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How to make my commercial Kuga private?

Hi,

I have a 191 Ford Kuga Utility four-seat commercial that I'm looking in the near future to use privately. Is this as simple as insuring and taxing it as a private vehicle or are there any other steps, i.e re-registering it as a private vehicle?

Thanks in advance for your help

Filed under commercial vehicle - Asked by Stuart Coonerny - Mon, 08 Mar 2021 17:16


Neil Briscoe Answered by: Neil Briscoe - Complete Car Advisor - @neilmbriscoe

Answer

Hi Stuart,

No, you don’t need to re-register it, you simply need to call up your local motor tax office and tell them that you want to tax it as a private car. They’ll then put you on the old by-engine-capacity tax system, and the job’s done. The tricky part is insurance — we’ve been hearing that many people are struggling to find insurers who’ll cover a commercial as a private car, so have a good, careful shop around for cover first.

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