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Recommend a car for €5,000 for a 21-year old starting off.

My daughter is 21 and is looking for her first car. She has about €5,000 to spend. What car would you recommend?

Richard Burke (Drogheda)

Aug 2010 Filed under: choosing used car

Expert answer

Hi Richard,

Firstly the car needs to be safe; it needs to be good value; and it needs to be reliable. We tend to encourage buying from SIMI dealers because you do have a little more comeback and the cars tend to be a little better, so having a look on the beepbeep.ie website we found a few options. 

The first model we have chosen is the Toyota Yaris, which will be ultra reliable and painless to run. There is one in Ardee that is within budget (you should get it for less if you haggle) and while this 2003 model has done 89,000 miles it will be capable of a whole lot more. 

I really like the Ford Fiesta and the model that was around in 2003 onwards is a great little car. This Fiesta is right on budget. 

The Renault Clio from 2004 was a lovely wee car and this one here has just 46,000 miles on the clock. I think they really suit young women, as they are rather chic. 

I guess the sensible choice here would be the Yaris, but I would probably have the Clio. 

Hope that helps


When are new Fords coming to Ireland?

Do you know anything about new Ford Fiesta, Focus and Mondeo coming to Ireland? When and do you know the prices?

Fergal Reidy (Celbridge)

Aug 2010 Filed under: future cars

Expert answer

Hi Fergal,

An all-new Focus should be here early in 2011. More information was released this week (click here for the news story). The updated Mondeo will be on sale in Ireland before the end of 2010 (click here for our news story). I'm afraid we don't as yet know anything about a new Fiesta.

Prices are never released very far ahead of a car's launch unfortunately, but you can expect them to be in the same ballpark as the outgoing models'.

Hope that helps


What are the costs of importing a used car from the UK?

Hi there,

Can you tell me if VRT is the only additional cost to buying a car in the UK or is there also VAT to be paid?

Also, how accurate is the Revenue's online VRT calculator?

Regards

Ray

Ray Owens (Enfield)

Aug 2010 Filed under: importing

Expert answer

Hi Ray,

VRT is the only charge you have to pay (aside from transportation costs) when you import a car from the UK because once VAT has been paid on an item in the EU it cannot be paid again. As regards the accuracy of the online calculator I would say that it can be hit and miss but this can both work for or against you. 

VRT is calculated as a percentage of the Open Market Selling Price (OMSP) and this is pretty much estimated by Revenue based on what cars are selling for and some other combinations that only it seems to know the answers to!

Sometimes the prices can be really high and sometimes they can be thankfully low. You do have the right to appeal a VRT price if you feel it is unduly high. Certainly the calculator will give you a good idea of what you will pay and as such is the same system that a VRT office official will use. From there, they may decide to start charging you for any optional extras that there are on the car and they now have better access to this information. 

Full details of the charges associated with VRT can be found here

Take the estimate as a guide price, but be prepared to have to spend a little bit more if your car is subject to a full inspection. 

I hope this helps


Should I buy from SIMI?

I am thinking of purchasing a '06 or '07 Toyota Corolla Hatchback with all the extras. I have spotted one at an independent dealer that suits my requirements however the dealer is not a member of the SIMI.

Would i be better of purchashing from an SIMI dealer even if this car at the independent dealer checks out ok.? They have told me that the mileage/km will be warranted & that there able to offer the same level of service as any SIMI member. Should i trust this dealer or just avoid altogether ?

James Slyver (Cork)

Aug 2010 Filed under: choosing used car

Expert answer

SIMI are the Society of the Irish Motor Industry and as such, buying from one of its members is the closest you can get to total security when buying a used car. Of course there are no guarantees when buying a used car but at least here you are getting a car that has gone through a thorough car history check, and the dealers also have signed up to SIMIs code of conduct so they are answerable to a higher power. 

A spokesperson for SIMI outlined some of the benefits of buying from a SIMI dealer. "SIMI have high membership standards. To become a member of SIMI the garage must pass an audit and inspection. The dealer must submit among other documentation a tax clearance certificate, proof of planning permission, and be nominated by 3 existing members. Should a dispute arise we have a standards department that will investigate the consumers complaint. The first step is mediation between the customer and the garage. If that does not resolve the issue we have an independent tribunal that is headed up by a former rights commissioner and also a consumer group. The tribunal decision is binding on the SIMI garage."

