Expert answer

Hi Stephen,

Cars registered in 2005 are taxed according to their engine size, so that Focus (which has a 1,753cc engine) is taxed in the 1,701- to 1,800cc band. Since the 2013 Budget that costs €636 per year to tax.

Hope that helps

Expert answer

Hi Paul,

I’m tempted to say get another 520d — for the budget, they’re hard to beat. Well worth looking at an Audi A6 2.0 TDI as an alternative, though, and a Mercedes E 220d. Or a Jaguar XF if you’re feeling like a bigger change. Of course, what you could do is take that budget and spend it on a two-year-old Skoda Superb and get a fully-loaded version...

Expert answer

Hi Robert,

There’s lots of choice in that price bracket for an estate. You could go posh with an Audi A4 Avant TDI (you’ll get into a 2007 model for that budget), or big and practical with a Toyota Avensis (2011 or thereabouts), or sporty with a BMW 3 Series Touring. However, you’re probably best going for a Golf — that budget gets you a 2008 or 2009 Golf Estate, which is roomy, practical, reliable, and nice to drive.

Expert answer

Hi Gillian,

With two small kids myself I completely understand your needs. Really, you're probably after something with a much bigger boot, but I assume you like the premium look and feel of the Audi. People in your situation would often upgrade to a bigger car in the same brand, say an Audi A4 or a compact SUV. I've taken a look through Carzone.ie with your budget and needs in mind and here's a list of potential replacements:

- Audi A4: way bigger inside and in the boot than your A3 and significantly more comfortable on the road. Your budget gets you a clean 2010 model saloon or Avant estate with a 2.0 TDI engine.

- Audi A6: much bigger again than the A4, but for the same money you'll get less equipment or an older model - you could afford the saloon or Avant estate though.

- BMW 3 Series: quite comparable to the Audi A4, though not as spacious inside and few Touring estate examples on the used market. Very efficient engines.

- BMW 5 Series: lovely car in same class as Audi A6, though your budget will probably mean a high mileage example. Insist on full service history.

- Honda CR-V: well made family SUV that was designed more for on-road than off-road use. Not all that common, but hugely spacious and reliable. Make sure you go for the newer model that has only just been replaced.

- Mazda6: I'm not sure if you're attached to the Audi badge, but this car is well worth a look. It's massive inside (especially the estate), good to drive, well equipped and reliable. Your budget gets you a low mileage 2011 example too.

- Skoda Superb: no kids will ever kick the back of your seat in this car such is its rear legroom! The boot is massive too and it comes with a range of different engine options. The 1.6 TDI is especially economical. You can afford a 2010-2011 saloon, though personally I prefer the Combi estate.

- Volkswagen Passat: there are a few 2011-2012 Passat saloons available for your budget and it'd be a sensible purchase in some ways. This car is still on sale now new. There aren't many estates about unless you go for the previous generation model.

- Volkswagen Tiguan: a good option, though supply is limited at you budget to 2008 versions. High driving position and spacious all-round.

If you'd like help narrowing your search further, please do come back to us. Also, with such a low annual mileage, it's worth seriously considering a petrol car if you find a well-priced one.

Expert answer

Hi John,

You're in an enviable position. We're assuming you'd like to stick with an open-top car and rear-wheel drive. The Irish market isn't exactly flooded with €50,000 sports cars that match that brief so in your position we'd seriously consider importing from the UK.

Fabulous cars that fall within your budget include:

- Honda S2000 - very reliable and huge fun, though even newest ones are getting on now

- Lotus Elise - one of the most engaging road cars at any price; you could afford a relatively new one with the more reliable Toyota engine

However, we'd put our own money into a Porsche Boxster. You should be able to afford one of the last of the just replaced generation Boxster S. It's very quick, genuinely brilliant to drive and reliable too.

What do you think?

Expert answer

Hi Tommy,

First up, gearboxes: a six-speed gearbox in a given car usually means it is officially more economical than it would be if it had a five-speed gearbox, but that really will depend on the type of roads it's driven on and the driver's own style. It's not correct to say that a six-speed Renault, for example, is automatically more economical than a five-speed Ford though, as there are many more factors to consider. Best to look at the official combined consumption figures as a gauge - even though they're not usually achievable in the real world they are a good measure of one car against another.

