €7,000 totally in two years, I would, either get an A4 with less miles or bite the bullet and buy something way more sensible, like a Ford Focus or VW Golf diesel that will put up with all those miles with minimum fuss. 

Expert answer

Hi Ollie,

Cars like your Golf are retailing for around €8,000, so you might get close to this as a trade in against another car. Presuming that it might be a little less, say €7,000, we could say that you have a €13,000 budget overall. I will come back to you shortly once I have done some more research for you.