Can I tax an SUV private, but insure it as LCV?

Is it possible to tax an SUV privately, whilst insured commercially? To use privately with kids etc outside of work hours?

Alan O Brien (Dublin)

Jan 2020 Filed under: commercial vehicle

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Expert answer

Hi Alan,

No. You’ll need to show proof of insurance when you tax the vehicle so if you’re taxing it privately, but insuring it as a commercial, then alarm bells might well be raised. Also, if you did have an accident and your insurance company found out that you were playing both sides of the system, you’d probably have your claim denied. 

Neil Briscoe - Complete Car Advisor
@neilmbriscoe