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I was talking to a friend of mine the other day and were talking about the way that some of the car loans / financing deals that some of the manufacturers do. Some of them are HP so that means that you won't own the car until you've made the last payment, how does this affect your insurance, as isn't one of the first questions about the car being registered in your name? Does HP not mean it remains in the leasing company's name until you make the last payment?

Hi, I am looking to move out from a town, which would mean commuting of about 15,000 to 20,000km per year. Should I be looking for small diesel or petrol in order to keep costs as low as possible? Ideally about 1.4 or 1.6 engine size...

Thanks

Pros and cons of the 2011 Toyota Urban Crusier?

Is the Rover 75 a car to be avoided? Looking at a 2005 1.8 with 117,000 miles on the clock. Is the head gasket failure a big issue on all 1.8 Rover engines?

Mazda6 2.2D or BMW 320d? Which of the two will be better as a fun-to-drive second hand 2010/2011 hatchback/saloon? The Mazda6 is cheaper to buy but would it be also cheaper to maintain and be more reliable? Would the BMW keep a higher residual value? Anything I should look out when going for a test drive?

What should I look out for when buying a 2009 Opel Insignia?

Hi. I have a 2008 BMW 520d Business Edition with a leather interior and 75,000 miles on the clock in immaculate condition. I am looking at maybe trading it in for one-year old 320d saloon with similar specs for around €21,000 or €22,000. How much do you think that I could get as a trade-in?

Thanks very much for replying to those at the mercy of unscrupulous car sellers. As a rule how do we know how much a trade-in is worth?

What is the downside to buying a fleet car? I have looked at a 2010 Nissan Micra for sale at €5,590 - seems to be a good deal.

Susan

Is the Mercedes-Benz E-Class diesel economical? I have a 2.0litre petrol Audi A6, which is not economical!

I am interested in a Ssangyong Actyon; anything I might look out for when checking it?