Expert answer

Hi Surinder,

Yes, it's possible but don't. Never, ever buy a car with outstanding finance because the previous owner can simply default on their repayments as they please and then the finance provider will equally simply repossess the car. There's nothing you will be able to do about it and precious little legal comeback even if you can track down the former owner. Don't do it.

Expert answer

Hi Xavier,

Right, this is a bit of a finger in the air operation (as are all VRT estimates - the only one that actually counts is the final bill from Revenue...), but I'd say it’ll work out roughly like this: OMSP value should be in the region of €10,000 so at 36 per cent VRT that'll work out at €3,600.

Let us know how you get on

Expert answer

Hi Damien,

It's only ever going to be a rough guess where VRT is concerned, but I'd say between €2,500 and €2,800.

Let us know how you get on

Expert answer

Hi Sean,

The CO₂ emissions of that model are 139g/km so the annual motor tax is going to cost you €280. VRT is much, much harder to calculate as it's down to the spec more than the year and mileage, and the mandarins of Revenue are famously arcane in their calculations. Prices for that model seem to hover around the €15,000 mark so, assuming Revenue accepts that as being the Open Market Selling Price (OMSP), then the VRT would be 19 per cent of that, which is €2,850.

Please don't take that as gospel though!

Expert answer

Hi Margaret,

You need to book a session at your nearest NCT centre to have the car valued for Vehicle Registration Tax (VRT), which is the fee payable when importing a car from outside the state. According to the regulations, you have to book the inspection within seven days of the car arriving in this country, and then you have 30 days to complete the inspection and pay the fee, which will be calculated as a percentage of the estimated Irish market value, based on that model’s CO₂ emissions. You can find more details here: http://www.revenue.ie/en/tax/vrt/vrt-guide.html

Expert answer

Hi Ian,

It's a rough calculation but I reckon you're looking in the region of €7,000 of VRT. Of course, if it's a new car you may have to pay the VAT as well, but the best thing to do is contact your local Revenue office and talk it through. They're pretty helpful, generally.

Let us know how you get on

Expert answer

Hi Noel,

You can indeed get a lower rate of VAT and VRT when importing a commercial vehicle from the UK. For VRT you'll pay 13.3 per cent of the Open Market Selling Price (OMSP) - the price that Revenue reckons the car is worth in Ireland, not what you paid for it. Buying second hand in the UK and having the car converted is also a fine idea, but best to have the conversion done in the UK so that the car is already in commercial form when it lands here.

By the way, all this only applies if you're bringing in a commercial vehicle to use for work purposes. If you're using such a vehicle for social, domestic or pleasure use and paying VRT, VAT and motor tax at the commercial rate, you're technically breaking the law.

Here's our full guide to importing a car from the UK

Expert answer

Hi Mark,

As you say, the Revenue.ie VRT calculator doesn't have a listing for Morgan, which makes this all rather difficult, but based on the very small sample of other Morgans in the country, I'm going to stick a finger in the air and say your car is going to be valued at an MSRP of around €45,000. Combine that with the 23 per cent VRT rate for cars emitting over 140g/km of CO₂ and you get a total VRT bill of €10,350.

Pricey, but then it does get you a Morgan, so it's probably worth it.

Expert answer

Hi Shane,

You need the vehicles’s own registration document (usually called the V5 if it’s a UK import), a filled out VRT purchase details form (available from Revenue), proof of your own identity and address, your PPSN number, a receipt or bill of sale, proof of the date of the vehicle’s arrival in the State and documentation confirming the make, model and type’s CO₂ emissions. You can find all the relevant details here: http://www.revenue.ie/en/tax/vrt/vrt-guide.html#section2e

Expert answer

Hi Elaine,

Yes, in that it’s perfectly fine to buy a car imported from the UK as long as you’re happy that the vehicle’s condition and history are all in order, but we’d be wary of buying a car that is still on its UK plates. There are strict time limits of 30 days from the point of a car’s arrival in the State to the point where its VRT must be paid and its new numberplates fitted, so be very wary of any private seller or any dealer who hasn’t done that before they sell the car to you. A reputable seller would usually have completed the process before selling the car on.

Also, well worth checking an import's history through Cartell.ie