A quick search on Carzone.ie reveals that your budget may get you into a 2009 Ford Focus 1.6 TDCi. There are plenty of different trim levels and 90- or 110hp derivatives available so take a close look at the specifications, history and mileage. Most of those are now in Band A4 with emissions of less than 120g/km and fuel consumption as low as 4.3 litres/100km (65.7mpg).

In terms of Golfs, it looks like you'd be lucky to get a 2008 version (the old one) for that same money, which means it'd have to be a 1.9- or 2.0-litre TDI engine. These cost more to tax (especially if you go pre-2008) and are a little less econonomical than the Focus above.

There don't seem to be many Renault Méganes fitting your description and budget, though a look elsewhere reveals that you may find a 2010 version at this price powered by the 1.5-litre dCi engine. This came in 86- and 110hp guises. The former is virtually as economical as the Focus and the latter only uses a little more fuel.

Finally, the Citroen C4: in terms of economy, the 2008 1.6 HDi 92hp engine is up there with the Focus etc, though there are more powerful versions available too.

In summary, if fuel economy is your priority then it's probably best to stay away from the older Golf, with its larger engine. The others are all very close and so it comes down to personal preference. We'd go for the Focus, not least because of the much wider choice of examples on the used market.

Come back to us if you need more assistance narrowing your search.

Expert answer

Hi Samm,

That’s a bit of a tight budget, so I think the best thing is to find something Japanese. Either a Honda Jazz or a Nissan Micra auto, from circa 2007, should do the trick and both are hugely reliable. Just make sure you buy one with a full service history.

Expert answer

Hi Cristian,

Road tax on this model is based on the engine size. The Passat 1.8 has an engine capacity of 1,781cc, which means the annual tax bill is €636. This increased from €592 on January 1st this year following the Budget.

Hope that helps

Expert answer

Hi Val,

The answer probably boils down to personal preference and the trim levels being compared. Also, Volkswagen offers the 1.2 TSI in both 85- and 105hp guises, while the Focus 1.0 EcoBoost comes in 100- and 125hp states of tune. Purely in terms of numbers, the 100hp Focus is the most economical, though not by very much, and all four sit in Band A4 for tax.

Personally speaking, the new Golf moves the game on in terms of fit and finish, plus refinement and it's quite well equipped. The Focus still has an edge in terms of driver appeal, but there's not such a wide gap between them to make that a deciding point for most.

Best bet is to go test drive examples of both cars for as long as you can - and in as close a specification to what your budget allows as possible. I'd put my own money into a Golf.

Expert answer

Hi Tommy,

First of all a quick list of possibilities we found on Carzone.ie that we would consider wise buys:

- Audi A4 - Good to drive and plenty about, though you'd have to look at 2005 - 2007 within your budget. Not all that spacious either.

- Audi A6 - Hugely spacious and comfortable, but again you'd have to settle for an older car with higher mileage, which could bring unexpected costs.

- BMW 3 Series - Most examples at this price are 2005-2007. Economical diesels and great to drive, but we'd worry about potential bills - and not as spacious as non-premium brands.

- BMW 5 Series - We'd be sorely tempted by this 2005-2007 model as it's such a great car. Seek out a low mileage example with a full service history and a warranty though.

- Citroen C5 - Comfy big car with decent specification and well-proven diesel engines. Not a huge number on the market, though at least you could afford a 2008 car.

- Ford Mondeo - One of the default options here. It's big, comfortable, good to drive and there are loads and loads about. Relatively cheap and easy to maintain too.

- Honda Accord - Relatively unknown here, but the 2.2-litre diesel engine is a gem and the car is very reliable and comfortable. Look for a post-2008 one to keep your tax bill down.

- Mazda6 - This is probably the car we'd put our own money on. Go for a post-2008 diesel example in a decent specification. It's spacious, well-equipped and great to drive. Reliable too.

- Toyota Avensis - Your budget might get you one of the last of the old models from 2009, though taxi drivers tend to snap these up as well. Make sure you check the history and mileage with Cartell.ie.

- Volkswagen Passat - Plenty about and it's a spacious and comfortable car, but there have been a few niggles with the electrics that'd steer us elsewhere.

There you have it. Come back to us if you'd like more help narrowing down your search.