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Hi Richard,

Just be careful when buying any premium badge car for a low price like that. The BMW 3 Series is a well made, reliable car but you need to buy one with a full service history, one that has been looked after. If you don't, you can be getting yourself into a world of expensive trouble. 

A 320i will be quite affordable to run in terms of fuel consumption, but it will be more expensive to service and buy any spare parts for than a mass-market brand. If, as you say, you've never had a car before, you may be better off starting with something cheaper and easier to run. Can I suggest a Golf? Just as classy as the Beemer, but more affordable by far.

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Hi Aparesh,

You know what? I wouldn't. Renaults from that era are not the most reliable things and your budget could be as easily eaten up fixing a catalogue of minor problems. Your budget though should be able to get you into a Toyota Corolla Verso - one of the most reliable cars around and a firm favourite in CompleteCar Towers when it comes to affordable, reliable family transport. 

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Hi Sharon,

I always think an estate is better for a two-kid family, rather than going for the styling and dynamic compromises an MPV forces upon you. A good idea for that kind of budget might be to upgrade to a more recent Focus Estate. A budget of €6k would get you a high-ish mileage 2008 version with the 1.6-litre diesel engine, which will cost you buttons to run - an easy 58mpg.

It's spacious and comfy and as long as you like your current Focus you won't go wrong. Looking for more of a change? How about a Kia cee'd SW 1.6 diesel EX? Again, cheap to run, really reliable and lots of room in the boot for buggies etc. A cracking family car, that one. Fancy something a bit more rugged? Maybe try a Nissan X-Trail, front-wheel drive with the 150hp 2.0-litre diesel engine. A really terrific car that, but obviously it will be more expensive to run than a smaller estate.

As for trade-in on your Focus, I'm afraid I wouldn't expect too much. Probably only about €1,000 to €1,500.

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Hi Jim,

How long is a piece of string? Sorry, but it is actually a tricky question to answer because it kind of involves asking 'which Range Rover?' That is to say that Land Rover's build quality, while it has consistently been improving over the past decade, can still be a touch variable. Many Range Rovers will get through big mileages with no trouble, while others simply won't.

The good news is (and I'm talking about post-2002 models here) that generally Range Rover unreliability has gone from trouble with major items such as brakes and suspension to minor niggles involving electrical components. Basically, if you're buying a Rangie make sure all the buttons work as they should and then budget a substantial amount of money to fix them when they don't. Engines, gearboxes and other bits are generally fine as long as the car has been serviced fully and has history to back that up. You won't get the flawless reliability that you'd get from a Toyota Land Cruiser for instance, but Rangies are certainly more solid than some of the rumours would have it.

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Hi there,

Welcome to Ireland! I'd suggest you have a look for a Honda Civic 1.4 petrol automatic. That's probably the best balance between reliability (Civics are very reliable), economy and sticking within your budget. The higher road tax comes from the changeover to a carbon emissions based system in 2008. Prior to that cars were taxed according to their engine size, but the Civic's 1.4-litre petrol engine should keep your tax bills down to a reasonable level. Sadly, there's nothing you can do to change the NCT test - every car requires one every two years once it's more than four years old, and every year once it's more than ten years old. Again, the Honda will help here - they're really well built so less likely to develop problems that would cause you to fail an NCT test, as long as you look after it and keep it serviced.

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Hi John,

I'm going to be predictable and say you should get a Volkswagen Golf. A budget of €3k would definitely get you a MkIV 1.9 TDI model and you may even just scrape into a MkV, which would be even better again. Just track down one that's been looked after and serviced regularly and you should be fine.

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Hi Rao,

At a rough guess that should give you a budget of between €10,000 and €12,000, which is healthy enough. If you've been a Toyota owner in the past I'm assuming you want to stick with something that'll be reliable so my first suggestion is an Auris hatchback. They're spacious inside, so pass the two kids test with ease and the 1.33-litre petrol version should be economical enough for your commuting style. 

Also consider a Honda Civic. If anything, Hondas tend to be even better built than Toyotas and while the Civic's avant-garde styling may be a bit of an acquired taste, its spacious and practical cabin is a boon for family life. A 2.2-litre diesel may sound like overkill but it's a terrific engine and has low emissions and therefore is cheap to tax. 

Finally, if you want something with a bit more space, how about a Kia cee'd SW estate? Reliably solid, and with that seven-year warranty, pleasant to drive and the estate version has a massive boot.

Let us know how you get on

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Hi Lee,

You've got to keep the engine size down, basically, if you want cheap insurance, but we would also suggest getting something that's good to drive, simply because exposure to good vehicle dynamics early on makes better drivers of us all. So, probably the best balance is to go for a Ford Fiesta 1.25. There are loads of them around and they're cheap to run, decently reliable and very safe. It would also be worth tracking down a Suzuki Swift 1.3, as they're fab to drive and close to indestructible.

However, if even those engine sizes are running the insurance bill up too high, then you need to think  smaller and go down to a 1.0-litre engine. In that case, I'd suggest either a Toyota Aygo (or a mechanically identical Citroen C1 or Peugeot 107) or, if the budget will stretch, a Volkswagen up!, Skoda Citigo or SEAT Mii.

What do you think?

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Hi Joe,

The last-generation S60 got a bit unfairly hit by various Irish tax regimes (it never had an engine under 2.0 litres for instance), but it's actually a cracking car - well built and superbly comfy, as Volvos tend to be. Keep an eye out for minor electronic glitches (the cruise control and electric windows seem to be vulnerable points) and if the engine is 'lumpy' when you're switching it off, you're looking at injector issues - expensive ones.

In terms of day-to-day running costs, it should do 44mpg with a manual gearbox (a little less with the optional automatic) and emissions of 175g/km mean you can tax it for €750 a year. That's pricey, but better than buying a pre-2008 model (2008-2009 was the last full year of production) when the engine capacity would land you with a €1,034 tax bill. One running cost to keep an eye on is front tyres. The S60 is quite nose-heavy and has a massive turning circle, things that tend to banjax the front boots. Check any potential purchase for worn rubber and budget for at least a new set every year.

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Hi Jason,

Depends what you mean by 'best' really. I'm going to assume, though, that what you mean is the best all-round; something that's fun to drive and good to look at, but also spacious, reliable and practical with an eye on fuel economy, right?

In that case, and at that budget, you're looking at three main cars: Honda Civic, Volkswagen Golf and Ford Focus. All three are reliable and well made (the Civic the best in that sense), all three are good to drive (the Focus is the best to drive) and all three are economical (few cars are as good, real-world, on fuel as a diesel-engined Golf). Shop around, because there are loads of each one out there and your €6,000 will go a long way. Insist on a full service history and make sure you do a background check on the car if you're buying privately (we recommend Cartell.ie). Beware of silly boy-racer mods (especially on the Golf, but the other two are prone to such things too) and try to find something that hasn't been used and abused by a legion of crisp-munching kids.

Let us know how you get on