Expert answer

Hi Joanne,

If it’s just the one car you want, then I think your best bet would be a Ford S-Max or Galaxy, or possibly a SEAT Alhambra. All three cars do all the important family hauling work really well, and the two Fords will tow a maximum 2,000kg load, while the Alhambra can haul as much as 2,400kg.

If you want to go down the two-car route, then maybe go for a Mercedes E-Class Estate, with the fold-down seats in the boot, as the family machine and a Volkswagen Amarok pickup (the early model with the 2.0-litre turbo engine so as to keep the tax costs down) as the tow-car. It can haul a whopping 3,500kg, but is also comfy and refined enough to be a daily driver.

Read our Ford S-Max reviews

Read our Ford Galaxy reviews

Read our Mercedes E-Class reviews

Read our SEAT Alhambra reviews

Read our Volkswagen Amarok reviews

Expert answer

Hi Mike,

OK, this is a tricky one (not least because we don’t know the year of the car). However, assuming that it’s a 2001 BMW Z3, then it’s going to be worth roughly €3,000 to €4,000 (assuming that it’s in perfect condition with a full service history). The 2.0-litre Z3 has CO₂ emissions of 220g/km (depending on the specific model) so that’s going to be in the Band D, 34 per cent, VRT band. Taking an Irish  market value of €3,500 (splitting the difference) that’s going to be €1,190 in VRT. BUT, it’s worth remembering that when it comes to odd or unusual model, Revenue’s Irish market valuation can be tricky at best, and they tend to over-value cars, especially sports cars. I’d get in touch with the BMW Owners' Club in Ireland to get a more solid feel for the value of the specific car you’re buying, and to have some expert knowledge on hand if you need to appeal Revenue’s valuation. 

Expert answer

Hi James,

OK, at 25,000km per year, you’re just about over the line for diesel to make good sense for you. Both the Passat and the Avensis are rugged, reliable cars so they’re both good choices. The Passat has the nicer interior and is more comfortable overall, and that 1.6-litre diesel is remarkably economical (we once drove from Galway to Glasgow, via Belfast, and back on one tank…).

However, the Avensis would have an edge on overall reliability, which, when dealing with cars of this sort of mileage and age, could be significant. I’d say, on balance, go for one of the Avensis, but carefully check over the history and condition of each car, and go for the one that’s the best in those regards, rather than mileage or price. Oh, and as with any four-door saloon with high mileage, check to make sure that neither has been previously used as a taxi. We recommend Cartell.ie for a full history check.

Read our Toyota Avensis reviews

Read our Volkswagen Passat reviews

Expert answer

Hi Catherine,

Now is a good time to buy a hybrid, that’s for certain, but given that the Toyota C-HR and Hyundai Kona are among the very few hybrid crossovers currently on sale, you may struggle a little to find choice beyond those two models. It could be well worth looking at a Toyota Corolla or Auris hatchback or estate instead — they’re more practical, in any case, and there’s very little actual difference in height. Alternatively, there’s the Kia Niro hybrid, which was on sale from 2017. Prices for early Niros are now down to around €20,000, and they’ll still be under warranty until 2024.

Read our Toyota C-HR reviews

Read our Hyundai Kona reviews

Read our Toyota Corolla reviews

Read our Toyota Auris reviews

Read our Kia Niro reviews

Expert answer

Hi Garry,

I reckon the confusion comes from the fact that Opel changed the interval around the 2002/2003 model year. For the earlier cars, the interval is every 60,000km or four years (whichever comes first), but it changed to 90,000km or six years from 2003 on.

And just to confuse things further, there was a version of the 1.4-litre engine made from 2003 that used a timing chain instead of a timing belt. The engine code for that is Z14XEP, where the timing belt engine is Z14XE.

It is possible, of course, that your car was a 2002 model year in terms of manufacture, even if it was not registered until 2003, so I'd suggest being cautious.

Expert answer

Hi David,

OK, we found a few good options, via Carzone, but there are plenty more if you have a look.

How about a BMW 5 Series? It’s top of budget, but we found a 131-reg 520d in SE spec, with auto, air conditioning and cruise. A fabulous car to drive, and perfect for long journeys. Used BMW 5 Series for sale on Carzone. Maybe check out our BMW 5 Series F10 (2010-2017) used car buying guide if that piques your interest.

Or, if you need something a little more practical (and also faultlessly reliable) how about a Mazda6 Estate 150hp diesel? It’s a 2015 car, and they’re as good to drive as they are to look at. Used Mazda6 for sale on Carzone. (Read our Mazda6 reviews here).

Expert answer

Hi John,

Do you mean acrappage trade-in on an old off-roader? Or scrappage trade-in when buying a new off-roader? Yes, is the answer in both cases — most brands currently have some sort of scrappage offer in play, and it really doesn’t matter what vehicle you’re trading in — you’re going to get some kind of discount.

Or, did you mean can you get scrappage on a car that’s registered as being off-the-road? That’s trickier. Really, the car that you’re trading in generally has to get to the garage under its own steam, and show current tax and insurance to qualify. It’s worth having a word with the dealer you’re buying from, though, as there may be some wiggle room on that score. 

Expert answer

Hi Philip,

It’s not just a problem for hybrids; all cars have catalytic convertors and the problem is that they use hugely valuable precious metals — principally rhodium and palladium — to achieve the chemical reactions that reduce the levels of pollution coming from the engine. Hybrid cars tend to have more of those metals in the cat, and they tend to be less corroded and worn, because a hybrid car, on average, runs its engine for shorter periods than a conventional car. Hence the targeting of hybrids. The best advice from the Gardaí to prevent such theft is to park in a busy, well-lit area if you can. There are also devices — known as cat-locks — which might offer some protection.

Expert answer

Hi Richard,

The phrase ‘can of worms’ springs to mind. In general, a car can be registered to a company, and taxed and insured by the company, and still used by an individual for social, domestic and pleasure use. That’s how company cars work, obviously, but equally obviously there’s a Benefit-in-Kind tax liability to be paid. So it’s possible that your friend with the Land Cruiser is trying to avoid paying BIK.

In the case of the SUV, in theory a car that’s taxed as a commercial cannot be used for personal, social, domestic, or pleasure driving and there’s a fine to be paid if you’re caught displaying incorrect tax. Now, we should state at this point that we’re neither legal nor tax experts, and that the people you’re talking about could be operating entirely above board, and we’re not going to cast any aspersions on anyone.

Of course, this is Ireland and as we know, we don’t like sticking to the rules...

Expert answer

Hi Aidan,

Insurance is a perennial bugbear and, unfortunately, we don’t have much of an answer for you. It could be that, when damaged, the C4 is more expensive to repair than the Almera, or simply that Irish insurers view anything that’s not a dull four-door saloon as ’sporty’ in some vague way. I’m afraid that the only thing to do is the old ’shop-around’ routine when it comes to renewal. I think it would also be worth having a word with your current insurer, find out exactly why your insurance went up (this might take a bit of drilling down through layers of ‘computer says no’) and make it very clear how dissatisfied you are, and that you’re planning to move your insurance at renewal time.