Expert answer

Hi Tony,

Are you sure you’re putting the details in correctly? As we’ve just run a quick calculation for a 2016 Golf Match 1.6 TDI and it’s giving us a VRT charge of just under €4,000, which sounds a lot more like what we’d expect.

Did you perhaps put in the wrong NOx emissions figure? We’re estimating that at 129mg/km, but if you put in a higher figure that could give you a much higher combined VRT charge and NOx levy.

On the other part of your question: yes — you pay VRT in addition to the cost of buying the car, and it’s calculated as a percentage of the Irish market price (as defined by Revenue) not the price you actually paid for the car.

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Hi Bevan,

Sadly, insurance is the critical thing here, and it’s the bit we can help you with least as Irish insurers — as ever — ladle on the risk when it comes to young drivers. Any ballpark figure we give you could be €1,000 — or more — out.

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Hi Catherine,

In general, yes, the 2006 Polo is quite reliable. However, you have to adjust your expectations given that it would be over 14 years old now. Go for as simple a model as you can find and best to go for petrol rather than diesel to keep the maintenance costs low.

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Hi Dermot,

Volkswagen Ireland has not released the updated pricing as yet, but we understand it won't change very much for that model. The cost of the car is about €30,000 and the WLTP emissions rating is 124g/km. That means 15.75 per cent VRT, which would be €4,725 on that price. 

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Hi Michelle,

At that kind of mileage, at motorway speeds, most people will find a diesel car more economical. Just make sure you go for as new a model as possible within budget so you know you're driving the cleanest and most future-proof car you can that still fits your needs.

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Hi Brian,

It’s difficult, to be honest. There are some online resources for NOx emissions, but they’re flaky at best, and the only number that Revenue will accept is the one on the car’s Certificate of Conformity. The best figure we can find for a 2017 Golf 1.6 TDI is 130mg/km of NOx, but that’s not necessarily the 100 per cent accurate figure for the car at which you’re looking. 

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Hi Gavin,

In terms of roominess, there’s no contest — the Civic is the winner here, by a long chalk. Bigger in the boot, too. Actually, we really like the current edition of the Civic. In terms of exterior and interior design, the Golf is ahead, but the Civic is actually the sweeter of the two to drive, and being a Honda it will almost certainly never break. Go for the Civic. 

Read our Honda Civic reviews

Read our Volkswagen Golf reviews

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Hi Mark,

If you’re prepared to wait a bit, there is an all-new Octavia RS coming, which will be available as a plug-in hybrid with 245hp. Now, it will depend on how you rack up those 30,000km as to whether a plug-in hybrid would suit you — if it’s all motorway miles then probably not, but if you do a lot of short-hauls around town, and can charge at home, then it could be ideal.

There’s also the diesel version of the new Ford Focus ST to consider, the new Golf GTI and SEAT Leon Cupra (all sharing their bits and pieces with the Octavia, of course), or what about a Hyundai i30 N — one of our favourite hot hatches? A few reviews to help you decide:

Skoda Octavia reviews

Volkswagen Golf reviews

SEAT Leon reviews

Hyundai i30 reviews

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Hi Bartosz,

Easily done, normally, but perhaps a little less so at the moment. It will depend on the precise model you have whether or not it’s App-Connect compatible, but a trip to your local Volkswagen dealer, once they’re open again, will sort you out.

Expert answer

Hi Alannah,

Probably not much, no, though insurers seem to be wary of cars over 10 years old. Saying that, when you’re under 30 and on a provisional, you’re the risk factor, not the car. Keeping the engine size as small as possible will help (closer to 1.0-litre is better), but it won’t make a huge difference.