Cars from SIMI dealers tend to be better, but this is not to say that there are not good independent dealers who choose not to become members of the SIMI and pay their fees. There are good independent car history check websites around such as Cartell.ie and Motorcheck.ie and for a fee there are several layers of check you can do on these cars. So, no, we wouldn't say to avoid non-SIMI dealers, but SIMI dealers do come with some security as-standard. 

If you want to come back to us with an idea of your budget and needs, feel free and we will guide you a litte bit more.


When are the new Santa Fe and Outlander arriving?

When are the new Hyundai Santa Fe and Mitsubishi Outlander due to go on sale?

Damien Dunne (Dublin)

Aug 2010 Filed under: choosing new car

Expert answer

Hi Damien,

Mitsubishi Ireland has confirmed that the new-look Outlander will be here in November in two- and four-wheel drive formats.

Hyundai confims that a revised Santa Fe will arrive in October boasting a new 2.0-litre turbodiesel engine that drops the car from Band E to Band D emissions yet keeps the same power level.

Hope that information is of help


How much should it cost to replace a head gasket?

How much would it cost to have a head gasket replaced in a 2008 Hyundai Santa Fe diesel?

Regards, John

John Dunne (Dublin)

Aug 2010 Filed under: servicing

Expert answer

Hi John,

We contacted Hyundai direct and the cost of the parts required - assuming nothing else needs to be done of course - is €250 plus VAT of course. Hyundai quotes about nine hours of labour. The actual hourly rate will vary from garage to garage so try to get a fixed quote before you get the work done. With head gaskets there's always the possibility of other work required too, such as skimming the head.

Hope that helps,


Which small car will have the best resale value?

Hi,

We're looking at changing my wife's car for something smaller as our daughter is learning to drive. The car is a 2002 Volvo S60 (2.0T petrol, tax €600) and from talking to dealers will be hard to sell privately or get over €2k trade-in.

We were thinking of going for a Skoda Combi (1.2T petrol, €105 tax), but are concerned with resale value. Other smaller cars (e.g. Ford Fiesta, VW Polo) are more expensive, offer less kit and space, but might have better resale values in five years. Any thoughts of suggestions on what to do, or go for?

Pat Rowan (Dublin)

Aug 2010 Filed under: choosing new car

Expert answer

Hello Pat,

As a trade-in it would probably be accurate enough to assume that your Volvo would be worth about €2,000, although you might get a little more if you sold it privately.

When you say the Skoda Combi I am assuming that you mean the Fabia Combi, which is Skoda's small estate model. It is indeed a nice little car, but perhaps something of an odd-ball and it might not be the best car to choose if you are focusing on resale value. 

There is really only one car that stands head and shoulders above the rest when it comes to residual value in the small car segment and that is the Volkswagen Polo. If you look back at the classifieds you will notice that these command a used price significantly higher than any other car in the class, so if you are buying with a view to the car being worth something in five years, this is where you should be putting your money.

It isn't necessarily the best car in the segment though - for us the Fiesta would claim that particular title. There is no doubt that if your budget is restricted then you won't get a Polo with tons of equipment thrown in and it might be shorter on power than some of its rivals, but I'd go for a 70hp 1.2 Comfortline Polo in a safe colour (silver, black or red) and you will get decent money for this car in five years time.

I hope this helps


Should I buy new or second-hand with up to €30k?

I'm thinking of trading in my car for scrappage at the moment before some of the deals end and I am thinking of spending €25k - €30k.

I have been looking at the Renault Laguna and Opel Insignia for the scrappage instead of a second-hand car. I am looking for something with a decent boot and a bit of poke in it as I'm upgrading from a Corsa!

After thinking about it for a while I then thought about maybe going for a second-hand car for resale value and depreciation of a new car especially since it's coming close to the end of the year and it'll be a year old in a few months.

On the second-hand range I was considering maybe a BMW 5 Series, Audi A4 or A6 or something similiar in that range. Any suggestions or ideas on what to do or look for in a car to maximise the purchase and keep resale value? I am open to suggestions on other makes and models I may have skipped over. Thanks.

Alan Crookes (Portmarnock)

Aug 2010 Filed under: choosing used car

Expert answer

Hi Alan

The scrappage scheme has been good news and as you might have seen today SIMI is calling for an extension of this. Unless this happens, there would be no point in you getting a new car at the end of the year under scrappage because the €1,500 that you would get off this in the case of something like an Insignia would not be as much as you could lose eventually by buying a car later in the year. 

