Expert answer

Hi Michael,

If it's short trips and city driving then you're probably better off with the petrol model. It's significantly cheaper than the diesel version, which gives you plenty of budget to buy fuel and pay the slightly more expensive road tax. One word of warning though - from personal experience it can be almost impossible to move on a Mk1 petrol Qashqai when the market is so diesel-obsessed. Several people I know have had to take a bath on second hand value when it came to trading in a first gen 1.6 petrol Qashqai so you need to be aware of that. The new 1.2 petrol turbo version should by rights fare better because it's so efficient but with the market still being diesel mad, you need to be careful.

Expert answer

Hi Bernice,

I've always thought the Nissan X-Trail to be something of an underrated star of the compact SUV segment. It's good to drive, massively spacious and well made. 

As for towing, it has a maximum capacity of 2,200kg, but that's for a braked trailer. Obviously, if you're on a category B driver's licence that could potentially put you over the maximum 3,500kg gross vehicle limit, so be aware of that.

As for brakes, you shouldn't have any trouble so long as you don't load over that 2.2-tonne limit.

Expert answer

Hi Andy,

I take it you mean from an insurance point of view? No, late thirties shouldn't be a major issue as long as you have a decent no claims bonus. As far as the car is concerned, I think you need to box a bit clever here. The kids are only going to get bigger (trust me, I know...) and you'll need something with a decent boot and big back seats for increasingly long legs. So, get yourself a Skoda Octavia RS. They've been around since 1999 in original form, but you need to be looking at the second-gen model, from 2006 onwards. Go for that and you get a car with excellent handling, a terrific engine (the diesel one is more economical, obviously, but the petrol 2.0 turbo is still reasonable in terms of running costs) and the boot is as big and practical as you could possibly need. They're also solidly reliable. It's the thinking man's hot hatch.

What do you think?

Expert answer

Hi Eamonn,

I'd say about €3,500. A little more if it's the D5 diesel version, but it's not the most beloved Volvo model and was unfashionable at the time because it was stuck with engines of 2.0-litre capacity and more.

Expert answer

Hi Alan,

Electric Ireland charges a standard 19.28 cent per kWh as of Jan 20th 2014, according to moneyguideireland.ie. Other suppliers charge more or less the same although there can be a variation of up to 3c per kWh. 

In terms of what is charged to charge an electric car, the energy companies make no distinction. The plug points are downstream of your electricity meter so it's counted as the same juice that goes into your fridge, dishwasher or vacuum cleaner.

The total amount of tax charged on your kWh amounts to about 11 per cent, including both VAT and Carbon Tax, according to Sustainable Energy Ireland. 

So, why is this so much lower in tax terms than the 50-odd per cent levied by various charges on pump fuel? Simple: expediency. On the one hand, the Government must be seen to be encouraging the use and development of electric motoring. On the other, there is currently no simple and reliable way to distinguish between electricity being pumped into your car's batteries and what's being used to light, heat and wash.

That said, you can sadly and safely expect that to change, rapidly, if electric car sales ever take off in a big way. The Government has been very careful and canny about making sure that improving vehicle economy hasn't eroded it's annual €1 billion+ tax take from petrol and diesel sales, so if battery cars start eating significantly into that, expect some form of battery levy or electron tax to be enabled tout suite.

Expert answer

Hi Felicity,

Go for the diesel. By personal experience I can tell you that it's close to impossible to sell a Mk1 Qashqai with a petrol engine. It's a fine car and potentially the better buy for in-town use, but the market wants diesel, so follow the market.

Expert answer

Hi Brian,

OK, at that budget you have plenty of good options. How about a Hyundai i10? Crackingly good little car that - nice to drive, safe, economical and really reliable. Circa €9,000 should get you into a 2012 model, and that will still have around three years of its original warranty left to run. Want something a little cheaper than that? Try a Suzuki Swift. Budget around €6,000 to €7,000 to get a 2009 or 2010 model. Again, a cracking little car to drive and Suzukis are exceptionally well made and reliable. Finally, if you max out your budget, you could get into a brand new Dacia Sandero 1.2. Not the most sophisticated car out there but simple and solid and it comes with a full warranty.

Let us know which way you go

Expert answer

Hi Anne,

Decent little car actually - peppy to drive and, thanks to being built in cooperation with Toyota, really reliable. 

Problems? Well there's not much room in the back seats and the boot is also pretty small. Also, if you're considering a small city car with a '141' reg, have a good hard look at a Volkswagen up! before you decide.

Expert answer

Hi Gerard,

I write this as a former (recovering?) Laguna owner and the best I can tell you is to tread very, very carefully. Admittedly, I owned the previous generation Laguna that was quite simply a reliability disaster and one that cost Renault a fortune in warranty claims. The third-generation car, the one you're looking at, is much better in reliability terms, but still, you need to be suspicious of anything that uses electricity – make sure absolutely everything electrical is working properly and watch it like a hawk to check for failures. The 1.5 dCi engine is actually pretty good, and robust too, and you should pretty easily get high-forties mpg out of it. However, you're going to be on a pretty steep depreciation slope as nothing loses value faster than a big French car. That's fine if you're planning to keep and use it until it dies, but not so good if you're planning to trade-in in a few years. As a family car, it's actually quite good though – spacious and comfy, with a big boot and Renault has an excellent reputation for safety too.

Expert answer

Hi Stella,

OK, the good news is that your Yaris is an in-demand model and values for cars from around that era are holding up well because of the scarcity of new car sales since the financial crash. I'd hope that you'd get around €8,000 for it, but let's play safe and assume you get €7,000 and you can add your €1k to that. That opens up an entire world of MINIs to you, and not just old models - you should be able to get into the second-generation post-2006 model, which is noticeably more refined and well made. I'd suggest trying to track down a nicely specced 1.6 Cooper and enjoy the heck out of it. As a MINI owner myself, I can tell you that they're great fun to drive and not quite as impractical as you might think.

Now, reliability. There's no two ways about it - Toyotas are staggeringly reliable and break very rarely. MINIs aren't bad, not bad at all, but they're just not quite as bank-vault solid as the Japanese car. Buy carefully, make sure you get one with a full and complete service history and you should be fine. Regular servicing isn't too pricey (about €190 for a normal service) and fuel economy should be pretty good too.

Hope that all helps