Best electric car?
Best electric car?
John Meenan (Newbridge)Jan 2021 Filed under: electric cars
Expert answer
Hi John,
Without knowing your budget, your seating needs and your range requirements, we can't give you a definitive answer on that. Some reading for you to consider:
Every electric car currently on sale in Ireland
Five of the best electric cars in Ireland (this needs updating as more cars have arrived on the scene since)
Come back to us with your detailed needs and we will try to help you decide on the best option.
I'm about to buy my first car...
I have €1,300 saved for a first car. Preferably looking for a Polo or Golf with a smaller engine but anything will do. What kind of insurance would I be looking at for a young driver on something like that?
Bevan Gillmor (Mullingar)Jan 2021 Filed under: insurance
Expert answer
Hi Bevan,
Sadly, insurance is the critical thing here, and it’s the bit we can help you with least as Irish insurers — as ever — ladle on the risk when it comes to young drivers. Any ballpark figure we give you could be €1,000 — or more — out.
I have €4,000 to buy my first car...
Hi,
I'm a student from Dublin looking to buy my first car. Budget is small, around €4,000. Obviously a small engine will be cheaper insurance-wise and grand for driving in Dublin, but I would be driving to Ennis and back once or twice a month (500km ish). Is a 1.0-litre too small,? Should iIlook for something bigger?
Mark Boyle (Mullingar)Dec 2020 Filed under: choosing used car
Expert answer
Hi Mark,
OK, we’ve found a few cars that meet both your budget and your small engine requirement, and can pretty easily handle the hack to Ennis and back.
All small car searches should start with a Fiat 500 — looks cool, is fun to drive, costs buttons to run and no they’re not unreliable.
Want something a bit more conventional? You should be able to track down a 2009-ish Ford Fiesta with the 1.25 engine. Terrific all-rounder.
If you want something cheaper to run, there’s the Kia Picanto (circa 2010), which has a peppy enough 1.0 to be able to cope with the Ennis run.
Or finally a Toyota Yaris, with that brilliant 1.0 VVTi engine, would make a hugely sensible choice, but you’ll have to go for an older one to stay on budget — 2008 or thereabouts.
Is the 2006 Volkswagen Polo a reliable car?
Is the 2006 Volkswagen Polo a reliable car? I'm used to an 03 Golf, which was excellent; I need a reliable car on a tight budget.
Catherine Prior (Galway)Nov 2020 Filed under: reliability
Expert answer
Hi Catherine,
In general, yes, the 2006 Polo is quite reliable. However, you have to adjust your expectations given that it would be over 14 years old now. Go for as simple a model as you can find and best to go for petrol rather than diesel to keep the maintenance costs low.
Which emissions rating for tax on this Merc?
If I buy in December a 2016 Mercedes E-Class with 94g/km CO2 emissions and 55mg/km NOx does it mean Revenue will uplift my CO2 to 120g/km but NOx stays as it is? And does it mean that my tax per year will be based on 94- or 120g/km?
Regards
Adam
Adam Kornaszewski (Carrick-On-Shannon )Nov 2020 Filed under: taxation
Expert answer
Hi Adam,
If you register that car before the end of 2020 then there is no uplift and your annual tax will be based on the 94g/km rating.
If you cannot register it until after 1 January 2021, then the CO2 rating will be uplifted, and that new CO2 rating will be used to determine the VRT paid on registration and the annual tax bill from then on.
There is no uplifting of the NOx levy, incidentally, but the amount charged will change a little come 2021.
It may be worth your while reading our three relevant guides, which have been updated since the Budget 2021 announcements:
Motor Road Tax Prices in Ireland Explained
What will the 2021 Tesla Model cost in 2021?
Hi,
What will the Tesla Model 3 cost from 1 January 2021 based on the Budget 2021 changes and no VRT rebate?
Bill Shan (Dublin)Oct 2020 Filed under: pricing
Expert answer
Hi Bill,
Short answer? We don’t know. In theory, because the VRT rebate is being chopped in half for cars priced between €40,000 and €50,000, it will become more expensive, but then again it will also be in a seven per cent VRT band, instead of the current 14 per cent band. And even if that didn’t make our heads hurt and our calculators explode, Tesla Ireland brings its cars in from the UK and who knows what effect Brexit may have on the price?
We’ve spoken to Tesla about this and, while it was a firm ’no comment’ when it comes to confirmed pricing for January, the spokesperson did say that for the Model 3, assuming everything stays as it is now, the price change will be so minimal you will hardly notice it.