Sure enough, you could buy the Laguna and get €3,000 off. It isn't an awful car, but there really isn't anything remarkable about it and I personally wouldn't spend over €20,000 on one. I actually think the Renault Fluence is a better buy than the Laguna and it costs much less. It is a fine big car and really well equipped. 

However, with your budget we could do a whole lot better. Supposing that you get at least €1,000 for your Corsa, then you still have a generous budget. There is always the temptation to look at the German cars and as long as you realise that these can get pricey to service and run as they get older, they can be a great buy. 

You have a staggering amount of choice. For sheer ease of ownership I have noticed that Lexus IS models are really good value now. You can get a 2008 IS 220d for under €25k and that would be a pretty nice car to own. Here is an example. 

If you were buying new or almost new, this 2010 Subaru Legacy diesel is also within your budget. 

However, you could go a little larger and get yourself a 2007 BMW 520d. This example is from a main dealer and has tiny mileage and would be a really nice car to own. It has done just 20,000km and is an automatic too with a nice spec for just €28,000. I would find it very hard to pass up on this car to be honest. You could opt for one with a manual gearbox and get lower road tax, but to be honest, this is where my money would go.

I hope this helps


I need a mid-sized family car for about 10,000km a year

Hi there,

I need to buy a mid-sized family car that has to do me for about five years. Both my wife and I cycle to work so it would be in the driveway most of the time though I'd say we still clock up about 10,000 km a year.

My budget is between €9,000 and €10,000 and I was hoping to buy a 2007 car. I had been looking at the Ford Focus diesel estate as it is economical, roomy and decent to drive, but any out there in my price range tend to have a lot of miles on the clock.

I'm now looking at petrol Jettas, which are nice cars but the fuel economy concerns me as I know petrol cars are falling out of favour. Any advice?

Mark

Mark Jordan (Dublin)

Aug 2010 Filed under: choosing used car

Expert answer

Hi Mark,

Thank you for contacting us. I can understand your dilemma in that you are going to be using your car quite sparingly, but you need it to be something that can last a long time. We know from speaking to you since that you have a Ford Focus that you might sell privately or hope to get around €2,000 for as a trade-in, so given that your budget is around €10,000, which is decent enough.

I take your point on the Ford Focus diesel estates. They tend to have quite hard lives as many are bought by business users more so than private individuals and they often have mega miles on them and hence can be tatty. They also often have the older 1.8-litre diesel, which is a bit of a tractor to be honest.

You mention that you are going to be keeping this car for about five years, so as such I wouldn't worry too much about whether petrol cars are falling out of favour because your used car is unlikely to be worth a whole lot in five years with another 50,000km on the clock.

You don't really do a lot of miles per year anyway, so running a petrol car might not end up being too expensive. Also you could perhaps look at buying something with slightly higher mileage (as long as it is diesel) because these cars would be well able to put up with your low mileage. For example, you mentioned the Volkswagen Jetta, which is a fine car. You could have a diesel version, with slightly more mileage, for well within your price range. Here is one from a SIMI dealer for €8,900.

I would be inclined to go for a VW Golf with your budget. You could have a 2005 model with low mileage for €9,000. This one here caught our eye. It comes from a main dealer and will have a good warranty. These cars will put up with lots of mileage and are also likely to hold their value well. This example would still have lots of life left in it after 50,000km and might actually be worth a few quid too.

I hope this helps. Come back to us by adding comments below if you want to discuss this further.


One of my wheels has seized. What do I do?

My car has been left idle for a weeks in my garden (on a slope). I went to take it out the other day and it wouldn't move. Reverse gear will engage but the rear passenger side wheel won't budge. Any idea what could be wrong and how to fix it? Thanks.

Emma Synnott (Dublin)

Jul 2010 Filed under: miscellaneous

Expert answer

Hi Emma,

It's likely that the brakes have seized on that wheel. Don't worry though, it's usually not a big deal to sort out. It happens a lot to cars that are not used regularly.

If at all possible, move the car to a safe, flat piece of ground. This may require more revs than usual and in fact, doing this might be all it takes to unstick the brakes. If they are still stuck, then jack up the car and take off the wheel. Release the handbrake and tap the hub firmly with a rubber-coated mallet.

If that still doesn't do it, then you'll need to enlist the help of a mechanic, but in most cases just moving the car will do the trick.

In future, if you know you'll not be using your car for a while, don't use the handbrake. Park the car in gear and put blocks in front of the wheels.

Hope that helps


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