Expert answer

Hi Julia,

We wish everyone gave us as much detail in their questions as you have done! You have loads of choice, so we'll pick out a few options that we'd recommend.

1 – You could actually afford a brand-new Hyundai Kona in electric or hybrid guises, and though it's bigger than the previous model, it might be smaller than you're looking for. Worth considering nonetheless as it's a very good car.

2 – The Hyundai Tucson is significantly larger and probably better suited to your needs. For just under €40k you'd get into a very new plug-in-hybrid version or have your choice of plenty of non-plug-in-hybrid variants. It's a solid option.

3 – Same story for the Kia Sportage. It's based on the same underpinnings as the Tucson so really, it's a case of which of them you prefer the look of, or which you can find the best deal on. Loads of them on the market either way.

4 – Now, if you do decide that you want a seven-seater, most of them are larger vehicles, but there are options within budget. The newest and best that come to mind are the Kia Sorento (available with seven seats as a plug-in hybrid) and the Hyundai Santa Fe. Again, they're effectively the same underneath and both are excellent.

5 – There are fewer Volvos about within budget. The newer options are plug-in-hybrid versions of the XC40 or XC60, both decent enough cars, the latter the bigger. To get a seven-seat XC90 you'd have to go back to a 2019 model to stay in budget and we'd suggest that would likely come with big repair bills in the near future so not really what you're looking for.

6 – We're not convinced that available Audis will suit you. You might find a few examples of the Q4 e-tron, which is all electric, though most within budget that are plug-in hybrids are either the Q3 or the Q5. These are fine for your own family size, but limited otherwise, and you'd have to compromise on newness to get into the larger Q5.

7 – Finally, one for the heart rather than the head perhaps, you could afford either a Range Rover Evoque or Land Rover Discovery Sport with plug-in-hybrid power from a few years back. Both of those have five seats, not seven.

Having done all that research for you, we'd suggest that the best options come from either Hyundai or Kia, whether you're going to go for a seven-seater or not. But of course, we'd understand if you're swayed by other factors.

Don't hesitate to come back to us if you want further help narrowing things down.

Expert answer

Hi David,

With just two seats – and presumably a bulkhead behind them – that Defender should be a Category C commercial, with VRT at just €200, regardless of how you intend to use it afterwards. There is no NOx levy on commercial vehicles.

Unless the vehicle was only recently imported into the North from the rest of the UK, neither should you be liable for any VAT. But as the Defender was made in England, there should be no customs duty no matter when it arrived in the North.

Expert answer

Hi Colin,

Adding a rear seat to a 2012 Defender is mechanically straightforward, but legally and financially complex. In most cases it triggers reclassification from commercial to passenger vehicle, leading to significant VRT liability, higher annual motor tax and insurance implications.

Unless the vehicle clearly meets Revenue's crew-cab criteria (which many Defenders do not), you should expect the change to be costly.

There are many older Defenders with aftermarket seats that have not been declared as converted, but we would not advocate going down that route.

Expert answer

Hi Alex,

If the vehicle is indeed a two-seat commercial then yes you can import it as that and pay just 13.3 per cent of the Open Market Selling Price (OMSP). The €333 rate you refer to is the annual motor tax rate for commercials, which is only available for those using their vehicles for zero private use whatsoever.

Expert answer

Hi Owen,

There are strict rules forbidding the use of vehicles registered as commercials (as the Discovery described above is) for anything other than purely business/company use. The rule says you cannot use it for private use as you've described. Many do, I might add, and just hope not to get caught...

Insurance might be trickier, however. The insurers don't seem to like insuring private individuals on commercial vehicles. Only way to know if that will affect you is to ring around and see what they say. Or employ a broker to do the same. 

Expert answer

Hi David,

The good news is that you should be able to claim back the VAT. Because VAT now applies to all vehicles imported into Ireland from the UK, basically, you’re paying the VAT at the point of entry, at the standard rate of 23 per cent, so if you’re a VAT-registered company you should be able to claim that back as normal. Obviously, double check with your company accountant. 

You will be liable for VRT though, which will be charged at 13.3 per cent of the OMSP (Open Market Selling Price). 

Expert answer

Hi Charlie,

What you need to register and tax a vehicle as a commercial are:

1. Current commercial insurance certificate for the vehicle

2. Evidence of registration for VAT

3. Tax Clearance Certificate

4.. Notice of Tax Registration Form.

If you don’t have all or any of those then you’ll have to register it as a private vehicle. That’s actually easy enough — you just ring up your local motor tax office and tell them what you want to do, and all of the listings are on the motor tax website — but it does mean that you’ll be paying tax on the engine capacity, which, with a 3.0-litre Discovery, is going to be pretty chunky. Equally, insurance can be tricky for commericals-as-private cars, so get hold of a good, reliable broker to get you some quotes.

For more on this, we recommend our sibling site, www.CompleteVan.ie.

Expert answer

Hi Sheila,

Well, in theory the only thing you need to do to change the tax status of a car is to call your local motor tax office and tell them that’s what you want to do. As far as insurance is concerned, I think it would be a good idea to have a chat will a well-connected broker, who might be better placed to help you out. You might be able to find a policy that will allow you to insure the Land Rover as a private car even before it has been officially switched over, or possibly one that starts as a commercial policy but changes over once you’ve got the conversion. 

Expert answer

Hi John,

You should have no VRT to pay as you will have owned the vehicles already for for than six months. There will be small re-registration fees, that's all. Have a read of these for more information:

How Much VRT is Paid in Ireland?

Guide to Importing Cars from the UK

Expert answer

Hi Margaret,

If you’re looking for the new-shape Defender, there aren’t really any used examples around, although if you shop about you might track down a pre-registered, or dealer-demo model. As for the original Defender, they are VERY thin on the ground right now, not least because they’ve become a bit of an investment, with values firming, even rising, since the model went out of production. We have found a few here on Carzone.ie, but as we say, there aren’t that many available right now.