Will older cars benefit from 2021 tax changes?
My understanding was that cars registered in the past couple of years had their emissions tested under the new WLTP system. Let's say a car registered in 2019 would be taxed at a higher rate than the exact same make that was registered in 2016. Will the cars registered in 2019 or 2020 benefit from the motor tax changes in the recent budget?
Thanks,
Noel
Noel O'Callaghan (Cork)Oct 2020 Filed under: taxation
Expert answer
Hi Noel,
You're right that cars have been WLTP-tested for a while now, but the WLTP CO2 figure was not in use. Instead, an-NEDC-equivalent value was used and quoted in all official documentation. That was a legal requirement, incidentally, not an attempt by the car makers to mislead.
Cars already registered will not benefit from the tax changes coming in 2021. We've covered this in detail in our Motor Road Tax Prices in Ireland Explained feature.
How to calculate VRT on this 201 Tiguan?
Hi Shane,
I’m completely confused by the new VRT changes! If I was to look at import of a 201 used car, will VRT be calculated off the WLTP figures, or CO2. Also, will motor tax be based off the WLTP or CO2 figures. I ask in the context of a 1.5 TSI DSG Tiguan with these specs: CO2 133g/km, WLTP CO2 168g/km.
Thanks in advance,
Dan
Daniel Shannon (Dublin )Oct 2020 Filed under: VRT
Expert answer
Hi Daniel,
In brief, CO2 emissions used to be measured on the 'NEDC' test, which was found to be inadequate. It was replaced by the new 'WLTP' regime, which still measures CO2 and outputs the rating that will be the only one used going forward.
So, the VRT and motor tax of an import, if it is registered after 1 January 2021, will be based on the WLTP CO2 rating if it exists. If it does not exist, then Revenue 'uplift' the NEDC CO2 rating according to a formula it has devised.
In the case of the 2020 Tiguan you mentioned, the 168g/km figure would be used. That means VRT of 26 per cent and annual motor tax of €420.
I recommend you read our three relevant guides, which have been updated since Budget 2021:
Motor Road Tax Prices in Ireland Explained
Tax of a 6.0-litre car in 2021?
What is the price of taxing your car bought in 2012 with a 6.0-litre engine with the new budget rates?
Fionnuala Doyle (Galway)Oct 2020 Filed under: taxation
Expert answer
Hi Fionnuala,
If the car was registered in 2012 then it is on the CO2-based system already. We can only assume it emits well over the 226g/km that gets it into the top tax Band. Until the end of this year that costs €2,350 and it will go up to €2,400 from 1 January 2021.
Read our Motor Road Tax Prices in Ireland Explained feature for full details.
Can you clarify 2021 EV taxes for business?
Hi,
My question relates to the 2021 Budget and the changes relating to BEV purchases as a company car. The information provided by the Government was particularly vague and I'm hoping that you can assist.
The proposal is to reduce the VRT rate from 14% to 7%; however it's unclear if the VRT rebate of €5,000 will remain for 2021 as there is mention of a reduction in this for cars over €40K, which basically includes the majority of normal BEVs as I believe it'll be on the OMSP. Do you know will there be any changes to the 0% BIK as I can't find any reference to this in Revenue documents, except for previous pre-2021 budget clarifications that the 0% BIK would be in place for BEVs purchased by the 31st December 2020.
Regards, Joe Boyle.
Joseph Boyle (Dublin)Oct 2020 Filed under: business
Expert answer
The short answer Joe is that we don’t actually know.
Officially, the Government is saying that the VRT rebate for electric cars will remain, but will be effectively replaced by the new seven per cent VRT band for the lowest-emissions vehicles. As you point out, that relief is reduced when the car has a price tag of above €40,000 — it chops the VRT rebate in half. Stray above €50,000 and there’s no more rebate at all. For now, the SEAI grant of €5,000 remains in place but that will be phased out over time. How much time and how much phasing? We don’t know yet.
The zero-rate Benefit-in-Kind tax remains in place up to the end of 2023, and will quite possibly be renewed in the Budget for that year, but no announcement has yet been made.
As far as the rebate is concerned, most of the Irish importers are now scrambling to try and adjust their prices, and indeed are in negotiation with the European and global head offices so that, come January, the current rebate-inclusive prices will remain more or less in place under the new system.
Basically, and not for the first time, the whole motor tax system has been thrown up into the air and we’re all scrambling to understand it fully before it comes crashing back down.
Keep an eye on our How Much VRT is Paid in Ireland? feature for more as it happens.