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Can I tax an SUV private, but insure it as LCV?

Is it possible to tax an SUV privately, whilst insured commercially? To use privately with kids etc outside of work hours?

Filed under commercial vehicle - Asked by Alan O Brien (Dublin) - Mon, 06 Jan 2020 18:44

Neil Briscoe Answered by: Neil Briscoe - Complete Car Advisor - @neilmbriscoe


Hi Alan,

No. You’ll need to show proof of insurance when you tax the vehicle so if you’re taxing it privately, but insuring it as a commercial, then alarm bells might well be raised. Also, if you did have an accident and your insurance company found out that you were playing both sides of the system, you’d probably have your claim denied. 

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